Can I Sue My Car Insurance Company in Canada?

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

Article Contents
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 17, 2023

Visit author page
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 17, 2023

Visit author page

1 minute read

Article Contents

Can I Sue My Own Car Insurance Company?

There are several instances where you may have to sue a car insurance company.  A common reason for suing is that your provider has denied your claim without good reason. Another common reason is that the person who injured you has no insurance coverage, and you sue for compensation from your provider.

According to Canadian law, you’re allowed to sue whomever you want to. However, you need to provide evidence that your claim is valid. Otherwise, the lawsuit will be thrown out of court. The best way to obtain evidence to support your claim is to document all your interactions with your provider.

In general, a lawsuit should be your last resort. If you feel your insurance company has treated you unfairly, hire an attorney to speak on your behalf. This will help protect your rights and possibly settle the matter out of court. Many attorneys have experience dealing with insurance companies and assessors. They should be able to reach a satisfactory conclusion in your favor.

How To Sue an Insurance Company in Canada

Your first step should be to hire an attorney. They will be able to tell you if you have a strong enough case to file a lawsuit successfully. When you start your search for an attorney, look for those who have experience suing insurance companies. And you should hire an attorney while you’re still in dialogue with your insurance company.

If you’re unable to come to a reasonable settlement with your insurance company, the next step is to sue. Your attorney will organize the relevant aspects of your case and present it to a judge. The judge will then handle the settlement and settle the dispute.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

Discover More About

The Alberta government has announced a comprehensive reform of the auto insurance system, set to take effect in 2024. Read on to learn more.
Learn about ten essential car maintenance tips that every vehicle owner should know, whether auto insurance covers car maintenance and more.
Learn about intricacies of taxes on used vehicles in Ontario, and get insights and tips ob how to navigate this aspect of car ownership.

Even More Ways To Save