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A Guide to Demerit Points in Alberta You get demerit points when you commit select traffic violations. If you accumulate too many you’ll be subject to multiple penalties, this system exists to discourage unsafe driving. […]

Car Registration in Ontario: A Guide (2023) Ontario law requires that all cars be registered for insurance, whether you own or lease a vehicle. However, registration procedures can vary across all types of drivers. Processes […]

Ontario Licence Plate Sticker Renewal Guide (2023) Though physical licence plates and associated fees are no longer required, Ontario law requires that you renew your licence plate regularly. You need to renew your licence plate every two […]

The Benefits of Buying Car Insurance Direct Auto insurance is mandatory for all car owners in Canada. That means that, before purchasing a vehicle, you’ll have to decide where and how to insure it. Today, plenty […]

The Top 10 Car Models with the Most DUIs in Ontario In Ontario, more than 350 people died as a result of a collision on provincial roads last year with alcohol or drugs one of […]

A Guide to the Move Over Law in Ontario While driving on any of Canada’s highways, you may have noticed cars giving way to emergency vehicles so they can reach an accident site. However, you […]

Roundabout Rules in Ontario More and more roundabouts have been popping up in Ontario for the past few years. Research shows that roundabouts have a myriad of advantages over traditional intersections, including reducing the percentage of fatal […]

How to Keep Your Car Battery From Dying in the Winter Winter can be a challenging time for drivers – think icy, slippery roads, reduced visibility, and the looming threat of your car battery conking […]

Gap Insurance: What Is It and Do I Need It? Vehicle replacement coverage or guaranteed auto protection (GAP) is an often-overlooked insurance option. Unfortunately, many people don’t understand what it is and how it’s used, […]

Right-Of-Way Rules in Ontario Right-of-way rules are important to follow as they ensure traffic flows smoothly and reduce the risk of accidents. But, while important, they can also be confusing to some – thankfully, we’re […]

Fire Hydrant Parking Rules and Fines in Ontario Ontario laws prohibit parking near fire hydrants because it may block firefighters from accessing them in emergencies. Despite common sense dictating the same, fire hydrant parking fines […]

Is There Tax on Auto Insurance in Ontario You don’t have to pay taxes for auto insurance in Ontario. Ontarians pay taxes for almost everything, including non-essential groceries, clothing, hotel accommodations, and cars. Even car […]

Uphill & Downhill Parking Rules in Ontario: What You Need to Know Whether you’re a newly-licensed driver or an experienced driver, parking can be a little tricky to get right. But on hills, parking can […]

Dealing With a Suspended Licence in Ontario Some driving offences may result in licence suspensions, meaning you’re not allowed to drive until you get it reinstated. What causes licence suspensions, and how do you fix […]

Ontario Car Safety Inspection Guide Before putting a license plate on a car in Ontario, you need a safety standards certificate. A safety standards certificate ensures that your vehicle passes the minimum safety standards in […]

The Most Ticketed Car Models for Speeding in Ontario My Choice reveals the most ticketed car models for speeding in Ontario: are you driving one of them?   Whether you are cruising down the highway […]

How Do I Cancel My Car Insurance? You may be lucky enough to find a great deal on a car insurance policy that makes you want coverage immediately. But what happens if you already have […]

What Is A Bully Offer, and When To Use It Have you ever put your house or condo up for sale when, out of nowhere, an offer appears that’s so far above your asking price […]

How to Clean Leather Car Seats Leather car seats lend your vehicle a luxurious edge but are notoriously challenging to keep clean. Spilling a coffee or scuffing your seats can have serious (and expensive) consequences. […]

Should I Buy a New or Used Car? Everything You Need To Know Whether you should buy a new car or a used car depends on what you’re looking for. New cars come with the […]

Careless Driving in Ontario: How It Affects Your Insurance While careless driving is a common violation in Ontario, it can drastically affect your insurance and leave you with a hefty fine. However, only some licenced […]

All Perils Auto Coverage: What is it? Do I need it? While shopping around for a car insurance policy, you may have noticed the term “all perils coverage.” It’s one of the coverage types you […]

Why Is There Frost On The Inside Of My Windshield? It’s common to see frost on your windshield if you drive in cold, snowy climates. But what about frost on the inside of your windshield? […]

