Key Facts About Insuring a Hyundai in Ontario
The figures below are based on MyChoice’s proprietary online quote data collected from Hyundai drivers in Ontario in 2026.
| Average Hyundai insurance premium (Ontario): | $2,181 |
| Cheapest Hyundai model to insure: | Accent ($1,662) |
| Most expensive Hyundai model to insure: | Genesis ($2,465) |
| Cheaper alternatives to Hyundai for car insurance: | Mitsubishi ($1,519), Fiat ($1,612), Volkswagen ($1,644), Subaru ($1,702) |
| Hyundai collision rate in Ontario: | 10.4% of Hyundai drivers have ≥1 at-fault accident |
How Much Does it Cost to Insure Your Hyundai in Ontario?
Where you park your Hyundai matters. Hyundai insurance in Ontario averages $2,181 a year, but rates swing widely by city, climbing in claims-heavy markets like Vaughan and easing in smaller communities such as Hamilton.
Here’s the estimated average annual Hyundai premium across Ontario:
| City | Average Annual Insurance Premium |
|---|---|
| Brampton, ON | $3,551 |
| Scarborough, ON | $3,117 |
| Vaughan, ON | $2,767 |
| Mississauga, ON | $2,552 |
| Markham, ON | $2,419 |
| Toronto, ON | $2,402 |
| Barrie, ON | $2,166 |
| Oshawa, ON | $2,165 |
| London, ON | $2,084 |
| Windsor, ON | $2,081 |
| Thunder Bay, ON | $2,079 |
| Hamilton, ON | $1,913 |
| Sudbury, ON | $1,884 |
| Kitchener, ON | $1,852 |
| Kingston, ON | $1,778 |
| Ottawa, ON | $1,719 |
How Hyundai Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many buyers weigh the insurance rates of different brands against each other, since insurance costs can significantly influence the decision. Based on our internal Ontario quote data, Hyundai sits in a moderate price band relative to comparable brands. Hyundai insurance generally costs more than GMC, Nissan, Mini, but less than Lexus, Toyota, Volvo.
Here’s how the average annual Ontario premiums compare:
| Car Model | Average Annual Insurance Premium |
|---|---|
| GMC | $2,104 |
| Nissan | $2,113 |
| Mini | $2,122 |
| Hyundai | $2,181 |
| Lexus | $2,206 |
| Toyota | $2,209 |
| Volvo | $2,227 |
Hyundai Car Insurance Rates Through The Years
Over the past six years, average insurance premiums for Hyundai in Ontario have been steadily increasing. Premium growth was relatively modest between 2020 and 2021 but began accelerating in 2022 as repair costs climbed, vehicle theft remained elevated, and inflation pushed up claims and operating expenses across the insurance industry.
| Year | Average Annual Insurance Premium | YoY Change |
|---|---|---|
| 2020 | $1,481 | — |
| 2021 | $1,590 | +7.4% |
| 2022 | $1,723 | +8.4% |
| 2023 | $1,804 | +4.7% |
| 2024 | $1,992 | +10.4% |
| 2025 | $2,163 | +8.6% |
| 2026 | $2,181 | +0.8% |
Hyundai Car Insurance Rates by Model & Year Make
The Hyundai model you drive moves your premium meaningfully. Among popular Hyundai models in our data, the Accent is the cheapest to insure while the Genesis sits at the top — sportier and pricier-to-repair models cost more.
Below are average annual Ontario premiums for the most-quoted Hyundai models:
| Model | Average Annual Insurance Premium |
|---|---|
| Accent | $1,662 |
| Santa Fe | $1,732 |
| Venue | $1,902 |
| KONA | $1,904 |
| Tucson | $1,987 |
| Sonata | $2,386 |
| Elantra | $2,443 |
| Genesis | $2,465 |
Most Popular Hyundai Vehicles
Hyundai Insurance FAQs
Which Hyundai model is the cheapest to insure?
The Hyundai Accent is the most affordable model to insure, with an annual average insurance premium of $1,662.
Are Hyundai vehicles safe?
Hyundai’s website claims that “Good is never good enough” regarding safety; it is a top priority for the company.
A large number of Hyundai have been given the top 5-star safety rating by the US National Highway Traffic Safety Administration, and others have won awards from Kelly Blue Book and Women’s World Car of the Year. Safety is surely a top priority for Hyundai.