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Corner Brook Car Insurance

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Recent Quotes From Our Users

Monthly PremiumsDate & TimeQuote TypeAgeGenderPostal Code
$106.45Jun 19, 2024, 04:08 PMAuto59FemaleK6J4P2
$43.02Jun 19, 2024, 05:45 AMHome56FemaleK1G0M5
$24.31Jun 19, 2024, 03:31 PMTenant30FemaleM1H2E4

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on May 16, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated May 16, 2024

Visit author page

3 minute read

Article Contents

Quick Facts About Auto Insurance in Corner Brook

  • Corner Brook car insurance is LESS expensive than the Newfoundland average.
  • The average annual car insurance cost in Corner Brook for a driver with comprehensive/collision coverage and a clean record is around $950.

The Best Car Insurance Brokerages in Corner Brook

Car insurance brokers help you choose the right auto insurance policy by answering your questions and comparing policy offers.

Here are several brokers in Corner Brook that you can contact for extra assistance when seeking car insurance:

BrokerageAddressPhone Number
Wedgwood Insurance Limited55 Park St,
Corner Brook, NL A2H 2X1, Canada
BrokerLink4 Herald Ave Suite 604,
Corner Brook, NL A2H 4B4, Canada
Cal LeGrow Insurance & Financial Group3 Herald Avenue Lower Level,
Corner Brook, NL A2H 4B8, Canada
Steers Insurance Ltd2 Mt Bernard Ave Suite 201,
Corner Brook, NL A2H 4B5, Canada

Most Expensive Postal Codes in Corner Brook

At $1,118/year, the average car insurance rate in Corner Brook is around $260 cheaper than Ontario’s provincial average of $1,385/year. However, the K8N area of Corner Brook has higher rates than the city’s average.

Here’s a price breakdown for the most expensive area for auto insurance in Corner Brook:

Postal CodeAverage Annual Car Insurance Premium

Least Expensive Postal Codes in Corner Brook

As with most cities, Corner Brook also has some areas with cheaper insurance rates than the city average – in this case the K8R area. Here’s a price break down for the cheapest area for car insurance in Corner Brook:

Postal CodeAverage annual car insurance premium

Driving in Corner Brook

Planning to move to or visit Corner Brook? It helps to know more about driving in the area. Here are some key facts about driving in Corner Brook you should know:

  • Major highways in Corner Brook: Route 1
  • Public transit options: Corner Brook Transit
  • Ridesharing services: Not available
  • Parking space providers: The City of Corner Brook, private lots
  • Top tourist attractions: Corner Brook Stream Trail, Rotary Arts Centre, Captain James Cook Historic Site, Railway Society of Newfoundland Historic Train Site
  • Busy intersections: Lewin Parkway and Griffin Drive, Lewin Parkway and Mill Road
  • Airports: Deer Lake Regional Airport

Main Mode of Commuting in Corner Brook

Knowing more about the commuting statistics in a city or town helps you get to work on time. Here’s a detailed look at the commuter data in Corner Brook:

  • Average commute distance: The average Corner Brook resident travels x km to their workplace or school. 
  • Commute duration: Perhaps owing to its relatively small size, commutes in Corner Brook are typically very short. Out of the 25% sample data taken by the census, 74% of the city’s commuters spend under 15 minutes on the road, and 19.4% of them spend between 15 and 29 minutes commuting. 
  • Main mode of commuting: Personal vehicles are the most popular mode of commuting in the city, with 90.1% of commuters preferring them. Pedestrians take a distant second at 6.5%.

Driving Conditions in Corner Brook

Various weather and driving conditions like snow and rain can affect your auto insurance premiums. Here’s an overview of driving conditions in Corner Brook: 

  • Average annual rainfall: 123 mm
  • Average annual snowfall: 243 mm
  • Rainy days per year: 154
  • Rainiest month in Corner Brook: November
  • Driest months in Corner Brook: May
  • Snow days per year: 154
  • Snowfall months in Corner Brook: October-May

Traffic in Corner Brook

While it’s one of the largest cities in Newfoundland and Labrador, Corner Brook is still relatively small compared to other major cities. Therefore, traffic might be more manageable in Corner Brook than in many major cities.

Here’s a quick look at the key traffic statistics in Corner Brook:

  • Population: 19,333 people live within Corner Brook’s city limits.
  • City area: Corner Brook’s city area spans 148.26 km2.

Busiest highways: Route 1, the Trans-Canada Highway, runs through Corner Brook’s south side.

How Your Car Insurance Quotes Are Calculated in Corner Brook

Your Corner Brook auto insurance rates are calculated based on your risk profile. If the insurer thinks you’re more likely to get into an accident, your rates will be higher. Unlike most Canadian provinces, your age or gender doesn’t affect your insurance rates, thanks to a bill passed in 2005.

Here are the main considerations when insurers calculate your insurance quotes:


People living in big cities usually get higher car insurance rates because big cities usually have more cars, increasing your accident risk. Big cities also see more crime, increasing your theft or vandalism risk.

Driving Record

Drivers with no accidents or violations to their name usually get low rates because insurance companies don’t take many risks with them. Conversely, drivers with a long history of accidents get hit with higher premiums because insurers are worried they may be repeat offenders. 

Vehicle Type

Insurers use the CLEAR scoring system to measure a car model’s accident and theft risk. Naturally, they’ll charge higher rates on vehicles that are notorious for getting stolen or severely damaged in accidents.

Coverage Options Chosen

Extra insurance coverage protects your car and yourself from more dangers but increases your premiums. Consider skipping non-essential coverage to save money on car insurance.

The Most Common Questions About Car Insurance in Corner Brook

How much does Corner Brook car insurance cost?

Corner Brook car insurance costs $950/year, $125 under Newfoundland’s provincial average.

Why should you compare car insurance rates in Corner Brook?

You should compare car insurance rates in Corner Brook because different insurers provide different coverage at different prices. Comparing rates help you choose which policy has the best value.

How can you get cheaper auto insurance in Corner Brook?

Compare car insurance rates in Corner Brook with MyChoice, or visit our main car insurance page to learn other ways of getting cheap car insurance quotes.


1. Mychoice.ca Internal Data, Most Expensive Postal Codes, Newfoundland, Corner Brook, Car Insurance Quotes Collected, 2024.

2. Mychoice.ca Internal Data, Least Expensive Postal Codes, Newfoundland, Corner Brook, Car Insurance Quotes Collected, 2024.

3. City of Corner Brook Website, Driving & Transit Information. Data Collected, 2024.

4. Statistics Canada, 2021, Census of Population, Newfoundland, Corner Brook, Main Mode of Commuting. Data Published March 29, 2023.

5. Weather Network Canada, Historical Averages, Newfoundland, Corner Brook.

6. 511 Newfoundland Traveller Information, Newfoundland, Corner Brook.

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