Most Expensive Cars To Insure In Ontario Many Canadian drivers underestimate the cost of a premium vehicle. On top of the price of the car itself, there’s also the cost of insurance.  While insurance in […]

What Is a Car Bill of Sale in Ontario? A car bill of sale is a legally required document you need to have ready whether you’re buying or selling a car in Ontario. This form […]

Top 10 Stolen Cars in Canada As a vehicle owner, nothing is worse than stepping outside and realizing your car is gone. Not only is it a terrifying prospect, but it’s also expensive. Unfortunately, automobile […]

Is It Illegal To Drive Barefoot In Ontario? Contrary to popular belief, it isn’t illegal to drive barefoot in Ontario. However, barefoot driving can occasionally lead to reckless driving, so many Canadian regions still recommend […]

Construction Zone Speed Limits & Signs In Ontario Every now and then, you’ll inevitably pass by construction zones while driving, especially if you’re living in Toronto. When this happens, you have to pay special attention […]

Everything You Need To Know About CAA MyPace If you work from home or don’t often travel, owning a car can be more of a hassle than a convenience. The good news is that you […]

What Does It Mean To Be House Poor? If your home expenses are eating up most of your income, you may be house-poor. During the pandemic, low mortgage rates convinced many people to buy a home […]

What Is The Green Licence Plate Program In Ontario? As the climate crisis becomes more and more alarming, more car owners are going green. In response to the demand for more environmentally-friendly transportation options, car […]

How To Check Your Ontario Driving Record An overview of your driving record tells employers and car insurers how big a risk it would be to hire you or insure you. They can act as […]

BMW vs Mercedes: Which Luxury Car Is Better? It’s said that if you want to own a luxury car, buy German. BMW and Mercedes-Benz are the two brands at the pinnacle of German luxury vehicles.  […]

How to Report a Car Accident in Ontario Even if you’re a safe driver, it helps to know what to do when an accident happens. Around 33% of Canadians have or will be involved in […]

How Do I Remove Tree Sap From My Car Some situations can seem more harmful for a car than being parked under a tree in early spring. When parking under a tree, you must not […]

Top 10 Cities in Ontario for Road Rage My Choice identifies the top ten cities in Ontario with the worst road rage Driving is one of the most common activities in everyday life but can […]

How to Boost a Car Battery You will certainly encounter a dead car battery at some point in your life, whether in your own vehicle or in the vehicle of a friend or family member. […]

Should I Trade In My Car to A Dealer or Do a Private Sale? More than likely your first car won’t be your last, the time will come when you want to upgrade for whatever […]

Guide to Buying a Trailer in Ontario Are you the type of driver who craves cross-country adventures and road trips? During the Summer is a great time to get on the road and explore some […]

How Much Does Home Insurance Cost in Ontario? If you’re about to buy your home in Ontario, you’ll likely need to purchase home insurance so that lenders can give you a mortgage loan. If you […]

Parking Lot Accidents: What You Should Know Accidents in parking lots occur on a regular basis in Canada. The combination of vehicles, pedestrians, cyclists, shopping carts, and even narrow driving lanes can create hazardous situations. […]

Best Cars to Buy in Canada in 2023 The great Canadian winter is fast approaching for another year and it comes with several seasonal fun activities such as snowboarding, skiing, ice skating or snow tubing. […]

All Season Tires: Pros & Cons Summer is over and as they say in Game of Thrones, winter is coming. Canadians know that this change in seasons means its time to prepare properly for the […]

What to Consider When Gifting a Car in Ontario Gifting a car is probably one of the best gifts someone can receive, either for your partner as an anniversary gift or one of your children […]

Do Parking Tickets Affect Your Car Insurance Rates? When every person starts driving in Canada, they are responsible for following the relevant road rules of their province, including parking their vehicle in the right spot. […]

Best Cars to Buy in Canada in 2023 When it comes to buying a car in Canada you’ll want to give it some thought , especially because you’ll drive it often. If money is not […]

How Much Does a Windshield Replacement Cost? A vehicle obviously brings several benefits and comforts, however, it can also be a ridiculous expense when you have small accidents that can end up totalling a decent […]

