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For All things Home Insurance

June 11, 2025
Home insurance might become a luxury product if premiums keep increasing. Learn more about why it might happen and how you can counteract it.
June 10, 2025
Canada’s tornado count more than doubled in the last decade. Explore EF2 hot-spots, new early-warning tech, and the insurance steps that protect your home.
June 3, 2025
Home insurance adjusters sometimes employ tactics to trim your claim amount. Learn what their strategies are and how to counter them.
May 27, 2025
The Supreme Court ruling in B.C. could raise condo insurance costs for short-term hosts. Learn about insurer’s subrogation and your personal liability.
May 15, 2025
Home equipment breakdown coverage can cover electrical and mechanical failures. Learn how it works and why it’s an important add-on to your home insurance.
May 8, 2025
Learn how global financial trends like wildfires, bond market instability, and tariffs are quietly driving up home insurance premiums in Canada in 2025.
May 6, 2025
Wildfires pose a huge threat to many communities across Canada. Learn what the top 20 cities at highest risk of wildfires are in 2025.
April 29, 2025
Is your leaking dishwasher causing water damage to your floors? Learn whether insurance can cover it and what you can do to prevent future leaks.
April 17, 2025
Insurers may sometimes reject a home insurance application for various reasons. Learn why insurance rejection happens and how to avoid it.
April 8, 2025
Home insurance can cover some renovation-related accidents, but not all of them. Learn how you can use home renovations to lower your insurance costs.
March 28, 2025
Your home’s value changes, but does your insurance? Learn what impacts your premium and how to keep coverage aligned with rebuilding costs.
March 22, 2025
Is your home truly covered if disaster strikes? Learn about Guaranteed Replacement Cost and how it differs from Actual Cash Value insurance.
March 14, 2025
Rising winter storm damages in Canada are reshaping insurance. Learn how these events affect premiums, coverage, and preparation strategies.
March 7, 2025
A coinsurance clause requires you to insure your home for a percentage of its total value. Learn how this affects your home insurance policy.
March 4, 2025
Home insurance rates increase are set to increase a minimum of 5.28% in Canada in 2025. Read on to learn why this is happening and what you can do.
February 28, 2025
Having a second home means protecting it against any possible perils with an insurance policy. Read on for our comprehensive guide to insuring your second home.
February 21, 2025
When shopping for home insurance, making a mistake could cost you. Learn about 7 most common mistakes homeowners make when buying insurance.
February 14, 2025
When can a landlord evict a tenant in Ontario? Learn the legal grounds, notice periods, and how renters insurance plays a significant role in this guide.
February 6, 2025
Is your home insurance claim delayed? Learn about the delays, how to expedite, and when to consult lawyers or regulators for quick resolution and faster results.
January 31, 2025
In Ontario, a landlord can raise your rent by 2.5% in 2025. Learn about rent increase guidelines, written notice rules, and provincial differences across Canada.
January 24, 2025
The January 2025 wildfires in LA have devastated thousands of properties and lives. Learn how insurance companies responded to this natural calamity.
January 18, 2025
Damage to your home’s foundation can result in costly repairs unless you’re protected by insurance. Read on to learn what repairs are covered.
January 10, 2025
Will working from home affect your home or tenant insurance? Find out the risks that WFH employees face, employer liability, and if you need additional coverage.
January 3, 2025
Buying a new home means that you’ll need some home insurance, but when is the best time to buy a policy? Read on to learn more.
December 28, 2024
Does your home insurance cover garage damage, or do you need a separate policy? Learn what factors affect how much coverage you may need.
December 20, 2024
Should Canada get more reinsurance capacity? Learn about the challenges of attracting foreign reinsurers and what steps should be taken for market stability.
December 14, 2024
Thefts from home break-ins can be covered by your home insurance policy. Learn more about how much you’re covered in case of a home burglary.
December 6, 2024
Home insurance prices can increase upon renewal. Learn what causes these spikes and how you can keep your home insurance premiums low.
November 28, 2024
Western University launched the Canadian Severe Storms Laboratory to research severe weather patterns. Learn about the CSSL’s effect on insurance.
