This company has no affiliation with MyChoice and this page is for informational purposes only.
Can Ontario Drivers Buy GEICO Insurance?
| Available in Canada? | No. GEICO does not sell insurance to Canadian residents; U.S. GEICO policies may extend coverage for temporary driving in Canada. |
| Available in Ontario? | No new policies for Ontario residents. |
| Direct, broker or affinity distribution | Primarily direct in the U.S. through GEICO’s website, mobile app and call centre, with some local agents. |
| Underwriting company | Government Employees Insurance Company and affiliated GEICO underwriting companies; the exact legal carrier varies by state and policy. |
| How to get a quote | Enter a U.S. ZIP code online, use the GEICO Mobile app, call 800-861-8380, or contact a local GEICO agent where available. |
| How to report a claim | Report online, in the GEICO Mobile app, or by calling 800-841-3000. |
| Digital account or app | Yes. GEICO’s online account and mobile app provide digital ID cards, payments, policy servicing, roadside assistance, and claim filing/tracking. |
GEICO Coverage Applies to U.S. Policies
- GEICO’s U.S. auto product offers collision and comprehensive coverage. Comprehensive can cover theft, vandalism, hail, flooding, fire, glass breakage and animal strikes; collision covers crashes with vehicles or objects and single-vehicle accidents, subject to policy terms and deductibles.
- Rental reimbursement is an optional coverage for eligible covered losses. Claim Forgiveness may be earned or purchased in eligible states and can prevent a surcharge after the first qualifying loss.
- DriveEasy is GEICO’s optional usage-based program in participating U.S. jurisdictions. It uses the GEICO Mobile app to assess driving behaviour and can affect pricing.
GEICO Discounts for Eligible U.S. Drivers
- Potential U.S. discounts include vehicle-equipment, good-driver/accident-free, driver-training, good-student, student-away-at-school, military/federal employee or other affiliation, multi-vehicle, multi-policy, and DriveEasy-related savings.
- Availability and amounts vary by state and underwriting company; eligibility is confirmed during the quote or in the policy account.
Filing a GEICO Claim as a U.S. Policyholder
About Geico Car Insurance
While the company may be well-known because of its advertising featuring its gecko mascot, GEICO is a major United States insurance company that does not sell insurance in Canada.
GEICO’s Google Rating Beside Competitors
| Insurance Provider | Company’s Online Rating |
|---|---|
| GEICO | 2.5/5 |
| Sonnet | 1.5/5 |
| Echelon | 2.1/5 |
| Allstate | 1.7/5 |
| SGI | 3.6/5 |
GEICO Car Insurance Pros & Cons
Based on online reviews, here are some of the pros and cons of having car insurance through GEICO.
| Pros | Cons |
|---|---|
| Competitive Pricing | Frequent Rate Increases |
| Wide Coverage Options | Poor Handling of Claims Disputes |
| Efficient Claims Processing | |
| Easy Online Access and Good Customer Service | |
| Customizable Coverage |
What Other Insurance Products Does GEICO Offer?
The GEICO consumer products described below are offered in the United States. Availability, underwriting companies and policy terms vary by jurisdiction and should not be read as Canadian product availability.