Your Home Insurance Learning Resource

For All things Home Insurance

Explore whether tenant insurance covers water damage in rental units. Learn what incidents qualify for coverage, and discover key exceptions.
A leaky roof can cause major damage to your home. Find out whether home insurance can cover roof leaks and replacements.
Solar panels give homeowners a lot of benefits. However, there may be drawbacks. Read on to learn how it can affect your home insurance.
Read our study to learn about the dramatic 379% rise in average annual insurable damages due to climate change in Canada over the past decade.
Before celebrating this major milestone, find out why it’s crucial to notify your insurance provider after paying off your mortgage.
Loss assessment coverage is essential for any condo owner, but it can be difficult to understand. Learn more about this helpful financial tool.
Hot cooking grease can quickly ignite and turn into a destructive fire. Learn how to protect your house from grease fires and what not to do.
Learn if you need condo or home insurance for your townhouse, what the average townhouse insurance rates are, and how you can save with MyChoice.
Learn how liability works when a guest causes damage in your apartment and how guests affect your lease and tenant insurance.
The 2024 Jasper wildfires caused severe property damage and the evacuation of thousands. Learn how this affected the insurance industry and your premiums.
Flash flooding in July 2024 severely affected Ontario homeowners, causing millions in damage. Read on to learn how to stay protected.
Read our study to learn about the top 20 Ontario cities at highest risk of floods in 2024 and how it impacts your home insurance.
Smoke detectors can save lives and protect your home. Learn how to properly test one, when to replace it, and if it’s a home insurance requirement.
Keep your home and loved ones safe by following our detailed fire extinguisher maintenance checklist. Click through to learn more.
By 2025, the federal government will launch the NFIP for high-risk Canadian homeowners. Learn more about the program and how it can impact your insurance.
Read our digest of the recent report on home insurance profitability. Learn how extreme weather affects insurer profits and your premiums.
Discover the top 20 Canadian cities at highest risk for wildfires in 2024 and how it impacts home insurance with MyChoice’s latest study.
MyChoice study reveals a 7.66% home insurance rates increase in Canada in 2024. Read on to learn more.
Sump pumps prevent your home from flooding and provide home insurance benefits. Click through to learn more about sump pumps and how they can save you money.
While home insurance typically doesn’t cover furnace repairs, you can still save money through regular maintenance and government rebates. Click through to learn more.
Splitting tenant insurance with a roommate can be a smart way to save money. But is it the right choice for you? Click through to learn more.
Sometimes, completing a home inspection might be necessary to secure your homeowner’s insurance. Read on to learn more.
Discover why the FTHBI was discontinued and explore alternative programs to make your dream of home ownership a reality.
So you found an oil tank in your backyard. Will your insurance company cover the damages in the event of a leak? Click through to find out.
Learn about condo fees in Ontario, whether they cover condo insurance, and how they impact your life as a condo owner.
Learn everything you need to know about condo property taxes and other potential expenses like condo insurance so that you’re well-informed.
Is your landlord selling a property in Ontario? Learn what your rights are as a tenant to ensure you are well-equipped for any scenario.
Visit our guide to learn about kitec plumbing and its associated challenges, and explore its implications on home insurance policies.
Understanding the impact of a home appraisal on insurance policies is crucial, as it can affect premiums and coverage limits. Read on to learn more.
Learn whether home insurance policies cover knob & tube wiring and delve into the intricacies of this wiring system with MyChoice.
Sticking to an ideal humidity range in your house during winter reduces mould buildup and window condensation. Read on to learn more.
MyChoice Reveals the Top 15 Cities With Best and Worst Kept Homes in Ontario. Read on to understand how this may impact your home insurance.
Learn about tax deductibility of home renovations in Canada as we go through various federal and provincial tax credits and deductions.
Read our guide to learn about storage unit insurance, its importance for homeowners, coverage, and the peace of mind it offers.
Visit our guide to learn everything you need to know about renting a basement apartment, from legal considerations to practical tips.
Understanding the implications of gas leaks is essential for maintaining appropriate home insurance coverage. Read on to learn more.
Learn the difference between broad vs comprehensive home insurance and which one is better designed to protect your home from unforeseen events.
Trees enhance our environment, but they can lead to disputes between neighbours. Read on to learn if your home insurance covers damages from fallen trees.
Vacant home insurance can protect your property if you’re away for long periods. Find out how it works and how to lower your premiums.
If your house is deemed “high-risk”, it’s essential to understand your options and work towards reducing your risk profile. Read on to learn more.
Understanding when and how a landlord can evict a tenant in Quebec is crucial for both landlords and tenants. Read on to learn more about the process.
Mould infestations are a common concern for homeowners in Canada. Read on to learn whether your insurance policy protects your from it.
Shopping around for home insurance in Ontario? Find out what you can expect to pay in Ontario and other things to consider.
Buying property in Ontario? Learn about title insurance, a specialized form of insurance that protects property buyers against potential financial losses.
With the increasing number of residential fires, understanding the intricacies of fire insurance becomes essential for homeowners. Read on to learn why.
In the realm of landlord-tenant relations in Ontario, understanding the boundaries of access to a rented property is paramount. Read on to learn why.
Wondering if you need personal liability insurance? Read our article to get a clear understanding of its importance and whether you need it.
Read our article to learn about the vacant home tax in Ontario, how it is calculated and who is subject to pay it.
Protect your home from potential hazards with a WETT inspection. Learn what it is, what inspectors examine, and what factors affect your report.
There are many reasons for breaking a lease in Ontario. Read on to find out how to get out of a lease in Ontario, including your rights as a tenant.
Sewer backup insurance covers any damage incurred from a sewage water backup. Click through to learn more and decide if you need it.
Fortunately, your home insurance policy likely covers tornado damage, click through to learn more on the topic.
Rent-to-own agreements can be a good option for people who may not qualify for a traditional mortgage, find out more information here.
Home insurance covers water leaks, but it doesn’t cover all kinds of water damage, learn more about what damage is covered and what isn’t.
Learn more about overland water coverage and why this add-on is becoming more of a necessity for your home insurance today.
Before moving home in Ontario, you need to inform different people and organizations about your change of address, follow our checklist here.
If you live in a rental in Ontario, tenant insurance can protect your personal belongings, see how much it costs here.
Do you have to tell your landlord if someone moves in with you in Ontario? This guide explains how long they can stay and more.
Sometimes buyers have to resort to high-pressure sales tactics like bully offers to get ahead, see what makes them effective here.
Spending a lot on utilities and mortgage payments? You may be house-poor, understand its meaning and how to avoid it here.

Get a Quote
in under 2 minutes