This page is for informational purposes only. MyChoice is not affiliated with this company.
Scottish & York Auto Insurance
Scottish & York is an insurance provider operating in Canada and is a subsidiary of Aviva plc, a British global insurance conglomerate. Scottish & York focuses on providing basic-coverage car and home insurance that meets the needs of less-demanding customers.
If you are looking for cheap mandatory car insurance that will get your car on the road quickly and provide adequate coverage, you should seriously consider what Scottish & York has to offer.
How Scottish & York Customer Reviews Compare to Other Insurance Companies
| Insurance Provider | Company’s Online Rating |
|---|---|
| Scottish & York | 1.7/5 |
| PC | 4.5/5 |
| SGI | 3.0/5 |
| CAA | 3.0/5 |
| Echelon | 2.0/5 |
Why Choose Scottish & York Car Insurance?
Aviva Scottish & York offers standardized auto-insurance packages that meet the mandatory insurance criteria in each of the provinces in Canada. Besides the basic-coverage package, Scottish & York provides additional coverage for customers at an extra cost, including:
Scottish & York Car Insurance Pros & Cons
Below are some main pros and cons of getting car insurance with Scottish & York, based on the company’s online reviews.
| Pros | Cons |
|---|---|
| Competitive Rates | Limited Information Available on Services Offered |
| Effective at Reducing Premiums After Life Changes | |
| Positive Experience Through Broker |
How to Get a Car Insurance Quote From Scottish & York
Scottish & York quotes often come with significant discounts if you bundle your car insurance with other vehicles or home insurance. Depending on the bundle, eligible customers could earn up to 15% discounts.
It is important to note that Scottish & York’s days as an independent brand name in the insurance sector, under the Aviva umbrella, might be numbered. Aviva’s long-term plans might include cannibalizing the Scottish & York brand and using the Aviva name exclusively in the future. Only time will tell.
A Brief History: Scottish & York
Scottish & York was an independent insurer serving the Canadian market for decades before its 2008 acquisition by Aviva Canada, an international division of Aviva plc. Scottish & York served customers throughout Canada, but its branches in Newfoundland and Labrador used a different brand name – S&Y Insurance. Since the acquisition in 2008, the company introduced new branding, namely Aviva Scottish & York.
Aviva Scottish & York has a network of 3,000 representatives in Canada, including employees and independent brokers. Since the 2008 acquisition, Aviva Canada has used its system to handle all Aviva Scottish & York customer relationships. This situation is a clear sign that the company will fully rebrand itself in the future under the Aviva Canada brand name.
Aviva Scottish & York focuses on providing standardized essential-coverage packages for you at an affordable price. If you are looking for auto insurance that will meet all the legal requirements and is easy to manage, Aviva Scottish & York might be the best fit for you. If you are looking for a more customized solution or advanced coverage, we suggest checking out Aviva’s website for other insurance policies that might meet your insurance needs.
What Other Insurance Products Does Scottish & York Offer?
Scottish & York offers home insurance services in addition to car insurance. The S&Y Insurance sub-brand covers the Newfoundland and Labrador provinces and offers only car insurance. Home insurance packages by Scottish & York include minimal coverage that meets the requirements for taking out a mortgage from a bank or other lending institution.
Home insurance also comes with several discounts on premiums for eligible customers who meet one or more of the following criteria:
- Loyal Scottish & York customers with several years of insurance history with the company who have not filed any claims in the past
- Policyholders who maintain monitored fire and burglar alarms
- Policyholders who have no mortgage or are first-time homeowners
Scottish & York Canada handles all home-insurance policies and customer relationships through the Aviva Canada parent company. If you need a more thorough and customized insurance policy for your home, we suggest checking out Aviva Canada’s website and finding the right coverage for your needs.
How To Submit A Claim With Scottish & York
Scottish & York provides multiple ways to submit an insurance claim. You can submit a claim by contacting your insurance broker and Scottish & York call center or through Aviva Canada’s website, which offers an online form for filing claims.