November 27, 2024
Read our study to learn about the impact of coastal floods in Canada and which communities are at higher risk.
November 21, 2024
Home insurance deductibles can help you save on your yearly premiums. Read on to learn how to choose the right amount for maximum savings.
November 7, 2024
Making home insurance claims can result in higher monthly premiums. Click through to learn about different scenarios and how you can avoid premium increases.
October 31, 2024
Explore whether tenant insurance covers water damage in rental units. Learn what incidents qualify for coverage, and discover key exceptions.
October 24, 2024
A leaky roof can cause major damage to your home. Find out whether home insurance can cover roof leaks and replacements.
October 17, 2024
Solar panels give homeowners a lot of benefits. However, there may be drawbacks. Read on to learn how it can affect your home insurance.
October 16, 2024
Read our study to learn about the dramatic 379% rise in average annual insurable damages due to climate change in Canada over the past decade.
October 10, 2024
Before celebrating this major milestone, find out why it’s crucial to notify your insurance provider after paying off your mortgage.
October 3, 2024
Loss assessment coverage is essential for any condo owner, but it can be difficult to understand. Learn more about this helpful financial tool.
September 27, 2024
Hot cooking grease can quickly ignite and turn into a destructive fire. Learn how to protect your house from grease fires and what not to do.
September 20, 2024
Learn if you need condo or home insurance for your townhouse, what the average townhouse insurance rates are, and how you can save with MyChoice.
September 13, 2024
Learn how liability works when a guest causes damage in your apartment and how guests affect your lease and tenant insurance.
September 6, 2024
The 2024 Jasper wildfires caused severe property damage and the evacuation of thousands. Learn how this affected the insurance industry and your premiums.
August 31, 2024
Flash flooding in July 2024 severely affected Ontario homeowners, causing millions in damage. Read on to learn how to stay protected.
August 28, 2024
Read our study to learn about the top 20 Ontario cities at highest risk of floods in 2024 and how it impacts your home insurance.
August 23, 2024
Smoke detectors can save lives and protect your home. Learn how to properly test one, when to replace it, and if it’s a home insurance requirement.
August 20, 2024
Keep your home and loved ones safe by following our detailed fire extinguisher maintenance checklist. Click through to learn more.
July 31, 2024
By 2025, the federal government will launch the NFIP for high-risk Canadian homeowners. Learn more about the program and how it can impact your insurance.
June 12, 2024
Read our digest of the recent report on home insurance profitability. Learn how extreme weather affects insurer profits and your premiums.
May 27, 2024
Discover the top 20 Canadian cities at highest risk for wildfires in 2024 and how it impacts home insurance with MyChoice’s latest study.
March 5, 2024
MyChoice study reveals a 7.66% home insurance rates increase in Canada in 2024. Read on to learn more.
March 4, 2024
Sump pumps prevent your home from flooding and provide home insurance benefits. Click through to learn more about sump pumps and how they can save you money.
February 28, 2024
While home insurance typically doesn’t cover furnace repairs, you can still save money through regular maintenance and government rebates. Click through to learn more.
February 21, 2024
Splitting tenant insurance with a roommate can be a smart way to save money. But is it the right choice for you? Click through to learn more.
February 14, 2024
Sometimes, completing a home inspection might be necessary to secure your homeowner’s insurance. Read on to learn more.
February 7, 2024
Discover why the FTHBI was discontinued and explore alternative programs to make your dream of home ownership a reality.
January 31, 2024
So you found an oil tank in your backyard. Will your insurance company cover the damages in the event of a leak? Click through to find out.
January 24, 2024
Learn about condo fees in Ontario, whether they cover condo insurance, and how they impact your life as a condo owner.
January 15, 2024
Learn everything you need to know about condo property taxes and other potential expenses like condo insurance so that you’re well-informed.
January 8, 2024
Is your landlord selling a property in Ontario? Learn what your rights are as a tenant to ensure you are well-equipped for any scenario.
January 1, 2024
Visit our guide to learn about kitec plumbing and its associated challenges, and explore its implications on home insurance policies.
December 27, 2023
Understanding the impact of a home appraisal on insurance policies is crucial, as it can affect premiums and coverage limits. Read on to learn more.
