4.9
4.9/5
50+ Ratings on Google!

2 Door Car Insurance

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on car insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

How to Compare Car Insurance Quotes with MyChoice

Comparing car insurance quotes with MyChoice is as simple as it gets:

Share Your Car Insurance Needs​

Tell us what you want out of your auto insurance.

Shop for the Best Deals​

Compare auto insurance quotes from the best Canadian insurers.

Secure Your Rates​

Pick the best deal and lock your rates on our site.​

Recent Quotes From Our Users

Monthly PremiumsDate & TimeQuote TypeAgeGenderPostal Code
$90.21Feb 29, 2024, 07:35 PMAuto46FemaleM9C1G5
$58.92Feb 29, 2024, 07:23 AMHome62MaleK6J4P2
$14.42Feb 29, 2024, 02:20 PMTenant26MaleL1H8A4

How MyChoice Works

0

Canadians

have compared rates and saved money over the last 24 hours
Leah D
Leah D
July 19, 2023
I was able to get a tenant insurance quote and a car insurance quote for my Jeep on the same day, in the same place, super fast and convenient, less than 10 mins! Would use again and would absolutely recommend
Imaan Pirani
Imaan Pirani
July 13, 2023
Got a great quote for my Camry and to my surprise was able to purchase online... They passed all my information to the companies website automatically and it made the process a breeze!” Highly recommend
David Ifejika
David Ifejika
July 13, 2023
I was shopping around for car insurance and a friend suggested that I try MyChoice to help find the least expensive insurance for my partner and I. It was very reliable, straightforward and user friendly. It made finding new car insurance easy!”
Ty Warner
Ty Warner
July 12, 2023
I was able to bundle my home and auto insurance with My Choice. Getting a quote for both was pretty quick, once I had done my auto portion I had the option to easily check my home insurance too so that was ideal!
John Doyle
John Doyle
July 7, 2023
Recently closed on a place in Markham and was able to get a great home insurance quote in minutes with MyChoice. Purchased online through square one right on closing day!
Tim Borgstädt
Tim Borgstädt
July 4, 2023
I don’t always shop around when it comes to my insurance but I’m glad I did this time, My Choice had a good range of options and I was able to chat to a broker once I found a quote that I liked!
Hao Sheng
Hao Sheng
June 30, 2023
I got a great quote from mychoice. Would definitely recommend everyone to start a quote. I got a much cheaper rate from CAA than my TD
Leo Brasil
Leo Brasil
June 19, 2023
Great experience getting an online quote, quick and easy. All things considered, it looks like I'm going to save around $80 a month on my car insurance!
Mark Whiteley
Mark Whiteley
June 19, 2023
I was shopping around for home/auto insurance because my rates seemed to skyrocket on renewal. MyChoice allowed me to easily search for the most competitive rate, and next thing I know I'm saving $400 a year. Strongly recommend it!
Secure. No Spam. No Fees.
Article Contents
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 12, 2023

Visit author page
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 12, 2023

Visit author page

3 minute read

Article Contents

2 Door Car Insurance

According to many enthusiasts, two-door cars are sportier and more fun than four-door cars. Most convertibles are two-door cars. And coupe versions of sedans usually feature sportier engines and suspensions. However, this does not mean that two-door cars are necessarily more expensive to insure than their counterparts.

It is essential to understand how to calculate insurance rates. There are many factors in play, and the number of doors that a car has is only one factor. If you are looking at insuring a two-door vehicle, there are still many ways to minimize monthly premiums.

Average Insurance Rates for 2 Door Vehicles in Canada

It’s difficult to say what the average insurance rate for a two-door vehicle is since two-door cars can vary from a Fiat 500 to a Nissan GTR. The main reason why two-door cars are more expensive to insure is that they’re often driven by younger male drivers. These drivers tend to be inexperienced and aggressive and take more risks on the road. Riskier drivers tend to cause more accidents. Insurance companies take notice of this trend and account for it in their prices

But when you start looking at insurance rates for two-door cars, you also need to consider other factors as well. For instance, some two-door vehicles are not as sporty as some four-door vehicles. A Chevy Cavalier will be cheaper to insure than a Mercedes SUV or sedan. This is because the Mercedes will be more costly to repair or replace than the Chevy.

Should You Care That 2 Door Insurance is Generally More Expensive?

While you should consider the fact that a two-door vehicle is generally more expensive to insure, you should also keep other factors in mind. Insurance companies look at several other vehicle features when determining insurance rates. These include:

  • Safety features: modern cars come with many safety features such as stability control, anti-lock brakes, and side-impact airbags. These safety features will lower the cost of your insurance premiums.
  • Car age: older vehicles are cheaper than new vehicles, and will often be cheaper to insure.
  • Power and performance: a vehicle with a V4 engine will be cheaper to insure than a V6 or V8. This is because it will be slower and safer to drive.
  • Theft: some vehicles are more likely to be stolen than others. This will also affect your premium.

Additionally, driver performance has a significant impact on insurance rates. Insurance companies prefer safe drivers with a proven record of accident-free driving. Your record will often have more of an impact on your rates than the number of doors your vehicle has. And insurance companies will look at other factors when working out your premiums:

  • Age: younger drivers are viewed as a higher risk than older ones
  • Gender: male drivers are viewed as riskier drivers than women
  • Marital status: married drivers are viewed as safer than unmarried ones
  • Mileage: if you drive a lot, you’ll pay higher premiums (because there’s a greater chance you’ll be involved in an accident)

Most Popular 2 Door Vehicles in Canada

While two-door cars are less popular than SUVs and sedans, there are still some models that are popular in Canada. The most popular coupes and convertibles in 2019 (as rated by J.D Power) are:

  • Ford Mustang
  • Dodge Challenger
  • Chevrolet Camaro
  • BMW 4-Series
  • Chevrolet Corvette
  • Audi A5
  • Volkswagen Beetle
  • Mercedes Benz C-Class
  • Honda Civic
  • Mercedes Benz E-Class

Do 2 Doors Have a Good Safety Rating?

It’s difficult to make a blanket statement about this. One cannot simply declare that two-door vehicles always have a good safety rating. They are a broad category of vehicles with a lot of variation. Some two-door vehicles have excellent safety ratings, while others may not do so well. When you start looking for your dream two-door car, be sure to look at a variety of safety ratings, including the NHTSA and IIHS ratings.

Modern car manufacturers have put a heavy emphasis on safety, so modern two-door cars typically have good to excellent safety ratings. Many of these vehicles also come with extra safety features, such as anti-lock brakes, stability control, side-impact airbags, and rear-view assist.

Compare & Save on Car Insurance Today!

Many people will just accept the first quote they get since they think that all insurance companies will give them similar pricing. This isn’t actually the case, and you’ll be surprised by how much quotes can differ. That’s why we recommend shopping around to get several quotes from different companies. This will give you a clear picture of what you can expect in terms of 2 door car insurance.

In addition to the monthly rates, we’ll also provide you with details about limits, coverage, and deductibles for your quote. By having this information, you’ll be able to choose the best insurance coverage for your particular needs. And you’ll be able to do this without overpaying on monthly premiums.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes
Secure. No Spam. No Fees.

Discover More About

The Alberta government has announced a comprehensive reform of the auto insurance system, set to take effect in 2024. Read on to learn more.
Learn about ten essential car maintenance tips that every vehicle owner should know, whether auto insurance covers car maintenance and more.
Learn about intricacies of taxes on used vehicles in Ontario, and get insights and tips ob how to navigate this aspect of car ownership.

Even More Ways To Save