Can You Insure Two Cars With One Driver?

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Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 13, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page

1 minute read

Article Contents

Can You Insure Two Cars Under One Driver?

There are many valid reasons for one person to own more than one car. Most car enthusiasts have one car for daily use and another for having fun on the weekend. Or you may have a couple of cars that you’re busy tinkering with that also need to be insured.

No matter what the reason, many people will wonder how many cars can be insured under one policy. This will depend on your insurance provider, as well as which state you live in. In general, most car insurance providers will allow multiple car insurance (one driver).

The main thing that insurance companies want to know is, who is the primary driver of a vehicle? This is usually the owner of the car, but it could be someone else.

Can one person be the primary driver on two cars? Yes. Most, if not all, insurance companies will allow you to name one primary driver for two or more cars. In fact, many companies will even provide you with a multi-car discount on your premiums when you register multiple vehicles.

What About Two Car Insurance Policies On One Person?

Many responsible car owners will shop around before committing to a car insurance policy. The easiest option is to add a new car to an existing policy. But sometimes, it can work out cheaper to take out a new policy entirely.

Under Canadian law, you can to take out as many car insurance policies as you desire. So if you’re wondering, “I have 2 cars to insure, what should I do?” the best option is to shop around and find an appropriate policy possible for each of your cars.

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