The General Car Insurance Review

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on May 8, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated May 8, 2024

Visit author page

3 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

What You Need to Know About The General Insurance Company

For most drivers, car insurance is an expensive bill that only comes in handy following an accident. This means that drivers want car insurance that is easy to research, at a low rate, and is able to cover them in the event of an accident. One insurance provider is The General Insurance.

About The General Car Insurance

This insurance company was originally founded in 1963 under the name Permanent General Insurance. The company changed its name to its current branding in 1997. Over the years, the company has been able to provide insurance in locations across the United States. The company is based out Nashville, but it prides itself in having offices in most areas with agents that are ready to assist their customers.

Unique Thing About General Automotive Insurance

This insurance provider specializes in providing insurance to drivers who are considered to be high risk. This may include people who have been in multiple accidents, received multiple traffic tickets, have poor credit, or a combination of other factors. Because this insurance provider takes on high risk drivers it means that their policies are much more expensive than many other insurance providers who specialize in giving insurance policies to low risk drivers. In addition, the insurance policies offered by this insurance provider tend to have less coverage than many other insurance policies. This means that the insurance may only offer liability coverage, or in other cases the insurance may only cover injuries to the driver or damages sustained in an accident.

This insurance provider has a large online presence with on insuring its drivers through the internet. In many cases, it may not require a car inspection before insuring a vehicle, and the insurance provider may only ask for basic details about the car such as its model and how many miles are on the car.

This makes this insurance provider a good option for persons who are too busy to go down to have their car inspected, and for people who need to get insurance coverage quickly. Many people will use this provider on a seasonal basis with them only having car coverage during the winter months. This is an option for poorer people who only drive their car during certain times of the year.

This insurance provider is a good option for people who are attempting to restore their driving history. Many people will use this insurer for only a few years until they can restore their driving record. This will allow them to switch to an insurer who specializes in offering coverage for people who are in a less risky pool of drivers. This insurance provider offers SR-22 insurance. This is insurance for people who were in an at-fault accident, DUI, or have had their license taken away. These insurance policies can be very expensive, but for some drivers it is the only way they can legally drive their car.

The General Car Insurance Is Not Available in Canada

This insurance provider does not currently offer coverage to Canadian motorists. However, the company is considering moving into the Canadian market. The company does provide its customers with international coverage in the same way that all American insurance providers do. When submitting a claim in Canada it should be similar to submitting a claim in America.

Starting An Insurance Policy

This insurance provider handles the process of starting a policy through their website. They accept pretty much any driver and any type of car. However, drivers will have to enter some information in order to determine their policy rate. The company advertises that they can provide a quote in two minutes or less. The information they require is their zip code, type of car, and personal information such as accident history and many miles the driver expects to drive.

After one has received their quote they can finalize the process very quickly. The driver will have to enter in a few more pieces of personal information such as their social security number. This allows them to perform a background check. The insurer will then finalize the rate, and send the driver the complete policy. The driver can then review the policy before confirming they want the policy. Drivers should pay attention to the policy as the insurer may only offer coverage in certain circumstances. As usual, it is important to compare the details of the policy with other insurers.

This insurer will send a physical copy of the policy through the mail. They will also provide the policy with their app. This means that the driver can have proof of insurance the moment their policy becomes active.

This insurer makes the process of maintaining a policy simple. Drivers can pay their premium by logging onto their online portal, with the insurer’s app, over the phone, or through the mail. This insurer makes it easy to cancel policies, and it allows drivers to apply for a new policy after they have improved their driving record.

How To File An Insurance Claim

The Geneeral customers can file a claim through one of the following options.


You can contact them at anytime 24/7

Contact by phone

Feel free to contact the team by phone


File a claim by visiting the The General website

Other General Insurance Products

This insurance provider offers several insurance packages in addition to just automotive insurance. They provide renters insurance, personal property insurance, and personal liability insurance. Each insurance policy can cover up to a hundred thousand dollars. These insurance policies only cover certain risks that are listed in a policy. This means that the policies may not be useful in the event of something like a flood or accident. However, this does mean that persons who couldn’t normally get an insurance policy can receive these properties, and it means that the policy holder can get a lower rate than more expansive insurance policies.

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