Chevrolet is the lowest-cost brand from General Motors, an American parent company with a portfolio that also includes Buick, GMC, and Cadillac. Chevrolet’s product line-up has historically spanned cars, family SUVs, performance coupes and pickup trucks, though most of its cars have been discontinued apart from the Corvette. Repair costs for Chevrolet vehicles depend on body style, engine, equipment and sensor requirements, while frequency of towing, business use, theft experience, location and driver history may affect an insurance quote.
Use our internal MyChoice quote data to compare insurance rates for different Chevrolet models and Ontario cities. Learn what range you should plan for when insuring a new vs a used Chevrolet and how Chevrolet compares to other mainstream makes.
Chevrolet Insurance Costs
| Median Chevrolet premium (Ontario) | $2,083 |
| Chevrolet vs Ontario all-vehicle median | -11% |
| Cheapest Chevrolet model to insure in Ontario | Silverado 1500 LT Crew Cab 4WD (~$1,882) |
| Most expensive Chevrolet model to insure in Ontario | Malibu LT (~$2,821) |
| Cheapest alternatives to insure | GMC ($2,017), Dodge ($2,026), MINI ($2,003) |
What Our Ontario Chevrolet Quotes Show
The city-specific median quote examples below range from $1,593 for a 2017 Silverado in Ottawa to $4,100 for a 2020 Spark in Brampton. That one of Chevrolet’s least-expensive cars has the highest median premium shows that list price is not the factor driving insurance prices. The exact vehicle, home address, driver history and coverage selections are all significant data points.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Oakville, ON | Cruze LT Turbo | 2011 | $20,470 | $2,803 |
| Richmond Hill, ON | Trax RS2WD | 2025 | $27,666 | $2,751 |
| Sudbury, ON | Malibu LT | 2009 | $34,020 | $2,122 |
| Windsor, ON | Cruze LT Turbo | 2012 | $19,630 | $2,055 |
| Brampton, ON | Spark LT | 2020 | $17,602 | $4,100 |
| Kitchener, ON | Camaro LT | 2016 | $33,282 | $1,988 |
| Ottawa, ON | Silverado 1500 LT Crew Cab 4WD | 2017 | $49,906 | $1,593 |
| Toronto, ON | Equinox LS 2WD | 2015 | $27,725 | $2,497 |
Price Difference Between New and Used Chevrolet Vehicles
A used Chevrolet is estimated to cost $1,998 per year to insure. That’s $148 lower than the median estimate to insure a new Chevrolet at $2,146 per year.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Chevrolet | $2,146 |
| Used Chevrolet | $1,998 |
Chevrolet Compared with Other American Brands
That said, the differences among brands are small enough that choosing a different vehicle or choosing a different usage, such as a work truck instead of a family vehicle, could change the results.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| GMC | $2,017 |
| Dodge | $2,026 |
| Chevrolet | $2,083 |
| Ford | $2,256 |
Ontario Chevrolet Insurance Questions Answered
What does Chevrolet insurance cost in Ontario?
According to MyChoice’s internal quote data, the Ontario median cost to insure a Chevrolet is $2,083 per year, about 11% below the $2,345 all-vehicle median in the same data. The Silverado 1500 LT Crew Cab 4WD is the most affordable Chevrolet model to insure at a median of about $1,882. These figures are not guaranteed quotes. The exact vehicle, driver, location, use, coverage, deductible and insurer can change the price.
Which Chevrolet vehicles are currently available in Canada?
According to Chevrolet Canada’s website, the current Canadian range includes SUVs, trucks, electric vehicles, and the Corvette performance car. The Chevrolet SUV range, from smallest to largest, is the Trax and Trailblazer subcompacts, the Equinox compact, the Blazer two-row midsize, the Traverse three-row midsize, and the Tahoe and Suburban large SUVs. The midsize Colorado and the Silverado full-size and heavy-duty trucks round out Chevrolet’s pick-up line. Chevrolet’s electric models include the Bolt EV, Equinox EV, Blazer EV, and Silverado EV.
How safe and reliable are Chevrolet vehicles?
In the 2026 J.D. Power U.S. Vehicle Dependability Study, Chevrolet ranks in the top five in reliability among all automotive brands tested. The Insurance Institute for Highway Safety (IIHS) lists the 2026 Traverse as a Top Safety Pick, but few of the brand’s other vehicles rank well enough in crash testing to receive the same recognition. Newer Chevrolet vehicles tend to come with most modern safety features as standard, though equipment on older vehicles varies.