50+ Ratings on Google!

Lethbridge Car Insurance

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on car insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

How to Compare Car Insurance Quotes with MyChoice

Comparing car insurance quotes with MyChoice is as simple as it gets:

Share Your Car Insurance Needs​

Tell us what you want out of your auto insurance.

Shop for the Best Deals​

Compare auto insurance quotes from the best Canadian insurers.

Secure Your Rates​

Pick the best deal and lock your rates on our site.​

Recent Quotes From Our Users

Monthly PremiumsDate & TimeQuote TypeAgeGenderPostal Code
$106.45Jun 19, 2024, 04:08 PMAuto59FemaleK6J4P2
$43.02Jun 19, 2024, 05:45 AMHome56FemaleK1G0M5
$24.31Jun 19, 2024, 03:31 PMTenant30FemaleM1H2E4

How MyChoice Works



have compared rates and saved money over the last 24 hours
Leah D
Leah D
July 19, 2023
I was able to get a tenant insurance quote and a car insurance quote for my Jeep on the same day, in the same place, super fast and convenient, less than 10 mins! Would use again and would absolutely recommend
Imaan Pirani
Imaan Pirani
July 13, 2023
Got a great quote for my Camry and to my surprise was able to purchase online... They passed all my information to the companies website automatically and it made the process a breeze!” Highly recommend
David Ifejika
David Ifejika
July 13, 2023
I was shopping around for car insurance and a friend suggested that I try MyChoice to help find the least expensive insurance for my partner and I. It was very reliable, straightforward and user friendly. It made finding new car insurance easy!”
Ty Warner
Ty Warner
July 12, 2023
I was able to bundle my home and auto insurance with My Choice. Getting a quote for both was pretty quick, once I had done my auto portion I had the option to easily check my home insurance too so that was ideal!
John Doyle
John Doyle
July 7, 2023
Recently closed on a place in Markham and was able to get a great home insurance quote in minutes with MyChoice. Purchased online through square one right on closing day!
Tim Borgstädt
Tim Borgstädt
July 4, 2023
I don’t always shop around when it comes to my insurance but I’m glad I did this time, My Choice had a good range of options and I was able to chat to a broker once I found a quote that I liked!
Hao Sheng
Hao Sheng
June 30, 2023
I got a great quote from mychoice. Would definitely recommend everyone to start a quote. I got a much cheaper rate from CAA than my TD
Leo Brasil
Leo Brasil
June 19, 2023
Great experience getting an online quote, quick and easy. All things considered, it looks like I'm going to save around $80 a month on my car insurance!
Mark Whiteley
Mark Whiteley
June 19, 2023
I was shopping around for home/auto insurance because my rates seemed to skyrocket on renewal. MyChoice allowed me to easily search for the most competitive rate, and next thing I know I'm saving $400 a year. Strongly recommend it!
Secure. No Spam. No Fees.
Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on May 16, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated May 16, 2024

Visit author page

4 minute read

Article Contents

Quick Facts About Auto Insurance in Lethbridge

  • Lethbridge car insurance is LESS expensive than the Alberta average.
  • The average annual car insurance cost in Lethbridge for a driver with comprehensive/collision coverage and a clean record is around $1,199.
  • Comparing Lethbridge auto insurance quotes with MyChoice can save you up to $851 annually.

The Best Car Insurance Brokerages in Lethbridge

You can work with car insurance brokers in Lethbridge, to get affordable, comprehensive deals. Here’s a look at some of the best brokers in Lethbridge:

BrokerageAddressPhone number
Westland Insurance1201 3 Ave S
Lethbridge, AB T1J 0J8, Canada
Armour Insurance, Car, Home, Business, Farm & Life, Lethbridge1122 3 Ave S #3
Lethbridge, AB T1J 0J6, Canada
Chaparral Insurance Brokers Lethbridge3120 32 St S #150
Lethbridge, AB T1K 7B4, Canada
Astro Insurance & Registry100-542 7 St S
Lethbridge, AB T1J 2H1, Canada

Most Expensive Postal Codes in Lethbridge

Lethbridge’s average annual cost of car insurance is $1,199 which is slightly under the average provincial rate in Alberta of $1,211. 

