Key Facts About Insuring a Chevrolet in Ontario
The figures below are based on MyChoice’s proprietary online quote data collected from Chevrolet drivers in Ontario in 2026.
| Average Chevrolet insurance premium (Ontario): | $1,878 |
| Cheapest Chevrolet model to insure: | Impala ($1,542) |
| Most expensive Chevrolet model to insure: | Cruze ($2,150) |
| Cheaper alternatives to Chevrolet for car insurance: | Mitsubishi ($1,519), Fiat ($1,612), Volkswagen ($1,644), Subaru ($1,702) |
| Chevrolet collision rate in Ontario | 11.6% of Chevrolet drivers have ≥1 at-fault accident |
How Much Does it Cost to Insure Your Chevrolet in Ontario?
On average, it costs around $1,878 per year to insure your Chevrolet in Ontario. The price will vary depending on your Chevrolet model, year make, region you’re living in and your driving history.
Here’s how much it would cost you on average to insure your Chevrolet in the following cities in Ontario:
| City | Average Annual Insurance Premium |
|---|---|
| Brampton, ON | $3,058 |
| Scarborough, ON | $2,684 |
| Vaughan, ON | $2,382 |
| Mississauga, ON | $2,197 |
| Markham, ON | $2,083 |
| Toronto, ON | $2,068 |
| Barrie, ON | $1,865 |
| Oshawa, ON | $1,864 |
| London, ON | $1,795 |
| Windsor, ON | $1,792 |
| Thunder Bay, ON | $1,790 |
| Hamilton, ON | $1,647 |
| Sudbury, ON | $1,622 |
| Kitchener, ON | $1,594 |
| Kingston, ON | $1,531 |
| Ottawa, ON | $1,480 |
How Chevrolet Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many buyers compare insurance rates across different brands, since insurance costs can significantly influence the decision. Based on our internal Ontario quote data, Chevrolet sits in a moderate price band relative to comparable brands. Chevrolet insurance generally costs more than Dodge, Ford, Mazda, but less than Infiniti, GMC, Nissan.
Here’s how the average annual Ontario premiums compare:
| Brand | Average Annual Insurance Premium |
|---|---|
| Dodge | $1,756 |
| Ford | $1,810 |
| Mazda | $1,817 |
| Chevrolet | $1,878 |
| Infiniti | $2,021 |
| GMC | $2,104 |
| Nissan | $2,113 |
Chevrolet Car Insurance Rates Through The Years
Over the past six years, Chevrolet insurance in Ontario has risen roughly 47%, driven by higher repair bills, rising theft and broad inflation. Rates were essentially flat in 2020–2021 before accelerating from 2022.
| Year | Average Annual Insurance Premium | YoY Change |
|---|---|---|
| 2020 | $1,279 | — |
| 2021 | $1,274 | -0.4% |
| 2022 | $1,489 | +16.9% |
| 2023 | $1,577 | +5.9% |
| 2024 | $1,681 | +6.6% |
| 2025 | $1,865 | +10.9% |
| 2026 | $1,878 | +0.7% |
Chevrolet Car Insurance Rates by Model & Year Make
When insuring your Chevrolet, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Chevrolet models from different years.
| Model | Average Annual Insurance Premium |
|---|---|
| Impala | $1,542 |
| Silverado | $1,544 |
| Cobalt | $1,634 |
| Spark | $1,662 |
| Equinox | $1,767 |
| TRAX | $1,837 |
| Malibu | $2,103 |
| Cruze | $2,150 |
Chevrolet Insurance FAQs
Which Chevrolet model is the cheapest to insure?
The Chevrolet Impala is the cheapest model to insure in Ontario at a $1,542 average annual insurance premium.
What are the most popular Chevrolet vehicles?
Some of the most popular Chevrolet models include the Volt, Corvette, Cruze, Sonic, and Malibu as far as cars go. The City Express and Express 15000 for vans, and the Tahoe, Traverse, Trax, and Equinox for sport-utility vehicles.
Does Chevrolet have a good safety rating?
One of the reasons that Chevrolet is so popular is its safety ratings. The company has numerous awards for its vehicle safety features, which is a bonus when it comes to finding cheap Chevrolet insurance.
A good safety rating is not only great for your initial rate, but it can help you avoid accidents that would cause your rate to increase.