Dodge auto insurance quotes depend on several factors including performance-oriented features, modifications, repair requirements and part availability, theft rates, location, and more.
Dodge has a long and storied history as a nameplate, known for its trucks and wider vehicle lineup. Now the brand focuses on being more of a performance-oriented nameplate, alongside Chrysler, Jeep, Ram, Fiat, and Alfa Romeo brands, all under the Stellantis umbrella.
Drivers can find Dodge insurance quote examples from our internal data at MyChoice that compare various Dodge models such as the Dart, Journey, Durango, and Charger, which vary widely in power, cost, repair needs, and common uses. Quote examples include comparisons in various cities, new/used status, and competing American brands.
Talk with an insurance company or insurance broker about collision, comprehensive, rental, declared modifications, and other coverages to decide what’s right for your Dodge.
Dodge Insurance Costs from Dart to Charger
Dodge has a median annual insurance premium of $2,026 in Ontario, which is 14% cheaper than the median of $2,345 for all vehicles. This median varies significantly, ranging from $1,688 for the discontinued Dart SXT to $4,428 (Charger GT AWD). The total difference in annual cost between these two vehicles is $2,740, which is why it is more informative to use vehicle-specific medians (model/year/trim level) instead of make-specific medians.
| Median Dodge premium (Ontario) | $2,026 |
| Dodge vs Ontario all-vehicle median | -14% |
| Cheapest Dodge model to insure in Ontario | Dart SXT (~$1,688) |
| Most expensive Dodge model to insure in Ontario | Charger GT 4Dr AWD (~$4,428) |
| Cheapest alternatives to insure | GMC ($2,017), MINI ($2,003) |
How Dodge Premiums Vary Across Ontario
Among city-specific median quote data, a 2013 Dodge Journey in Ottawa has the lowest car insurance premium in the table below at $1,443, while a 2025 Durango in Brampton reaches $4,335. A 2023 Charger in Kitchener is close behind at $4,092/year. Model, model year and city all influence insurance quotes, so this spread cannot be credited to one factor.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Kitchener, ON | Charger GT 4Dr AWD | 2023 | $51,550 | $4,092 |
| Welland, ON | Grand Caravan SXT | 2020 | $33,122 | $2,204 |
| Brampton, ON | Durango GT 4Dr AWD | 2025 | $62,994 | $4,335 |
| Kitchener, ON | Challenger GT AWD | 2022 | $44,830 | $2,275 |
| Mississauga, ON | Dart SXT | 2013 | $18,895 | $2,651 |
| Ottawa, ON | Journey SE 2WD | 2013 | $22,569 | $1,443 |
| Windsor, ON | Avenger SXT 4Dr | 2013 | $25,299 | $1,627 |
Insurance Planning for New and Pre-Owned Dodge Models
Although rates vary considerably by model, used Dodges generally cost less to insure. That being said, a used, low-volume, performance vehicle, such as a Challenger Hellcat, could very well be more valuable and have different insurance needs than a new, family-friendly vehicle, such as a base Durango. However, based on the median, the gap in price between used and newer models is slim, just $144.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Dodge | $2,087 |
| Used Dodge | $1,943 |
Dodge Insurance Versus American Competitors
The median quote price for Dodge is only $9 different from GMC’s, $57 lower than Chevrolet, and $230 lower than Ford. The differences between quotes for different brands are much lower than the difference between the quote for a Dart and a Charger. It’s probably more useful to look at the cars you’re likely to purchase. And, of course, make sure you’re using the same limits and deductibles when comparing insurance quotes for different cars.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| GMC | $2,017 |
| Dodge | $2,026 |
| Chevrolet | $2,083 |
| Ford | $2,256 |
Dodge Insurance Questions for Ontario Shoppers
What should Ontario drivers expect for Dodge insurance costs?
Dodge insurance costs a median of $2,026 per year in Ontario, based on MyChoice’s internal quote data. That is about 14% lower than the $2,345 median for all vehicles. Actual premiums vary by vehicle, driver, location, usage, coverage, deductible, and insurer.
What models are in Dodge’s current Canadian lineup?
According to the Dodge Canada website, the brand’s current new-vehicle line-up is limited to the Durango midsize SUV and the Charger, which is now available both in gas-powered and electric formats with two or four doors. The Challenger nameplate was discontinued with the launch of the new Charger for the 2024 model year. Ram has operated as a separate brand dedicated to pick-up trucks since 2009.