How Long Do Car Batteries Last? Have you ever wondered how often you should change your car battery? Surely you don’t really think about it that much, unfortunately when you do its often because the […]

Lease vs Finance a Car, What Is Best For You? It’s not easy to decide between buying and leasing a new car in Canada. Buying a car means higher monthly costs, but at the end of […]

Penalties for Driving Without a License in Ontario If you drive in Ontario, you probably already realize that the province has very strict laws and heavy fines for not following traffic laws. One of the penalties […]

Ontario Driver’s License Renewal Driving is a privilege and this privilege has a time stipulated by the Government of Ontario of 5 years. Like most identification documents, the driver’s license has an expiration date which […]

Personalized License Plates in Ontario We all like to give a touch of ourselves to the house, the car, and other personal items. Many car owners like to show their personality through a personalized license […]

Catalytic Converter Theft and Ways to Protect Yourself Owning a vehicle often comes hand in hand with learning about different parts of your car and how they work. It also may require you to be […]

What is a Used Vehicle Information Package (UVIP) In Ontario Are you thinking about selling your car directly to another person within Ontario? You should keep in mind that the Used Vehicle Information Package (UVIP) […]

Collision vs Comprehensive Car Insurance in Ontario Every Canadian owning a vehicle should be prepared for a potential incident or damage. Getting the right auto insurance coverage for your car is the only way to […]

Most Reliable and Fuel Efficient Cars In Canada 2022 Owning a car might get expensive, for that reason, when it comes to deciding on which car to buy, there are several factors to consider depending […]

Ontario School Zone Signs and Speed Limits We all love speed on the road, especially if we have a fast car. However, when we enter neighbourhoods it is very common to find street intersections where […]

What to Consider Before Tinting Your Car’s Windows in Ontario During the last few years, tinted windows have become a more common add-on for cars in Ontario. Legal window tinting is a standard car modification […]

Postal Code Discrimination in Car Insurance is Costing Drivers Up to 40% More With Ontario Premier Doug Ford’s recent announcement to put an end to postal code discrimination practiced by insurance companies across the province, […]

2021-2022 Electric Car Stats & Trends in Canada “The time is right for electric cars—in fact, the time is critical.” — Carlos Ghosn Electric cars have changed the auto industry, caused ripples among environmentalists, and […]

Distracted Driving Statistics for Canada in 2022 Despite the increasing distractions in the average Canadian’s lifestyle, most Canadians have welcomed these distractions into their driving habits regardless of the consequences. 3 out of 4 Canadian […]

Car Theft & Insurance Rates Auto theft is on the rise. We’re seeing it everywhere in Canada and there’s no shortage of news coverage on the topic.  There have been 93 carjacking incidents that have […]

What’s the Average Mileage Driven Per Year in Canada? Public transport in most Canadian cities isn’t the most reliable and convenient. Moreover, it isn’t even a viable option for a lot of people who don’t […]

When is the Best Time to Buy a Car in Ontario? If you’re thinking of buying a new car in Ontario, it’s best to do your research and wait for the perfect time. As exciting […]

Ontario Booster Seat Laws & Regulations Ontarian drivers with children under eight must purchase a booster seat by law. However, picking the right booster seat can take time, as many options are available. In addition, […]

How to Pull Over Your Car Properly As you drive on the highway, you might encounter various circumstances due to which you have to pull over your car. Here’s everything you need to know about […]

Do School Buses Have Cameras in Ontario Do School Buses have Cameras in Ontario? Vehicles passing stationary school buses in spite of extended stop-arms has been a matter of concern for Ontarian’s for a long […]

How to Drive on Highways in Ontario Driving on highways in Ontario can be a daunting task, especially if you’re still learning. While being able to drive faster means you’ll be getting to your destination […]

Tips For Driving Safely At Night Driving at night can be challenging regardless of how many years of experience you have with a motor vehicle. This is because a lack of light can result in […]

Top 5 Winter Tire Brands in Canada Canada has some of the most brutal winters in North America and these weather conditions can lead to some hazardous road conditions. When roads become filled with ice […]

What is Pay-As-You-Go Car Insurance? In 2018, the Canadian Automobile Association (CAA) created the MyPace program, which is designed for those who drive less than 9,000 kilometres per year. Starting in 2022, the limit will […]

