WINDSOR CAR INSURANCE
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About Windsor Auto Insurance
The City of Roses, Windsor, a city in South West Ontario is often the last port of call in Canada before venturing over the Detroit river into neighboring USA The city boasts a rich history, with settlement occurring in the area during the 18th city, aligning with its close neighbor, Windsor is a major contributor to the Canadian automotive industry.
Being a major player in the car industry naturally comes hand in hand with the large percentage of Windsor residents driving a vehicle of their own. Driving in Windsor can be troublesome at times just like any other large city, so whether you’re cruising down Ouellette Avenue or bumper to bumper on the E.C. Row Expressway it’s mandatory to still have car insurance. So, what are you waiting for, start looking for auto insurance in Windsor with us today!
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*Actual Quoting Data. Based On A Clean Driving Record.
Windsor Car Insurance FAQs
Average Auto Insurance Rates in Windsor
When it comes to the average car insurance rate for a resident of Windsor, great news, it’s slightly less than the Ontario average when compared in 2016.
For the average driver premiums are around $1,375, which is a little less than 10% of the province average of $1,503. That being said the average rate for Windsor still comes in considerably cheaper when compared to some of the other, busier cities within Ontario like Brampton or Toronto. So, in hindsight the average rate for Windsor will see you end up better off than your big city counterparts.
|Average Insurance Rate =||$1,375|
Source: Kanetix Study
How to Find The Cheapest Car Insurance in Windsor?
The best way to get cheap car insurance in Windsor is to compare rates every year. You may also qualify for relevant auto insurance discounts. Many car insurance companies offer a discount for paying your premium in one lump sum or bundling different insurance policies, whether that be more than one vehicle or your home insurance.
You may also be able to save on your car insurance by installing additional safety equipment, such as an anti-theft device, or taking a road safety course. Some providers even offer discounts for student drivers who get good grades.
Total Number of Reportable Collisions in Windsor, 2015 – 2019
Source: Windsor Road Safety Report 2019
Dangerous Intersections in Windsor
As Windsor’s population has grown, traffic accidents have been on the rise, with a few intersections seeing more collisions than others. The intersection of Banwell Road and E.C. Row Expressway has seen the most accidents out of all the intersections in Windsor.
County Road 42 at Lauzon Parkway, Dougall Avenue at Ouellette Place, Pelissier Street at Wyandotte Street West, and McHugh Street at Lauzon Road also have above-average collision rates.
The highest accident rate at any intersection in Windsor is only 1.56 collisions for every 1,000,000 vehicles, but still, it may be better to try to avoid these areas as much as possible.
Source: Windsor City Engineer, Operations Department & Transportation Planning Division
When is a Good Time to Compare Car Insurance in Windsor?
We recommend comparing car insurance quotes once a year, ideally around the time your current policy is up for renewal. It’s also a good idea to look at the different options if any circumstances change that could affect your premium.
Some examples of these might include a marriage, a move, a change in your credit or driving history, or a new driver or vehicle. As far as changes in your driving history, prior accidents and traffic violations will only affect your rate for three years. After that, your premium is likely to change dramatically—don’t forget to shop around for the cheapest car insurance quotes.
Useful Tips for Driving in Windsor
Utilize these tips for driving in Windsor and protect your car insurance no claims bonus… if you haven’t claimed already!
- Being a border city, with the US, Windsor naturally has influx of traffic that does not necessarily reside in the area. Keep an eye out for truckers shipping goods and travelers who are not used to the roads.
- During rush hour the E.C. Row Expressway can become susceptible to heavy traffic and occasional delays so seek an alternative route if possible.
- Every summer Windsor co-hosts a two-week long event called the Windsor-Detroit International Freedom Festival, culminating in huge firework displays for Independence Day (US) and Canada Day. During this time the roads in and around Windsor will be unusually busy and could prove tricky to navigate.