The Lethbridge North region T1H has the highest rates of car insurance premiums:

Postal codeAverage Annual Car Insurance Rate

Least Expensive Postal Codes in Lethbridge

The area with the lowest car insurance premiums is the region of T1J, or Lethbridge West And Central, home to Lethbridge University.

Postal codeAverage Annual Car Insurance Rate

Car Insurance Cost in Lethbridge by Age

Age is one of the factors that influence your auto insurance premiums the most. The price you pay for car insurance can vary by hundreds of dollars depending on, for example, if you’re under 20 or over 40. 

Younger adults and seniors usually pay more as they’re more likely to get into car accidents. Car insurance goes down for older adults but then goes up again for seniors. 

Take a look below at the cost of car insurance in Lethbridge per age group:

Age groupAverage Annual Car Insurance RateAnnual savings with MyChoice

Car Insurance Cost in Lethbridge by Driving History

Your driving history also makes a big difference when looking for rates of auto insurance premiums in Lethbridge. Insurers check your history and give you a quote that varies based on past accidents, speeding and parking tickets, and other violations.

If your driving history is clean, it shows you’re a low-risk driver so insurers give lower rates. If not, the price goes up considerably. Driving safely is one of the ways you can get the cheapest car insurance rates in Alberta

Driving violationAverage Annual Car Insurance Rate
Clean driving record$1,199
Insurance cancellation due to non-payment$1,966
Licence suspension for alcohol-related offences$1,439
One accident$2,638
Speeding ticket$1,559

Driving in Lethbridge

The City of Lethbridge is the industrial, commercial, financial, and transportation centre of Southern Alberta. It provides around 86,000 jobs for people living within a 100 km radius who commute to and within the city daily. 

Here are some key facts about driving in Lethbridge:

  • Major highways in Lethbridge: Highways 3, 4, 5, and 25
  • Public transit options: Lethbridge Transit (public bus), Red Arrow Motorcoach (e-bus and inter-city coach), Access-A-Ride (specialized transportation)
  • Ridesharing services: Uber, Lyft
  • Parking space providers: The City of Lethbridge, Precise Parklink
  • Top tourist attractions: Galt Museum, Nikka Yuko Japanese Garden, Fort Whoop-Up, High-Level Bridge, Southern Alberta Art Gallery, 4 UNESCO World Heritage Sites
  • Busy intersections: Scenic Dr. S and 3 Ave S, 6 Ave S and 13 St S, 32 Ave S and 32 St S 
  • Airports: Lethbridge Airport (YQL)

Main Mode of Commuting in Lethbridge

A vast majority of commuters in Lethbridge do so by car, truck, or van. Out of the 37,285 personal vehicle commuters, there are 34,845 drivers and 2,445 passengers. Coming in second place are pedestrians, with public transit users coming in third. Examine the table below for more information on the modes of commuting in Lethbridge:

Main mode of commutingCountsRates
Total – 25% sample data40,715100.0
Car, truck or van37,28591.6%
Car, truck or van – as a driver34,84585.6%
Car, truck or van – as a passenger2,4456.0%
Public transit9302.3%
Other method6401.6%

Commuting Duration in Lethbridge

Over half of the commuters in Lethbridge spend under 15 minutes getting to work. Meanwhile, 35.5% of commuters spend between 15 to 29 minutes getting to work. In a city of over 100,000 residents, these are reasonably fast commute times. Learn more about commuting durations in Lethbridge by examining the table below:

Commuting durationCountsRates
Total – 25% sample data40,715100.0
Less than 15 minutes21,35052.4%
15 to 29 minutes14,44535.5%
30 to 44 minutes2,7056.6%
45 to 59 minutes9352.3%
60 minutes and over1,2753.1%