Ontarios Winter Tire Discount & What It Means for Your Car Insurance Ontarios Winter Tire Discount Canada is well known for it’s cold weather, this heavy snow and ice can make for some unsafe driving […]

Does Home or Auto Insurance Cover Your Car in Storm Damage What Will My Car and Home Insurance Policies Cover When It Comes to Storm Damage? Your car may be vulnerable to significant damage in […]

Understanding Demerit Points What You Need to Know About Demerit Points If you are convicted of violating a traffic law, you may have demerit points added to your license. The specific number of points that […]

The Cost of Living in Toronto in 2022 Living in Toronto can be one of the greatest experiences of your life. However, before you decide to live there permanently, it’s important to know how much […]

Do You Need an Insurance Agent to Buy Car Insurance? If you plan on driving your vehicle on public roads and highways in Canada, you will need to buy car insurance. Generally speaking, you will […]

Why Is Car Insurance In Toronto So Expensive? If you are looking for a diverse, exciting and relatively affordable city to live in, you should strongly consider buying a home in Toronto. However, it’s worth […]

Do You Need Insurance To Rent a Car? There is a lot to think about when travelling. Maybe you are planning a trip to Ottawa and are trying to decide if you have time to […]

What the MOMS Act Means for Ontario Drivers Road rage, stunt driving, street racing and aggressive driving will now find it more difficult to take place on Ontario streets. Bill 282, the Moving Ontarians More […]

The Great Canadian Winter Tire Guide Canada is home to intense winters with even the most southern parts of the country experiencing intense winters with the snow and ice that comes with them. This means […]

Everything You Need to Know About Buying a Car in Alberta Insurance can be intimidating. You can have several questions as to what is your price range for premiums, when and how do you insure […]

Choosing The Best Car Insurance Company Buying a new car is an important milestone in your life. As an auto-insurance is mandatory for your car-funded freedoms, it is essential to look across several factors to […]

How To Get The Cheapest Car Insurance Rates In Alberta Alberta drivers pay one of the highest insurance rates in Canada. While there is no maximum amount set for additional coverage because it is not […]

How Living in Ontario Impacts Your Car Insurance Rates Demystifying car insurance will help you make an educated choice. There are several factors that go into this but if you’re a safe driver then you […]

Does Your Credit Score Impact Car Insurance Rates? Whether you refresh your credit score obsessively or check every year, you may wonder if your car insurance is impacted by your credit score. While credit scores […]

Top 10 Questions to Ask Your Insurance Broker Okay so you’ve used the free insurance tool, received a personailzed quotation, and were connected to a top auto-insurance company that offers the best deal for you. […]

Changing Insurance Mid Policy Wondering if changing your insurance policy midway is possible? Discovering a better deal is entirely possible even after you have been with your insurance provider for some time. Why change your […]

Car Insurance For Hail Damage: The Hail Mary of Insurances With climate change being a rollercoaster that only goes up, hail is something that can catch you off guard. Especially if your forecast app is […]

How to Transfer Car Ownership in Ontario Getting a car is a big step and a huge quality-of-life change, and it is important to understand what car ownership means, and how it transfers when we […]

What Age Does Car Insurance Go Down?   When Does Car Insurance Go Down? Generally speaking, your car insurance rates will start to go down once you hit 25. Even after 25, you should see […]

Switching Car Insurance Companies in Ontario Switching Car Insurance Companies in Ontario Car insurance in Ontario is a mandatory requirement in Ontario, so as you can imagine there are many different car insurance companies vying […]

Average Car Insurance Rates in Ontario by Location Average Auto Insurance Rates by Region in Ontario, 2021 Average Auto Insurance Rates by Cities in Ontario, 2021   City Auto Insurance Brampton $2,268 Vaughan $1,825 Mississauga […]

Car Insurance For Drivers Who Don’t Drive Much Car Insurance for Low Mileage Drivers Car insurance is one of the necessary expenses required when you have a car in Ontario. Fortunately, there are an array […]

Out of Province Speeding Tickets What happens when you get a speeding ticket from another province? Exactly as they sound, an out of province speeding ticket refers to when a driver receives a ticket for […]

Can I Transfer My Car Insurance? The answer is a resounding yes! You can indeed transfer your car insurance when you are buying, selling or gifting a car.    How to transfer your insurance to […]

