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Scottish & York’s Role in Aviva Canada
| Available in Canada? | Yes, as a wholly owned underwriting company within Aviva Canada; it is not presented as a separate consumer-facing brand. |
| Available in Ontario? | Yes. Scottish & York remains listed in the Aviva insurer group by Ontario’s regulator, and Aviva identifies it among its Canadian subsidiaries. |
| Direct, broker or affinity distribution | Broker/insurance-representative distribution through Aviva Canada; no standalone Scottish & York quote channel is published. |
| Underwriting company | Scottish & York Insurance Co. Limited, a wholly owned Aviva Canada insurance company. |
| How to get a quote | Contact an Aviva insurance broker or representative. A standalone Scottish & York online quote is not offered publicly. |
| How to report a claim | Use Aviva’s online claim process or MyAviva, call 1-866-692-8482, or contact the broker/advisor shown on the policy. |
| Digital account or app | MyAviva supports policy access and online claim submission. Aviva Journey is a separate Ontario usage-based driving app, but current Aviva materials do not identify Scottish & York as one of Journey’s current underwriters, so eligibility must be confirmed with the broker. |
Coverage Underwritten Within the Aviva Group
- Current company-specific retail coverage pages are not published under the Scottish & York name; policy terms should be confirmed with the Aviva broker.
- Aviva’s official Lyft program page confirms that eligible Scottish & York personal-auto policyholders can have collision/comprehensive protection and selected enhancements extend while driving for Lyft, including waiver of depreciation on new vehicles and loss-of-use coverage, subject to the program and policy terms.
Aviva Discounts That May Apply to Scottish & York Policies
\nSince there isn’t a published current Scottish & York-specific discount schedule, ask the Aviva broker to confirm eligible policy discounts.
\nClaim Help for Scottish & York Policyholders
Scottish & York Auto Insurance
Not marketed as a “bare bones” standalone auto insurer targeting “less-demanding” motorists, Scottish & York Insurance Co. Limited is a wholly owned subsidiary of Aviva Canada and writes insurance as a division of the Canada arm of the U.K.-based Aviva plc. Policies are serviced through Aviva and its agency/broker distribution.
If you are interested in getting a quote from Aviva, speak with your Aviva broker or advisor to find out if Aviva offers this type of policy for your risk profile and province.
Compare rates, deductibles, coverage, exclusions and limits among insurers and policies.
Scottish & York Car Insurance Pros & Cons
Reviews about Scottish & York’s car insurance are available online.
Customers highlight the positive and critical sides of getting car insurance with Scottish & York.
| Pros | Cons |
|---|---|
| Competitive Rates | Limited Information Available on Services Offered |
| Effective at Reducing Premiums After Life Changes | |
| Positive Experience Through Broker |
What Other Insurance Products Does Scottish & York Offer?
Products and eligibility for discounts may vary by province and distribution channel.
Scottish & York is an underwriting company in the Aviva Canada group. Aviva Canada offers Business, Lifestyle, Automobile and Home Insurance products; however, products, underwriting company and discounts vary by province and distribution channel.
For more up-to-date and specific product information please refer to Aviva or follow the advice of your broker/advisor.