Driving Conditions in Lethbridge

The cost of your insurance premiums is also affected by local driving conditions like how much it rains or snows. Here’s an overview of Lethbridge’s driving conditions:

  • Average daily commute time: 32 minutes round trip
  • Average annual rainfall: 271.1 mm
  • Average annual snowfall: 130.5 cm
  • Rainy days per year: 25.74 days
  • Rainiest month in Lethbridge: June
  • Driest month in Lethbridge: January
  • Snow days per year: 51.2 days
  • Snowfall months in Lethbridge: October – April 

Traffic in Lethbridge

Lethbridge is 100 km north of the American border and on the CANAMEX corridor. This has made it a major shipping destination and has contributed to its population growth of 15% since 2011.

  • Population: The City of Lethbridge has 101,482 residents. 
  • City area: Lethbridge has a city area of 127.2 km².
  • Time spent in traffic annually: The average Lethbridge resident spends 32 minutes in traffic daily, totalling roughly 195 hours per year.
  • Busiest roads: Lethbridge’s busiest roads are Whoop-Up Drive, Mayor Magrath Drive, Crowsnest Trail, Stafford Drive, Scenic Drive, University Drive West, 13 St, 6 Ave S, and 3 Ave S.

The Most Common Questions About Car Insurance in Lethbridge

How much does Lethbridge car insurance cost?

Car insurance in Lethbridge costs $1,199 on average per year.

Is car insurance cheaper in Lethbridge than in Calgary?

Yes, car insurance is cheaper in Lethbridge than in Calgary. The average annual cost of car insurance in Calgary is $1,512 and $1,199 in Lethbridge.

Why should you compare car insurance rates in Lethbridge?

As rates can vary based on the insurer and your specific case, you should compare car insurance rates in Lethbridge to make sure you get the best deals.

Can I use my Lethbridge car insurance to drive in the United States?

Yes, you can use your Lethbridge car insurance to drive in the United States. That said, check with your insurance agent or broker first to ask what your policy covers.

How can you get cheaper auto insurance in Lethbridge?

Compare car insurance rates in Lethbridge with MyChoice, or visit our main car insurance page to learn other ways of getting cheap car insurance quotes.


1. Mychoice.ca Internal Data, Most Expensive Postal Codes, Alberta, Lethbridge, Car Insurance Quotes Collected, 2023.

2. Mychoice.ca Internal Data, Least Expensive Postal Codes, Alberta, Lethbridge, Car Insurance Quotes Collected, 2023.

3. Mychoice.ca Internal Data, Rate Cost By Age, Alberta, Lethbridge, Car Insurance Quotes Collected, 2023.

4. Mychoice.ca Internal Data, Rate Cost By Driving History, Alberta, Lethbridge, Car Insurance Quotes Collected, 2023.

5. City of Lethbridge Website, Driving & Transit Information. Data Collected, 2023.

6. Statistics Canada, 2021, Census of Population, Alberta, Lethbridge, Main Mode of Commuting. Data Published March 29, 2023.

7. Statistics Canada, 2021, Census of Population, Alberta, Lethbridge, Commuting Duration. Data Published March 29, 2023.

8. Weather Network Canada, Historical Averages, Alberta, Lethbridge.

9. Transportation Alberta Mapping, Alberta, Lethbridge.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes
Secure. No Spam. No Fees.

Discover More About

Getting your car impounded is frustrating and even worse if you don’t know what you’re doing. Click through for a guide to releasing your impounded car in Canada.
Misconceptions about insurance make it harder for drivers to find the best deals. Click through to learn the truth about today’s most common car insurance myths.
The 2024 Alberta Auto Insurance Reform promises to make premiums more affordable by setting rate caps for good drivers. Click through to learn more.

Even More Ways To Save