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For All things Life Insurance

May 11, 2025
Planning for the future is easy when you have the right information. Protect your family by choosing the best life insurance options from this guide.
May 1, 2025
Suffering from a mental health condition doesn’t have to affect your insurance prospects. Learn how mental health affects life insurance.
April 21, 2025
Contingent beneficiaries are next in line to receive a death benefit if the primary beneficiary can’t. Learn how contingent beneficiaries work.
April 11, 2025
Liquidity risks can significantly impact Canadian life insurers and your policy’s security. Click through to learn which financial red flags to monitor.
April 8, 2025
Out-of-pocket expenses for cancer patients are expected to increase by 20.35% in the next decade. Read on to learn how life insurance may help.
April 1, 2025
Cancer can complicate the life insurance process, but patience, planning, and support can help you protect your family’s future. Discover your best options.
March 25, 2025
Life insurance premiums are only going to keep rising in 2025. Learn why premiums are getting more expensive and what you can do to plan for the future.
March 18, 2025
A life insurance-based retirement plan (IRP) can boost your retirement income while protecting your loved ones. Learn more about how it works.
March 11, 2025
Life insurance and stock investing are two ways to grow your finances with different benefits & drawbacks. Learn which option is best for you.
March 4, 2025
While frustrating, there are ways in which you can get life insurance after being denied coverage in Canada. Read on to learn what you can do.
February 24, 2025
Uncover the downsides of permanent life insurance and explore better alternatives. Our guide offers case studies and key advice to help you choose wisely.
February 19, 2025
Learn how procrastinating on buying life insurance affects future costs and coverage. Act now to secure lower rates and better protection.
February 11, 2025
It’s possible to use life insurance while alive in Canada to help reach your financial goals. Learn how you can use life insurance for financial gains.
February 3, 2025
Canada has one of the highest life expectancies in the world, at 82 years on average. Learn how this affects the life insurance industry and your premiums.
January 28, 2025
Including a life insurance policy in your prenup can have complicated legal implications. Learn how to align your insurance needs with your prenup.
January 23, 2025
Capital gains tax can be a significant financial burden to your family when you pass. Learn how life insurance can offset the costs of this tax.
January 14, 2025
Your loved one’s life insurance benefit can help lighten your burden after their passing. Learn how to find out if they had a policy and what you can do with it.
January 7, 2025
Newcomers to Canada can get life insurance to secure a financial future for their loved ones. Learn about the process and things you might want to consider.
December 30, 2024
You can benefit from higher interest rates because many life insurance policies have higher yields. Visit our article to learn more.
December 26, 2024
Should you get renewable or convertible term life insurance? Or should you get both? Visit our article to learn what options suits you best.
December 17, 2024
What should you do when your parents ask you to take over a life insurance policy they bought for you? Learn more about your options.
December 10, 2024
Life insurance policy applications in Canada have steadily risen in the last year. View our analysis on the life insurance industry growth in 2024.
December 3, 2024
Do you feel you’re not getting enough from your life insurance coverage? Learn the benefits and challenges that come with owning multiple policies.
November 26, 2024
Avoid common mistakes seniors make when buying life insurance. Learn how to choose the right coverage amount, and where to get advice.
November 12, 2024
Final expense insurance can be extremely helpful, but it’s important to know all the details before you commit. Click through to learn more.
November 6, 2024
The number of cigarette smokers in Canada decreased by 18.79% since 2019 – more than double the previous decline. Read on to learn more.
November 4, 2024
Inflation affects every facet of daily life, including the value of your life insurance policy. Learn more about how inflation interacts with life insurance.
October 28, 2024
Looking for a flexible insurance policy that can help you meet your financial goals? Learn how variable life insurance can be used to your advantage.
October 21, 2024
What’s the best life insurance plan for a married couple? Does having children affect your life insurance needs? Read on to learn more.
October 14, 2024
Not sure if your group policy is enough? Read on to learn how an individual life insurance policy can complement your work-sponsored coverage.
October 7, 2024
Should new or expecting parents get life insurance? Learn about the benefits of life insurance coverage and additional riders for young parents.
October 1, 2024
Discover how the rising costs of health insurance in Canada are affecting family budgets and how life insurance can act as a safeguard.
September 24, 2024
Learn why getting life insurance as a young adult can help you get lower rates and provide for your loved ones’ financial future.
September 24, 2024
Life insurance policyholders in key provinces are underinsured, leaving significant gaps between recommended and actual coverage. Read on to learn more.
September 19, 2024
Life insurance policies can demand expensive upkeep. Learn how to sell your life insurance policy as a financing option.
September 12, 2024
Buying life insurance in the U.S. as a foreign national poses unique benefits. Learn whether you can buy U.S. life insurance if you live in Canada.
September 4, 2024
Canadians looking to transfer wealth across generations can leverage life insurance policies. Learn how it benefits estate planning.
August 29, 2024
Borrowing money without applying for a traditional loan is possible through your life insurance policy. Learn how the infinite banking concept works.