Red Light Camera Tickets: What You Need to Know What is a red light camera ticket? As straightforward as it sounds, a red light camera is triggered when a driver enters an intersection while a […]

Make Sure You Are Insured Before Driving Every year, thousands of uninsured motorists get behind the wheel of a motor vehicle in Canada. And in many cases, these same drivers are involved in, and as […]

Am I Insured If I Drive Someone Else’s Car? A common question that many vehicle owners ask when seeking car insurance for the first time is whether or not other drivers are covered when using your vehicle. […]

What is the Total Cost of Owning a Car? This is the one. You’ve scoured the internet searching for the vehicle that checks all of your boxes: it has a manual transmission, it’s safe, dependable, […]

How Long Does a Car Accident Stay on Your Driving Record? Car accidents are a nightmare. Even if no one is hurt, the stress, cost of repairs, and automated insurance calls will ruin anyone’s day. […]

Car Insurance for Bad Drivers with a Bad Driving Record Can Bad Drivers Still Get Cheap Car Insurance? Car insurance can be a major problem for people who have a bad driving record with it […]

Ontario’s Distracted Driving Laws Ontario Increases Punishment For Distracted Driving Distracted drivers are a major hazard on the road with the topic receiving a large amount of media attention over the past several years. Distracted […]

Primary Driver vs Occasional Driver Insurance Insurance is known for being a complicated industry that costs average drivers a lot of money. One complicated and frequently underutilized aspect of insurance is the difference between primary […]

What To Do After a Car Accident What You Should Do Following A Car Accident Aside from being frightening, an accident can also be a costly experience with even minor fender benders being upsetting. However, […]

5 Ways To Get Your Car Ready for Winter in Canada Wintertime brings its own unique driving environment with drivers having to deal with snow, ice, cold temperatures, and early evenings. This can increase the […]

How Cannabis Legalization Will Impact Driving and Insurance   In 2018, Canada became the second country to full legalize marijuana. This change is bound to have major effects on everything from tourism to the health […]

How a Driving School Course Could Help You Save on Car Insurance in Ontario Learning to drive is one of the important milestones of growing up in Canada. However, driving comes with a number of […]

How Do Traffic Tickets Affect Car Insurance Rates in Ontario? How To Lower Insurance Rates By Knowing About Traffic Tickets In Ontario Traffic citations are one of the biggest downsides of driving. They are a […]

Car Insurance For New or Young Drivers in Canada Car Insurance for New Drivers: Young and Teen Drivers There are a number of different factors that contribute to the quote you will receive for a […]

Car Insurance Advice for Seniors Senior Citizen Discount Eligibility For Canadian senior citizens, many auto insurance companies willingly offer policy discounts for their age or retirement status. These discounts can be added in combination with […]

How Much Car Insurance Do You Really Need in Ontario? There is no right or wrong answer to this tricky question, the answer really depends on the driver and what will be best to suit […]

High Risk Auto Insurance in Ontario High-risk drivers will have a tougher time trying to get insurance. Luckily, there is coverage specifically for these types of drivers, known as “high-risk insurance”. Although the high-risk coverage […]

Car Insurance Tips for Young Drivers in Canada Getting your first car is one of the biggest investments young adults make. Due to the fact that drivers in Canada under the age of 25 are […]

What Every Ontarian Should Know About Car Insurance Policies Everyone knows that car insurance in mandatory in Ontario. Adequate car insurance is important since the costs associated with an accident can cause significant financial hardship. […]

Minimum Auto Insurance Requirements in Ontario Understanding the minimum requirements for your car insurance policy in Ontario is pretty important, considering having insurance is mandatory. Many components make up an auto insurance policy, but it […]

New to Ontario? Things You Should Know About Car Insurance If you are new to Ontario, it is important to understand how the insurance system works. This is especially true if you are from a province […]

10 Things You Need to Know About Car Insurance If you own a car in Canada, having insurance is mandatory. Here are 10 things you need to know about car insurance in Canada. 1. What […]

Public Car Insurance vs Private Car Insurance in Canada When owning a car in Canada, getting auto insurance is mandatory. Depending on which province you live in, you will have to decide between Public and […]