One of the most common small accidents for cars in Canada is a broken windshield. This can occur from a tiny crack that eventually worsens, or it can shatter completely.
In this article, we will explain how much it costs to replace or repair your windshield and what you should consider in relation to that and your car insurance.
How Much Does It Cost to Replace a Windshield?
A windshield replacement typically costs between $300 and $900, including labour, with the average cost around $450 in Canada. Replacements on luxury vehicles, however, can cost upwards of $1,500.
What Factors Affect Windshield Replacement Costs?
Multiple factors can affect windshield replacement costs. Here are some of the more common factors you’ll encounter:
- The make and model of your vehicle due to variations in size and shape.
- Any advanced safety features on your windshield, like advanced driver-assistance systems.
- The type of auto glass used to make the windshield. Windshields are required by the Highway Traffic Act to be made from safety glass.
- Additional damage to your car, such as if your windshield frame also suffers from the same car accident.
In addition to the above factors, your location might play a role in the cost because if you live in a remote location, procuring the appropriate windshield may be more expensive.
Does My Car Insurance Cover a Cracked Windshield?
Your car insurance may cover a cracked windshield, depending on your policy’s type. You’ll likely have cracked windshield protection if you have comprehensive or all perils auto coverage.
But similar to windshield replacements, it’s better to double-check your policy or ask your insurance representative about windshield coverage so you don’t end up unprotected if your windshield gets cracked or broken. If you don’t have cracked windshield protection, you can likely add it to your policy.
Common Causes of Windshield Damage
The windshield of your car is an essential element in the safety of the vehicle and, for this reason, it is important to keep it in an optimal condition without damage or flaws that could limit your vision.
Can I Get a Fine for Driving With a Cracked Windshield?
A small or chip crack can jeopardize the safety and effectiveness of the windshield. Driving with a cracked windshield in Canada can be very risky.
In Canada, windshields must be in “good condition.” This means that they cannot have any cracks or breaks. If a police officer pulls you over and sees that your windshield is cracked, they may give you a ticket. The fines for driving with a cracked windshield vary from province to province. In Ontario, for example, the penalty is $110.
| PROVINCE | FINE |
|---|---|
| ONTARIO | $110 |
| ALBERTA | No specific fine |
| BRITISH COLUMBIA | $70 |
| SASKATCHEWAN | $115 |
| MANITOBA | $113 |
| QUEBEC | $200 |
| NEW BRUNSWICK | $85 |
| NOVA SCOTIA | $176 |
| NEWFOUNDLAND AND LABRADOR | $100 |
| PRINCE EDWARD ISLAND | $75 |
Tips for Protecting Your Windshield
The windshield is undoubtedly the most important glass in your car. That’s why we want to share some tips for caring for your windshield.
Windshield Replacement vs Repair
When a windshield is damaged, professionals usually choose to repair the windshield, and if it is not possible, they proceed to replace it with a new one. Whenever it is feasible, try to repair the windshield instead of replacing it with a new one.
This decision is obviously because repairing the glass instead of replacing it, will save you the cost of a new windshield. In addition, repairing the windshield contributes to the protection of the environment.
For example, scratches can be repaired in some cases making a polish with special equipment. But if the scratch is very deep, it cannot be polished and the glass will have to be replaced. The damage caused by small rocks or chips that jump to the glass on the roads is also usually repaired. Keep in mind that it should be done quickly so that the breakage does not spread.
Key Advice from MyChoice
- Don’t assume your insurance policy has windshield protection. Double-check your documents or ask your insurance representative.
- To save money, consider repairing a damaged windshield instead of replacing it if possible.
- To keep your windshield safe, watch out for cracks, keep wipers functioning well, keep your windshield fluid reserve topped up, and be careful when parking under trees.