Your Home Insurance Learning Resource

For All things Home Insurance

MyChoice study reveals a 7.66% home insurance rates increase in Canada in 2024. Read on to learn more.
Learn about the intricacies of sump pumps, their operational mechanisms, and how installing them can affect your home insurance.
Ever wondered if your furnace is covered by your home insurance policy? Read our article to learn the intricacies of furnace maintenance in Canada.
Learn about the nuances of renters’ insurance with roommates and whether roommates can share one renters’ insurance policy.
Sometimes, completing a home inspection might be necessary to secure your homeowner’s insurance. Read on to learn more.
Learn about the FTHBI, how it works, how it can benefit you, and what home insurance coverage you need as a first-time home buyer in Ontario.
Learn about the nuances of home insurance policies concerning oil tank leaks, associated risks, and how to ensure you’re adequately covered.
Learn about condo fees in Ontario, whether they cover condo insurance, and how they impact your life as a condo owner.
Learn everything you need to know about condo property taxes and other potential expenses like condo insurance so that you’re well-informed.
Is your landlord selling a property in Ontario? Learn what your rights are as a tenant to ensure you are well-equipped for any scenario.
Visit our guide to learn about kitec plumbing and its associated challenges, and explore its implications on home insurance policies.
Understanding the impact of a home appraisal on insurance policies is crucial, as it can affect premiums and coverage limits. Read on to learn more.
Learn whether home insurance policies cover knob & tube wiring and delve into the intricacies of this wiring system with MyChoice.
Sticking to an ideal humidity range in your house during winter reduces mould buildup and window condensation. Read on to learn more.
MyChoice Reveals the Top 15 Cities With Best and Worst Kept Homes in Ontario. Read on to understand how this may impact your home insurance.
Learn about tax deductibility of home renovations in Canada as we go through various federal and provincial tax credits and deductions.
Read our guide to learn about storage unit insurance, its importance for homeowners, coverage, and the peace of mind it offers.
Visit our guide to learn everything you need to know about renting a basement apartment, from legal considerations to practical tips.
Understanding the implications of gas leaks is essential for maintaining appropriate home insurance coverage. Read on to learn more.
Learn the difference between broad vs comprehensive home insurance and which one is better designed to protect your home from unforeseen events.
Trees enhance our environment, but they can lead to disputes between neighbours. Read on to learn if your home insurance covers damages from fallen trees.
A vacant home is exposed to various threats, from vandals to natural disasters. Enter the world of “vacant home insurance Canada.”
If your house is deemed “high-risk”, it’s essential to understand your options and work towards reducing your risk profile. Read on to learn more.
Understanding when and how a landlord can evict a tenant in Quebec is crucial for both landlords and tenants. Read on to learn more about the process.
Mold infestations are a common concern for homeowners in Canada. Read on to learn whether your insurance policy protects your from it.
Shopping around for home insurance in Ontario? Find out what you can expect to pay in Ontario and other things to consider.
Buying property in Canada? Learn about title insurance, a specialized form of insurance that protects property buyers against potential financial losses.
With the increasing number of residential fires, understanding the intricacies of fire insurance becomes essential for homeowners. Read on to learn why.
In the realm of landlord-tenant relations in Ontario, understanding the boundaries of access to a rented property is paramount. Read on to learn why.
Wondering if you need personal liability insurance? Read our article to get a clear understanding of its importance and whether you need it.
Learn about the vacant home tax in Ontario, how much it is and who is subject to pay it.
A WETT inspection relates to the checking of wood burning appliances. Find out more within our guide containing everything you need to know.
There are many reasons for breaking a lease in Ontario. Read on to find out how to get out of a lease in Ontario, including your rights as a tenant.
Sewer backup insurance covers any damage incurred from a sewage water backup. Click through to learn more and decide if you need it.
Fortunately, your home insurance policy likely covers tornado damage, click through to learn more on the topic.
Rent-to-own agreements can be a good option for people who may not qualify for a traditional mortgage, find out more information here.
Home insurance covers water leaks, but it doesn’t cover all kinds of water damage, learn more about what damage is covered and what isn’t.
Learn more about overland water coverage and why this add-on is becoming more of a necessity for your home insurance today.
Before moving home in Ontario, you need to inform different people and organizations about your change of address, follow our checklist here.
If you live in a rental in Ontario, tenant insurance can protect your personal belongings, see how much it costs here.
Do you have to tell your landlord if someone moves in with you in Ontario? This guide explains how long they can stay and more.
Sometimes buyers have to resort to high-pressure sales tactics like bully offers to get ahead, see what makes them effective here.
Spending a lot on utilities and mortgage payments? You may be house-poor, understand its meaning and how to avoid it here.

Get a Quote
in under 2 minutes