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First published on February 21, 2025

2 minute read

Updated By Vitalii Starov on September 4, 2026

MyChoice follows a strict content review process designed to ensure reliable and unbiased information.

Infiniti is the luxury division of Nissan, a Japanese automaker. In Canada, the brand’s line-up focuses on SUVs, while used vehicle shoppers may also consider discontinued sedans and coupes such as the Q50, G35, and G37. Auto insurance costs for Infiniti models can reflect the vehicle’s value, replacement costs for parts such as cameras, sensors and  powertrain components, and a need for specialized repairs. External factors that influence premiums include driver history, location, theft experience, vehicle usage, and the coverages and deductibles selected.

The premiums on this page are based on MyChoice’s internal quote data. They compare Infiniti auto insurance costs by model and Ontario city, examine whether used Infinitis are cheaper to insure, and show how the brand compares with other luxury makes.

The Infiniti Insurance Numbers That Matter

Infiniti auto insurance costs a median of $2,145 per year in Ontario, which is 9% below the $2,345 median for all vehicles in our data. Among model-specific median figures, the QX50 Sensory is the most affordable to insure at $1,824 per year, while the QX60 Pure is the most expensive at $3,779. That broad span of $1,955 on two SUVs similar in age profile and price demonstrates that insurance quotes consider many more factors than make and model alone.

Median Infiniti
premium (Ontario)
$2,145
Infiniti vs Ontario
all-vehicle median
-9%
Cheapest Infiniti model
to insure in Ontario
QX50 Sensory 2.0T (~$1,824)
Most expensive Infiniti
model to insure in Ontario
QX60 Pure (~$3,779)
Cheapest alternatives to insureMINI ($2,003), GMC ($2,017),
Dodge ($2,026), Chevrolet ($2,083)
Source: MyChoice Quote Database, 2026

How Infiniti Rates Shift by Vehicle and City

In our city-specific median quote pricing data, a 2013 JX35 in Ottawa is the most affordable vehicle to insure at $2,121 per year, while a 2019 QX60 in Kitchener is the most expensive at $3,492. Original listprice alone does not explain these results. The 2020 QX50 has the highest list price in the table but costs $1,098 less to insure than the QX60. The exact model, model year, postal code, driver, and coverage choices all need to be considered together.

CityModelModel YearList PriceMedian Annual
Car Insurance Premium
Kitchener, ONQX60 Pure 2019$53,755$3,492
Mississauga, ONQX50 Sensory 2.0T2020$59,952$2,394
Ottawa, ONJX35 AWD2013$47,145$2,121
Toronto, ONQ50 4Dr AWD2015$47,993$2,210
Source: MyChoice Quote Database, 2026

Reading the New-and-Used Infiniti Figures

A used Infiniti is estimated to cost $2,057 per year to insure, compared with $2,210 for a new one. That is a saving of $153 per year, or about $13 per month. Because the difference is modest, shoppers should compare quotes for the exact vehicles they are considering.

VehicleMedian Annual
Car Insurance Premium
New Infiniti$2,210
Used Infiniti$2,057
Source: MyChoice Quote Database, 2026

Infiniti’s Position among Luxury Marques

Infiniti is the most affordable to insure of the seven luxury brands shown below with a median price of $2,145, sitting $277 below Lexus and $501 below Mercedes-Benz. The brand’s current relatively small range of SUVs is not directly comparable with every marque listed as most offer a mix of cars, SUVs, and electrified vehicles or EVs. Use equivalent vehicles and coverage when requesting quotes.

Car brandMedian Annual
Car Insurance Premium
Infiniti$2,145
Lexus$2,422
Tesla$2,427
BMW$2,459
Volvo$2,530
Audi$2,552
Mercedes-Benz$2,646
Source: MyChoice Quote Database, 2026

Practical Answers for Infiniti Shoppers

What are typical Infiniti insurance costs in Ontario?

Infiniti insurance costs a median of $2,145 per year in Ontario, based on MyChoice’s internal quote data. That is about 9% lower than the $2,345 median for all vehicles. 

Are Infiniti models reliable and safe?

Infiniti ranks well below the industry average for reliability according to the 2026 J.D. Power U.S. Vehicle Dependability Study. Among its current models, the Insurance Institute for Highway Safety (IIHS) names the 2026 QX60 a Top Safety Pick+ and the QX80 a Top Safety Pick. Many modern safety and driver assistance features have been included as standard equipment on Infiniti models for several years.

What does Infiniti’s Canadian showroom include now?

According to the INFINITI Canada website, the brand currently offers only three new models in Canada: the midsize three-row QX60 SUV, the QX80 large SUV, and the new QX65 midsize coupe SUV. Electric vehicles, hybrids, and sports sedans are among the brand’s promised future products.

Methodology

Sample Size

We analyzed over 50,000 auto insurance quotes across Canada.

Profiles

Average rates were calculated using a standard profile and incident profiles. All personal details pertaining to the quotes and policies have been kept confidential.

Standard Profile

Single driver, one car, currently insured, and a pristine driving record. Our base profile is a 35-year-old individual (both male and female) with a spotless driving record.

Incident Profiles

We examined how rates change by evaluating profiles with a clean record (standard), one at-fault accident, a single speeding ticket, license suspension for alcohol related offenses and insurance cancellation due to non-payment.

Age and Homeownership

Profiles from age 18-65 (standard: 35 years) were considered. Depending on age, individuals might rent or own their homes. Age-related regulations may vary across provinces.

Team

MyChoice data science, MyChoice research.

Sources

1. MyChoice.ca Internal Data, The Infiniti Insurance Numbers That Matter, Car Insurance Quotes Collected, Ontario, 2026.

2. MyChoice.ca Internal Data, Infiniti Insurance Rates by Vehicle and Ontario City, Car Insurance Quotes Collected, Ontario, 2026.

3. MyChoice.ca Internal Data, New Versus Used Infiniti Insurance Costs, Car Insurance Quotes Collected, Ontario, 2026.

4. MyChoice.ca Internal Data, Infiniti Insurance Costs Compared to Other Luxury Brands, Car Insurance Quotes Collected, Ontario, 2026.

5. J.D. Power, and Insurance Institute for Highway Safety (IIHS), Safety and Reliability, accessed September 2026.

6. INFINITI Canada, Infiniti Models in Canada, accessed September 2026.

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