The Dodge brand has evolved dramatically since its inception. Once known for its trucks and later for a broader line-up of vehicles, today it lives on mainly as a performance brand for its parent company, Stellantis. Under that organization’s umbrella, Dodge’s siblings include Chrysler, Jeep, Ram, Fiat, and Alfa Romeo. A Dodge Dart, Journey, Durango and Charger can differ sharply in power, value, repair needs and typical use. Performance equipment, modifications, parts availability, theft experience, location and driver history can all affect the insurance quote offered for a specific vehicle.
This guide uses MyChoice internal quote data to compare Dodge insurance premiums by model and city, estimate the difference between new and used vehicles and place Dodge beside other American brands. Drivers should also review collision, comprehensive, rental transportation and declared modification coverage with an insurer or broker.
Dodge Insurance Costs from Dart to Charger
Dodge’s Ontario median insurance cost is $2,026 a year, 14% below the $2,345 all-vehicle benchmark. Among vehicle-specific medians, the discontinued Dart SXT costs the least to insure at about $1,688, while the Charger GT AWD reaches about $4,428. That $2,740 spread makes model, model year and trim data more useful than looking at the make-level figure.
| Median Dodge premium (Ontario) | $2,026 |
| Dodge vs Ontario all-vehicle median | -14% |
| Cheapest Dodge model to insure in Ontario | Dart SXT (~$1,688) |
| Most expensive Dodge model to insure in Ontario | Charger GT 4Dr AWD (~$4,428) |
| Cheapest alternatives to insure | GMC ($2,017), MINI ($2,003) |
How Dodge Premiums Vary Across Ontario
Among city-specific median quote data, a 2013 Dodge Journey in Ottawa has the lowest car insurance premium in the below table at $1,443, while a 2025 Durango in Brampton reaches $4,335. A 2023 Charger in Kitchener is close behind at $4,092/year. Model, model year and city all influence insurance quotes, so this spread cannot be credited to one factor.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Kitchener, ON | Charger GT 4Dr AWD | 2023 | $51,550 | $4,092 |
| Welland, ON | Grand Caravan SXT | 2020 | $33,122 | $2,204 |
| Brampton, ON | Durango GT 4Dr AWD | 2025 | $62,994 | $4,335 |
| Kitchener, ON | Challenger GT AWD | 2022 | $44,830 | $2,275 |
| Mississauga, ON | Dart SXT | 2013 | $18,895 | $2,651 |
| Ottawa, ON | Journey SE 2WD | 2013 | $22,569 | $1,443 |
| Toronto, ON | Ram 1500 Sport Crew Cab 4Wd | 2022 | $67,405 | $2,429 |
| Windsor, ON | Avenger SXT 4Dr | 2013 | $25,299 | $1,627 |
Insurance Planning for New and Pre-Owned Dodge Models
A used Dodge is generally cheaper to insure than a newer vehicle, though the spread in our median costs is slight at just $144. However, there are also significant differences among the models Dodge offers. A used low-volume performance car such as a Challenger Hellcat may have a much higher value and unique coverage needs versus a new family vehicle like a base Durango, for example.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Dodge | $2,087 |
| Used Dodge | $1,943 |
Dodge Insurance Versus American Competitors
Only $9 separates Dodge from GMC in the comparison of median quote prices for American brands below. Dodge is $57 below Chevrolet and $230 below Ford, yet those gaps are much smaller than the difference between the Dart and Charger figures quoted above. For a better read on your situation, compare the vehicles you would actually buy using the same limits and deductibles.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| GMC | $2,017 |
| Dodge | $2,026 |
| Chevrolet | $2,083 |
| Ford | $2,256 |
Dodge Insurance Questions for Ontario Shoppers
What should Ontario drivers expect for Dodge insurance costs?
Dodge insurance costs a median of $2,026 per year in Ontario, based on MyChoice’s internal quote data. That is about 14% lower than the $2,345 median for all vehicles. Actual premiums vary by vehicle, driver, location, usage, coverage, deductible, and insurer.
What models are in Dodge’s current Canadian lineup?
According to the Dodge Canada website, the brand’s current new-vehicle line-up is limited to the Durango midsize SUV and the Charger, which is now available both in gas-powered and electric formats with two or four doors. The Challenger nameplate was discontinued with the launch of the new Charger for the 2024 model year. Ram has operated as a separate brand dedicated to pick-up trucks since 2009.