December 20, 2023
Learn whether home insurance policies cover knob & tube wiring and delve into the intricacies of this wiring system with MyChoice.
December 14, 2023
Sticking to an ideal humidity range in your house during winter reduces mould buildup and window condensation. Read on to learn more.
December 14, 2023
MyChoice Reveals the Top 15 Cities With Best and Worst Kept Homes in Ontario. Read on to understand how this may impact your home insurance.
December 6, 2023
Learn about tax deductibility of home renovations in Canada as we go through various federal and provincial tax credits and deductions.
November 29, 2023
Read our guide to learn about storage unit insurance, its importance for homeowners, coverage, and the peace of mind it offers.
November 22, 2023
Visit our guide to learn everything you need to know about renting a basement apartment, from legal considerations to practical tips.
November 15, 2023
Understanding the implications of gas leaks is essential for maintaining appropriate home insurance coverage. Read on to learn more.
November 8, 2023
Learn the difference between broad vs comprehensive home insurance and which one is better designed to protect your home from unforeseen events.
November 2, 2023
Trees enhance our environment, but they can lead to disputes between neighbours. Read on to learn if your home insurance covers damages from fallen trees.
October 25, 2023
Vacant home insurance can protect your property if you’re away for long periods. Find out how it works and how to lower your premiums.
October 18, 2023
If your house is deemed “high-risk”, it’s essential to understand your options and work towards reducing your risk profile. Read on to learn more.
October 12, 2023
Understanding when and how a landlord can evict a tenant in Quebec is crucial for both landlords and tenants. Read on to learn more about the process.
October 11, 2023
Mould infestations are a common concern for homeowners in Canada. Read on to learn whether your insurance policy protects your from it.
October 5, 2023
Shopping around for home insurance in Ontario? Learn what you can expect to pay in Ontario relative to other provinces and what else to consider.
October 2, 2023
Buying property in Ontario? Learn about title insurance, a specialized form of insurance that protects property buyers against potential financial losses.
September 27, 2023
With the increasing number of residential fires, understanding the intricacies of fire insurance becomes essential for homeowners. Read on to learn why.
September 20, 2023
In the realm of landlord-tenant relations in Ontario, understanding the boundaries of access to a rented property is paramount. Read on to learn why.
September 11, 2023
Wondering if you need personal liability insurance? Read our article to get a clear understanding of its importance and whether you need it.
September 6, 2023
Read our article to learn about the vacant home tax in Ontario, how it is calculated in different municipalities and who is subject to pay it.
August 23, 2023
Protect your home from potential hazards with a WETT inspection. Learn what it is, what inspectors examine, and what factors affect your report.
August 2, 2023
There are many reasons for breaking a lease in Ontario. Read on to find out how to get out of a lease in Ontario, including your rights as a tenant.
July 12, 2023
Sewer backup insurance covers any damage incurred from a sewage water backup. Click through to learn more and decide if you need it.
July 10, 2023
Fortunately, your home insurance policy likely covers tornado damage, click through to learn more on the topic.
July 6, 2023
Rent-to-own agreements can be a good option for people who may not qualify for a traditional mortgage, find out more information here.
July 4, 2023
Home insurance covers water leaks, but it doesn’t cover all kinds of water damage, learn more about what damage is covered and what isn’t.
June 29, 2023
Overland water coverage protects your home from flooding caused by rain, rivers, or melting snow. Learn what it covers, who needs it, and how much it costs.
May 16, 2023
Before moving home in Ontario, you need to inform different people and organizations about your change of address, follow our checklist here.
May 11, 2023
If you live in a rental in Ontario, tenant insurance can protect your personal belongings. Read on to see how much it costs in the province.
March 28, 2023
Do you have to tell your landlord if someone moves in with you in Ontario? This guide explains how long they can stay and more.
January 26, 2023
Sometimes buyers have to resort to high-pressure sales tactics like bully offers to get ahead, see what makes them effective here.
December 8, 2022
Spending a lot on utilities and mortgage payments? You may be house-poor, understand its meaning and how to avoid it here.

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