This page is for informational purposes only. MyChoice is not affiliated with this company.
Allstate Auto Insurance at a Glance
| Available in Canada? | Yes — personal auto insurance is offered in Ontario, Alberta, Quebec, New Brunswick and Nova Scotia. |
| Available in Ontario? | Yes. |
| Direct, broker or affinity distribution | Direct and captive-agent distribution: customers can quote/buy online or by phone, or work with a local Allstate agency. This is not an independent-broker product. |
| Underwriting company | Allstate Insurance Company of Canada. |
| How to get a quote | Online in about three minutes, by phone at 1-800-461-9005, or through a local Allstate agent. |
| How to report a claim | Through myAllstate/the Allstate app, or 24/7 by phone; the Ontario claims line is 1-800-387-0462 (local 905-477-5550). |
| Digital account or app | myAllstate web account and mobile app for policy and billing details, payments, pink slips and claims; Drivewise is a separate telematics feature/app experience. |
What Auto Insurance Coverages Does Allstate Offer in Ontario?
- Ontario policies include the required liability, accident benefits and uninsured-automobile protection, with DCPD available subject to the customer’s election and policy terms.
- Optional physical-damage choices include Collision or Upset, Comprehensive, Specified Perils and All Perils.
- Published add-ons include Claim Forgiveness, Disappearing Deductible, Ticket Forgiveness/Minor Conviction Protection, Loss of Use for eligible rental or transportation costs, non-owned vehicle coverage, roadside assistance and Waiver of Depreciation for a newer vehicle.
- Drivewise is available in Ontario and can reward safer driving with savings of up to 30%; Allstate says the driving score is not used to increase the premium, subject to program terms.
Read More: What Coverages Are Available in Ontario
Allstate Discounts Available to Eligible Ontario Drivers
- Home-and-auto bundling and multi-vehicle savings.
- Safe-driving/claims-free, student, retiree, renewal/customer-loyalty, anti-theft, winter-tire and eligible vehicle-safety savings.
- Drivewise telematics savings of up to 30%, subject to eligibility and program terms.
- A direct-purchase saving may apply when an eligible Ontario policy is bought online or through Inside Sales; the live quote flow currently describes 7.5%.
How to Start an Allstate Auto Claim in Ontario
About Allstate Car Insurance
The Allstate Insurance Company of Canada is a home and auto insurer operating in Alberta, Ontario, Quebec, New Brunswick, and Nova Scotia. Customers can manage policies and report claims through myAllstate or the Allstate app, contact an Allstate agent, or use the applicable phone and chat channels. Allstate’s Good Hands Repair Network is its network of pre-vetted home contractors and auto repair shops; it is not a promise that a broker or adjuster is available through every communication method at all times.
How Allstate’s Google Rating Compares
Visit our page on top car insurance companies to view a list of the best providers in Ontario.
| Insurance Provider | Company’s Online Rating |
|---|---|
| Allstate | 1.7/5 |
| SGI | 3.6/5 |
| Echelon | 2.1/5 |
| Aviva | 4.5/5 |
| Sonnet | 1.5/5 |
Allstate Car Insurance Pros & Cons
The following pros and cons were derived from real online reviews of Allstate customers. Experiences vary by customer, location, policy, and claim. They are not independently verified company-wide findings.
| Pros | Cons |
|---|---|
| Established Reputation | Higher Premiums |
| Regulated and Licensed | Occasional Customer Service Issues |
| Positive Claims Experience for Some | |
| Innovative Features (e.g., Claim Rate Guard) | |
| Comprehensive Coverage Options |
What Other Insurance Products Does Allstate Offer?
Allstate has a long history of providing other insurance products. Below are some of the most popular insurance products you can get with the company.