Mini Car Insurance

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 21, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 21, 2023

Visit author page

3 minute read

Article Contents

Mini Auto Insurance

British Motor Corporation’s Mini has remained among the most popular fuel-friendly cars on the market for a reason. Their dependability, availability, unique design, and compactness set them apart—plus, they are genuinely fun to drive. If you are lucky enough to own a Mini, you need good insurance to protect your investment.

At MyChoice, you can compare quotes from over 30 top Canadian insurance providers all in one place. You’ll not only find the best insurance possible for your Mini but at the lowest possible rate. There are no phone calls to make—just fill in the short form above to get started.

A Brief History of The Mini

Also known as Marque, the Mini is a British compact car designed and manufactured by the British Motor Corporation (BMC). The first Mini launched in 1959, giving the world a fuel-efficient vehicle that was within the financial grasp of the majority.

The unique design had a significant impact on the 60s and quickly became synonymous with spontaneity, youthfulness, freedom, and independence.

In 1962, racer John Cooper competed with an adapted version, which became the legendary Classic Mini Cooper 997.  Even so, it wasn’t until 1962 that Pat Moss, a female motor-racing driver, drove the Mini to its first motorsport victory.

By 1969, BMC had sold over 2 million Mini models around the world. Mini has changed ownership over the years, with German automaker BMW acquiring the brand in 2000. Their most recent release, the Mini Cooper SE, marked the brand’s first foray into consumer electric models and one of the most affordable electric cars on the market.

Average Insurance Rates for Mini Vehicles in Canada

Since every insurance company has a unique way of calculating premiums and setting policies, insurance rates for Minis vary drastically depending on your location, driving history, and more.

The average annual premium for full coverage on a Mini in Canada runs around $1,300, slightly less than the average compact car. Liability alone will cost you about half that, but we recommend carrying full coverage.

The best way to lower your insurance costs isn’t to reduce your coverage—it’s to shop around. At MyChoice, we understand that it can be a time-consuming process. That’s why we simplified things. In just three minutes, we can provide you with up to 30 cheap Mini quotes from top auto insurance providers. We’ve made it our mission to help Canadians find the lowest possible insurance rates.

Some of The Most Popular Mini Vehicles

While Mini cars are popular in general, some body styles are more popular than others, including the Mini CountryMan that boasts more interior and cargo space, the Mini Cooper S Clubman with its wide and long design, and the Mini 5 Door that offers extra doors for extra accessibility.

Other popular models include Mini Clubman 1.5 Cooper AT, Mini Paceman, Mini 3 Door, Mini Cooper S, Mini Mk II Cooper, Mini Moke, Mini Hatch, and Mini Clubman.

How Safe is a Mini to Drive?

As with most vehicles with a rich heritage, Mini cars have undergone extensive engineering cycles throughout the years to create a vehicle that can compete with advancing technology—and that makes them safer to drive too.

Newer Mini models have a steel body to minimize impact damage in the event of a collision, along with other safety features. For instance, the Mini Countryman has a steel frame and is fitted with an advanced crash sensor system that cuts off the fuel pumps and unlocks the doors in an accident.

Mini cars also have advanced features such as engine immobilizers to promote security and deter car theft. That’s why, despite their popularity, Mini cars have a lower theft rate.

In a nutshell, Mini cars are safe to drive, which is one of the reasons they tend to be slightly more affordable to insure than comparable vehicles. Because a safer vehicle means fewer accidents and less severe injuries, many insurance providers are willing to offer lower premiums on them.

Compare Different Insurance Quotes for Your Mini With Us Today!

At MyChoice, we believe that everyone deserves affordable car insurance and have set out to put the power back in the people’s hands with our easy to use comparison tool.

Even better, we designed our platform to be intuitive, making comparing quotes and finding the lowest possible premium for your Mini a breeze. No jargon or confusing layouts. You won’t need to fill in a new form for every provider or make any phone calls. Just answer a few quick questions about you and your vehicle, and you’re set!

We invite you to join the thousands of Canadians who have found cheap car insurance using our system. Give it a try—you could save up to $1,000 a year!

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

Discover More About

Car insurance in Ontario is steadily rising, so drivers must find ways to keep their premiums low. Learn 10 tips for saving on car insurance in Ontario.
Ontario’s no-fault insurance system will change, effective July 1, 2026. Read on to learn how these reforms will affect your insurance policy.
A tire blowout can catch you off guard when you least expect it. Learn how to avoid it and what you can do if you have one.

Even More Ways To Save