Key Facts About Insuring a Dodge in Ontario
The figures below are based on MyChoice’s proprietary online quote data collected from Dodge drivers in Ontario in 2026.
| Average Dodge insurance premium (Ontario): | $1,756 |
| Cheapest Dodge model to insure: | Grand Caravan ($1,526) |
| Most expensive Dodge model to insure: | Challenger ($2,767) |
| Cheaper alternatives to Dodge for car insurance: | Mitsubishi ($1,519), Fiat ($1,612), Volkswagen ($1,644), Subaru ($1,702) |
| Dodge collision rate in Ontario: | 12.8% of Dodge drivers have ≥1 at-fault accident |
How Much Does it Cost to Insure Your Dodge in Ontario?
Location is a major driver of a Dodge premium. Drivers in busy urban centres like Mississauga face well-above-average costs, while those in Ottawa and similar markets pay less than the Ontario average of $1,756.
Below are estimated average annual Dodge premiums for major Ontario cities:
| City | Average Annual Insurance Premium |
|---|---|
| Brampton, ON | $2,859 |
| Scarborough, ON | $2,510 |
| Vaughan, ON | $2,228 |
| Mississauga, ON | $2,055 |
| Markham, ON | $1,947 |
| Toronto, ON | $1,934 |
| Barrie, ON | $1,744 |
| Oshawa, ON | $1,743 |
| London, ON | $1,678 |
| Windsor, ON | $1,676 |
| Thunder Bay, ON | $1,674 |
| Hamilton, ON | $1,540 |
| Sudbury, ON | $1,517 |
| Kitchener, ON | $1,491 |
| Kingston, ON | $1,432 |
| Ottawa, ON | $1,384 |
How Dodge Car Insurance Costs Compare to Similar Vehicle Brands
Insurance cost is often a deciding factor when shopping across brands. Our internal Ontario quote data places Dodge in a lower price band: it typically costs more to insure than Volkswagen, Subaru, Kia, yet less than Ford, Mazda, Chevrolet.
Here’s how the average annual Ontario premiums stack up:
| Car Model | Average Annual Insurance Premium |
|---|---|
| Volkswagen | $1,644 |
| Subaru | $1,702 |
| Kia | $1,715 |
| Dodge | $1,756 |
| Ford | $1,810 |
| Mazda | $1,817 |
| Chevrolet | $1,878 |
Dodge Car Insurance Rates Through The Years
Dodge premiums have climbed steadily since 2020, rising about 48% over the period as repair costs, theft and inflation pushed Ontario rates up. After a near-flat 2020–2021, increases accelerated from 2022 onward.
| Year | Average Annual Insurance Premium | YoY Change |
|---|---|---|
| 2020 | $1,189 | — |
| 2021 | $1,191 | +0.2% |
| 2022 | $1,388 | +16.5% |
| 2023 | $1,467 | +5.7% |
| 2024 | $1,572 | +7.2% |
| 2025 | $1,740 | +10.7% |
| 2026 | $1,756 | +0.9% |
Dodge Car Insurance Rates by Model & Year Make
When insuring your Dodge, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Dodge models from different years.
| Model | Average Annual Insurance Premium |
|---|---|
| Grand Caravan | $1,526 |
| Journey | $1,677 |
| RAM | $1,684 |
| Caliber | $1,719 |
| DART | $1,728 |
| Durango | $2,300 |
| Charger | $2,478 |
| Challenger | $2,767 |
Dodge Insurance FAQs
What are the most popular Dodge vehicles?
The Dodge Charger and Challenger are based on Dodge’s 70’s and 80’s models of affordable muscle cars and are generally considered the most popular. The vehicles feature larger engines and aggressive styling. The two vehicles are popular touring cars that offer roomy interiors. The Charger and Challenger have five and four-star safety ratings, respectively. This makes them relatively cheap to insure.
Dodge is well-known for their line of Ram pickup trucks, with the Ram 1500 being the most popular.
What is the cheapest Dodge model to insure?
The Dodge Grand Caravan is the most affordable model to insure in Ontario, with an annual insurance premium of $1,526.