August 22, 2024
Supplementary death benefit can be a viable alternative to term life insurance, and can help secure your family’s future. Click to discover more!
August 13, 2024
The Canadian Dental Care Plan (CDCP) is designed to fill coverage gaps for Canadians who don’t have access to dental insurance. Read on to learn how it works.
July 24, 2024
Learn about our latest invention – first publicly available AI agent that lets you get real-time life insurance quotes.
July 17, 2024
Find out why you should disclose your smoking habits, who’s considered a smoker by insurers, and how lying affects life insurance applications.
July 1, 2024
The Pharmacare Act is meant to make prescription drugs more accessible and affordable in Canada. Learn how this can impact your life insurance policy.
March 7, 2024
Yes, you can buy life insurance for your parents in Canada. However, there are some differences from getting insurance for yourself. Click through to learn more.
February 29, 2024
Life insurance trusts give you control over how and when your policy is distributed. Click through to learn the benefits of these trusts and if they’re worth setting up.
February 22, 2024
Understand cremation costs and life insurance options in Ontario. Explore average prices, ways to save on services, and find reputable providers.
February 15, 2024
Dive deep into the circumstances where life insurance claims in Canada may be denied. Read on to learn more.
February 8, 2024
Read our guide to learn what it means to be a beneficiary of will in Ontario and why it is important in the context of your life insurance policy.
February 1, 2024
Return of premium life insurance refunds your premiums if you outlive the policy. But is it worth the higher costs? Are there alternatives? Click through to find out.
January 25, 2024
Learn about buy-sell agreements and their significance in the business landscape, and how getting life insurance benefits them.
January 18, 2024
You can choose either life insurance or mortgage insurance to ensure your home mortgage gets paid. Click through to learn which one is the right choice for you.
January 11, 2024
Accidental death and dismemberment insurance can be a vital safety net for those in high-risk occupations. Click through to learn more.
January 4, 2024
Visit our article to learn about the intricacies of critical illness insurance, its pros and cons, differences from life insurance, and more.
December 28, 2023
Read our article to learn what life insurance beneficiaries should anticipate and the various factors that affect the timing of life insurance payouts.
December 21, 2023
If you choose to terminate your life insurance policy, you can withdraw accumulated cash value, known as the cash surrender value. Read on to learn more.
December 13, 2023
Learn about the age’s critical role in shaping life insurance premiums and uncover the stages of life when life insurance rates typically increase.
December 7, 2023
After deciding to invest in life insurance, selecting between a revocable and an irrevocable beneficiary is the next step. Read on to learn more.
November 30, 2023
Learn about the nuances of obtaining life insurance for diabetics, differences between policy types and the influence of diabetes on premium rates.
November 23, 2023
Life insurance during pregnancy is a strategic decision, ensuring financial security for your family. Read our article to learn more.
November 16, 2023
Read our article to learn what exactly an Attending Physician Statement (APS) is, and why it plays a pivotal role in the life insurance process.
November 9, 2023
In Canada, suicide affects individuals from various walks of life and age groups. Learn about the intricacies of life insurance policies in cases of suicide.
November 1, 2023
Understanding the tax implications of life insurance can be complex. Read our article to learn whether life insurance premiums are tax deductible in Canada.
October 26, 2023
Looking for ways to secure your financial future? One such avenue is borrowing against your life insurance policy. Read on to learn more.
October 19, 2023
Life insurance can be an investment opportunity if you have a cash-value life insurance policy. Learn more about cash value of life insurance and how it works.
August 21, 2023
Life insurance isn’t a scam, it protects you and your loved ones. However, life insurance scammers do exist. Click through to learn more.
August 14, 2023
As it turns out, there are some instances where buying life insurance isn’t the best idea. Read on to learn more about the reasons not to buy life insurance and check out the best alternatives for a life policy.
August 9, 2023
Why is it important to have life insurance? In this article, we dive deeper into why life insurance is important. We also cover essential information about life insurance, like who should get a policy and how to get one.
August 3, 2023
Whole life insurance can be a good investment if it meets your needs and aligns with your financial goals. Read on to lean more.
July 31, 2023
Life insurance helps financially protect your loved ones, but can also help you grow your wealth. Read our analysis of life insurance as an investment.
July 26, 2023
Is life insurance an investment? Yes, it can be. But is it a good investment? Read on to find out.
July 24, 2023
There are many ways to find out if someone died in Canada. There are just as many reasons as well. Read on to learn about the process.
July 20, 2023
Whole life and universal life insurance may seem similar, but have key differences that you must consider. Learn which policy is best for you.
July 19, 2023
Funerals can be very expensive without the right planning, learn everything you need to know about burial costs, payment options and more.
July 17, 2023
Choose a life insurance policy that suits you the best, check out our comprehensive comparison between term and whole life insurance.
July 13, 2023
Life insurance in Canada generally isn’t taxable, but this can vary by policy, learn more about taxes on Canadian life insurance here!

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