This page is for informational purposes only. MyChoice is not affiliated with this company in any way.
Allstate Auto Insurance at a Glance
| Available in Canada? | Yes — personal auto insurance is offered in Ontario, Alberta, Quebec, New Brunswick and Nova Scotia. |
| Available in Ontario? | Yes. |
| Direct, broker or affinity distribution | Direct and captive-agent distribution: customers can quote/buy online or by phone, or work with a local Allstate agency. This is not an independent-broker product. |
| Underwriting company | Allstate Insurance Company of Canada. |
| How to get a quote | Online in about three minutes, by phone at 1-800-461-9005, or through a local Allstate agent. |
| How to report a claim | Through myAllstate/the Allstate app, or 24/7 by phone; the Ontario claims line is 1-800-387-0462 (local 905-477-5550). |
| Digital account or app | myAllstate web account and mobile app for policy and billing details, payments, pink slips and claims; Drivewise is a separate telematics feature/app experience. |
What Auto Insurance Coverages Does Allstate Offer in Ontario?
- Ontario policies include the required liability, accident benefits and uninsured-automobile protection, with DCPD available subject to the customer’s election and policy terms.
- Optional physical-damage choices include Collision or Upset, Comprehensive, Specified Perils and All Perils.
- Published add-ons include Claim Forgiveness, Disappearing Deductible, Ticket Forgiveness/Minor Conviction Protection, Loss of Use for eligible rental or transportation costs, non-owned vehicle coverage, roadside assistance and Waiver of Depreciation for a newer vehicle.
- Drivewise is available in Ontario and can reward safer driving with savings of up to 30%; Allstate says the driving score is not used to increase the premium, subject to program terms.
Read More: What Coverages Are Available in Ontario
Allstate Discounts Available to Eligible Ontario Drivers
- Home-and-auto bundling and multi-vehicle savings.
- Safe-driving/claims-free, student, retiree, renewal/customer-loyalty, anti-theft, winter-tire and eligible vehicle-safety savings.
- Drivewise telematics savings of up to 30%, subject to eligibility and program terms.
- A direct-purchase saving may apply when an eligible Ontario policy is bought online or through Inside Sales; the live quote flow currently describes 7.5%.
How to Start an Allstate Auto Claim in Ontario
About Allstate Car Insurance
The Allstate Insurance Company of Canada offers home and auto insurance in Alberta, Ontario, Quebec, New Brunswick, and Nova Scotia. You can manage your policy or make a claim on myAllstate or in the Allstate app. You can also talk to an Allstate agent or call or connect through certain phone and online chat options. Allstate’s Good Hands Repair Network includes auto repair shops and home repair contractors that have been vetted in advance. Having a Repair Network does not necessarily mean Allstate adjusters and brokers are always available through each option.
How Allstate’s Google Rating Compares
On another page MyChoice has listed the top car insurance companies in Ontario if you want to get a good view of your options.
| Insurance Provider | Company’s Online Rating |
|---|---|
| Allstate | 1.7/5 |
| SGI | 3.6/5 |
| Echelon | 2.1/5 |
| Aviva | 4.5/5 |
| Sonnet | 1.5/5 |
Allstate Car Insurance Pros & Cons
Pros and cons do not necessarily reflect facts about Allstate. They summarize customer feedback in authentic online reviews from Allstate customers. Satisfaction varies by policy, claim, customer and location.
| Pros | Cons |
|---|---|
| Established Reputation | Higher Premiums |
| Regulated and Licensed | Occasional Customer Service Issues |
| Positive Claims Experience for Some | |
| Innovative Features (e.g., Claim Rate Guard) | |
| Comprehensive Coverage Options |
What Other Insurance Products Does Allstate Offer?
Allstate Canada mainly offers auto, home, property, motorcycle insurance and other products through marketing partners. Availability of Allstate insurance companies and products varies from province to province. Check with an Allstate agent for products available in your area.