Infiniti is the luxury division of Japanese car company Nissan. Infiniti insurance rates take into consideration the cost of the overall vehicle, the price of parts such as powertrain components, cameras, and sensors, as well as the complexity of repairs. Other factors include the driver’s history, location, vehicle usage, theft prevalence, deductibles and coverages.
In Canada, Infiniti is focused on SUVs but you can find several sedans and coupes, such as the Q50, G35 or G37, on the used market. All premiums cited here come from MyChoice’s own quote data.
Below, we’ve taken a look at auto insurance rates on Infinitis, breaking them down by model and by city in Ontario. We also examine the difference in insurance costs for used Infinitis and how Infiniti insurance premiums compare to competing luxury brands.
The Infiniti Insurance Numbers That Matter
Overall, the cost of Infiniti auto insurance in Ontario is $2,145 per year, which is 9% lower than the median ($2,345) of all vehicles in our dataset.
| Median Infiniti premium (Ontario) | $2,145 |
| Infiniti vs Ontario all-vehicle median | -9% |
| Cheapest Infiniti model to insure in Ontario | QX50 Sensory 2.0T (~$1,824) |
| Most expensive Infiniti model to insure in Ontario | QX60 Pure (~$3,779) |
| Cheapest alternatives to insure | MINI ($2,003), GMC ($2,017), Dodge ($2,026), Chevrolet ($2,083) |
How Infiniti Rates Shift by Vehicle and City
In our city-specific median quote pricing data, a 2013 JX35 in Ottawa is the most affordable vehicle to insure at $2,121 per year, while a 2019 QX60 in Kitchener is the most expensive at $3,492. Original list price alone does not explain these results. The 2020 QX50 has the highest list price in the table but costs $1,098 less to insure than the QX60. The exact model, model year, postal code, driver, and coverage choices all need to be considered together.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Kitchener, ON | QX60 Pure | 2019 | $53,755 | $3,492 |
| Mississauga, ON | QX50 Sensory 2.0T | 2020 | $59,952 | $2,394 |
| Ottawa, ON | JX35 AWD | 2013 | $47,145 | $2,121 |
| Toronto, ON | Q50 4Dr AWD | 2015 | $47,993 | $2,210 |
Reading the New-and-Used Infiniti Figures
Since the gap is so slight, shoppers should seek out quotes for the cars they’re considering. On average, a used Infiniti would cost an estimated $2,057 a year to insure versus $2,210 for a new Infiniti, which is a difference of $153 annually, or about $13 per month.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Infiniti | $2,210 |
| Used Infiniti | $2,057 |
Infiniti’s Position among Luxury Marques
Infiniti is the most affordable to insure of the seven luxury brands shown below, with a median price of $2,145, sitting $277 below Lexus and $501 below Mercedes-Benz. The brand’s current relatively small range of SUVs is not directly comparable with every marque listed as most offer a mix of cars, SUVs, and electrified vehicles or EVs. Use equivalent vehicles and coverage when requesting quotes.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| Infiniti | $2,145 |
| Lexus | $2,422 |
| Tesla | $2,427 |
| BMW | $2,459 |
| Volvo | $2,530 |
| Audi | $2,552 |
| Mercedes-Benz | $2,646 |
Practical Answers for Infiniti Shoppers
What are typical Infiniti insurance costs in Ontario?
Infiniti insurance costs a median of ,145 per year in Ontario, based on MyChoice’s internal quote data. That is about 9% lower than the ,345 median for all vehicles.
Are Infiniti models reliable and safe?
Infiniti ranks well below the industry average for reliability according to the 2026 J.D. Power U.S. Vehicle Dependability Study. Among its current models, the Insurance Institute for Highway Safety (IIHS) names the 2026 QX60 a Top Safety Pick+ and the QX80 a Top Safety Pick. Many modern safety and driver assistance features have been included as standard equipment on Infiniti models for several years.
What does Infiniti’s Canadian showroom include now?
According to the INFINITI Canada website, the brand currently offers only three new models in Canada: the midsize three-row QX60 SUV, the QX80 large SUV, and the new QX65 midsize coupe SUV. Electric vehicles, hybrids, and sports sedans are among the brand’s promised future products.