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Auto

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auto
Canada’s Auto Insurance Is Under Pressure from All Sides
Many auto insurers are being forced to raise premiums again in 2025. Learn why the industry is under pressure and what this means for you.
April 25, 2025
OPCF 40 Endorsement Explained
OPCF 40 is an endorsement that allows you to add a deductible to claims from fire damage. Learn how OPCF 40 works and when you should get it.
April 15, 2025
Will Living Abroad Impact Your Car Insurance Rates?
Living abroad can raise your car insurance rates significantly. Learn why this happens and how to keep your car insurance rates reasonable when you return home.
April 4, 2025
A Guide to OPCF 23A/23B Endorsement
OPCF 23A/23B are endorsements that protect lienholders when financing a vehicle. Learn why OPCF 23A/23B are essential add-ons to your policy.
March 27, 2025
Is Car Insurance More Expensive for Newer Cars?
Insurers typically set higher premiums for newer car models due to the high cost of repairing or replacing them after an accident. Read on to learn more.
March 20, 2025
OPCF 5 Endorsement Explained
OPCF 5 is an endorsement that protects the leasing company if your leased vehicle is damaged or lost. Read on to learn more about OPCF 5.
March 13, 2025
Trump Tariffs Will Shake Up Canada’s Insurance Market
Read our article to learn how Trump’s 25% steel and aluminum tariffs will drive up costs for Canadian insurers and policyholders.
March 6, 2025
Alberta’s Shift to No-Fault Insurance Explained
Alberta’s shift from an at-fault to a no-fault insurance model will take effect on January 1, 2027. Learn what this reform will mean for you as a driver.
February 27, 2025
Red Licence Plates in Ontario Explained
Understand Ontario’s red licence plates with our guide. Learn how dealer and diplomatic plates differ and get essential advice for smooth vehicle registration.
February 20, 2025
What Are the Consequences of Lapses in Your Car Insurance History?
Lapses in your car insurance history can lead to higher premiums or difficulty renewing your insurance. Learn how to prevent these lapses.
February 13, 2025

Home

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home
Insurer’s Guide to Dealing with a Leaking Dishwasher
Is your leaking dishwasher causing water damage to your floors? Learn whether insurance can cover it and what you can do to prevent future leaks.
April 29, 2025
What to Do If You’ve Been Rejected for Home Insurance
Insurers may sometimes reject a home insurance application for various reasons. Learn why insurance rejection happens and how to avoid it.
April 17, 2025
Does Your Home Insurance Cover the Risks of Renovations?
Home insurance can cover some renovation-related accidents, but not all of them. Learn how you can use home renovations to lower your insurance costs.
April 8, 2025
Is Home Insurance Cost Tied to the Value of Your Home?
Your home’s value changes, but does your insurance? Learn what impacts your premium and how to keep coverage aligned with rebuilding costs.
March 28, 2025
Actual Cash Value vs Replacement Cost in Home Insurance
Is your home truly covered if disaster strikes? Learn about Guaranteed Replacement Cost and how it differs from Actual Cash Value insurance.
March 22, 2025
Are Winter Storms Becoming an Issue for Insurers?
Rising winter storm damages in Canada are reshaping insurance. Learn how these events affect premiums, coverage, and preparation strategies.
March 14, 2025
What is the Coinsurance Clause in Home Insurance?
A coinsurance clause requires you to insure your home for a percentage of its total value. Learn how this affects your home insurance policy.
March 7, 2025
Insuring Your Second Home: All You Need to Know
Having a second home means protecting it against any possible perils with an insurance policy. Read on for our comprehensive guide to insuring your second home.
February 28, 2025
7 Mistakes to Avoid When Shopping for Home Insurance
When shopping for home insurance, making a mistake could cost you. Learn about 7 most common mistakes homeowners make when buying insurance.
February 21, 2025
When Can A Landlord Evict A Tenant In Ontario?
When can a landlord evict a tenant in Ontario? Learn the legal grounds, notice periods, and how renters insurance plays a significant role in this guide.
February 14, 2025

Life

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life
A Guide to Contingent Beneficiaries in Life Insurance
Contingent beneficiaries are next in line to receive a death benefit if the primary beneficiary can’t. Learn how contingent beneficiaries work.
April 21, 2025
Can My Life Insurer Face Liquidity Risks?
Liquidity risks can significantly impact Canadian life insurers and your policy’s security. Click through to learn which financial red flags to monitor.
April 11, 2025
Life Insurance & Cancer: All You Need to Know
Cancer can complicate the life insurance process, but patience, planning, and support can help you protect your family’s future. Discover your best options.
April 1, 2025
Why Life Insurance Premiums Are Increasing in 2025
Life insurance premiums are only going to keep rising in 2025. Learn why premiums are getting more expensive and what you can do to plan for the future.
March 25, 2025
Is an Insured Retirement Plan (IRP) Right for You?
A life insurance-based retirement plan (IRP) can boost your retirement income while protecting your loved ones. Learn more about how it works.
March 18, 2025
Buying Life Insurance vs Investing in the Market
Life insurance and stock investing are two ways to grow your finances with different benefits & drawbacks. Learn which option is best for you.
March 11, 2025
Getting Life Insurance After Being Denied Coverage
While frustrating, there are ways in which you can get life insurance after being denied coverage in Canada. Read on to learn what you can do.
March 4, 2025
Why Permanent Life Insurance May Not Be Your Best Choice
Uncover the downsides of permanent life insurance and explore better alternatives. Our guide offers case studies and key advice to help you choose wisely.
February 24, 2025
The Cost of Procrastinating on Buying Life Insurance
Learn how procrastinating on buying life insurance affects future costs and coverage. Act now to secure lower rates and better protection.
February 19, 2025
How to Use Life Insurance While Alive in Canada
It’s possible to use life insurance while alive in Canada to help reach your financial goals. Learn how you can use life insurance for financial gains.
February 11, 2025

Business

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office
Why Having a Business Owner’s Policy (BOP) is Essential
Want to protect your business in Canada? Learn how a tailored business owner’s policy (BOP) can help secure your business from outside threats.
April 24, 2025
How Home-Based Business Insurance Works in Canada
Home-based businesses require protections that regular home insurance may not cover. Learn why home-based business insurance is necessary for entrepreneurs.
April 10, 2025
What Is a Certificate of Insurance in Canada?
Discover how a Certificate of Insurance (COI) safeguards modern businesses by boosting trust, managing risks, and ensuring compliance in every partnership.
April 3, 2025

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