Subaru Car Insurance

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 22, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 22, 2023

Visit author page

3 minute read

Article Contents

Subaru Auto Insurance

A Japanese car brand that enjoys worldwide popularity, Subaru combines attractive looks with superior performance on the road. Their reliability makes them a great choice for a family vehicle. 

When shopping for Subaru auto insurance, you should explore your options and consider all the factors that might influence your insurance rates.

A Brief History of Subaru

The Subaru company was born from the evolution of the Aircraft Research Laboratory, founded during the First World War. During the Second World War, the company, which had been renamed Nakajima Aircraft Company, became a major aircraft manufacturer in Japan. 

After the war, the company changed its name once again, this time to Fuji Sangyo Co, Ltd. In 1950 it split into 12 smaller companies, five of which, combined with another new corporation, had joined under the name of Subaru, the Japanese name for the Pleiades star cluster.

In 1954, the Subaru 1500 became the first Subaru model, followed by the 360 in 1958, the Sambar in 1961, and the 1000 in 1965.

Subaru vehicles first appeared in Canada in 1976, with the Subaru Leone. There are currently over one hundred Subaru dealers in the country. Subaru Canada, Inc. is a subsidiary of Japan’s Subaru Corporation. 

Subaru’s headquarters are located in Ebisu, Tokyo.

Average Insurance Rates for Subaru Vehicles in Canada

The cost of insurance for Subarus varies considerably depending on where you live in Canada. For instance, in Quebec City, the average insurance cost for a Subaru vehicle is $593, while in Toronto, it’s $1322, and in Vaughan, $2,241. 

Other factors that will influence your insurance rate include your age, driving history, and the Subaru model you choose, as well as its year of manufacture. Generally, the Ascent, Outback, and Forester are considered relatively cheap Subaru models to insure. Costlier models include the Impreza and Crosstrek.

Most Popular Subaru Vehicles

Subaru has produced many well-known models over the years. Here are a few of the most popular ones in the last decade, upgraded for 2020.

Subaru Legacy

A practical, functional all-wheel-drive sedan with plenty of room for passengers and cargo, the Subaru Legacy has comfortable seats, excellent wet-weather traction, a turbocharged engine, and standard active driver-assist features. This vehicle comes with the option of an 11.6-inch tablet-style interface.

Subaru Outback

The Subaru Outback is a comfortable SUV that is easy to drive in any weather and performs better than most SUVs in off-road conditions. It has a spacious, luxurious cabin, a turbocharged engine option, and convenient storage functions. In addition to standard safety features, the newest Outback model is equipped with a DriverFocus system that detects a distracted or sleepy driver.

Subaru Ascent

The Subaru Ascent is a popular family SUV with a solid build, standard all-wheel-drive, and functional tech features. It comes with plenty of driving aids, both standard and optional, and features a smooth interior design with an easily operable infotainment system. The newer upgrades include a rear-seat reminder alert system and power-folding side mirrors.

Subaru WRX

This nimble, high-performance sedan accelerates from 0 to 96.5 km/h in 5.5 seconds. The Subaru WRX has excellent handling and steering response – a priceless quality when driving on winding roads. It has full-time all-wheel-drive and features premium safety options. The WRX STI now has standard keyless access and push-button start.

Subaru Impreza

A stylish, roomy vehicle, the Subaru Impreza comes with extra-effective wet-weather traction. The standard all-wheel-drive model ensures secure handling and has a spacious, comfortable cabin with numerous advanced driver safety features. A manual transmission option is also available for this model.

Do Subaru Vehicles Have a Good Safety Rating

The Subaru brand has an excellent reputation when it comes to safety thanks to its models’ innovative safety features. Most Subaru models are easy to drive, handle well, and have superb visibility and traction control. 

These features reduce the chances of a collision. If a road accident does occur, Subaru vehicles are equipped with a full airbag set, collapsible pedals, and reinforced safety belts.  

Subaru models that have received a Top Safety Pick in 2015 from the IIHS include the Legacy, Outback, Forester, Impreza, and Crosstrek. 

Many Subaru models also include a keyless entry system, panic alarm, and engine immobilizers, which help prevent car theft.

Apart from safety, other factors that may influence Subaru auto insurance rates include:

  • Cost of vehicle parts replacement – The cost of Subaru parts replacement, repair, and maintenance is comparable to similar vehicles. Subarus are less expensive to maintain than luxury cars, but other Japanese vehicles in the same market segment come with lower costs. 
  • Vehicle reliability – Subaru reliability ranks have climbed among the list of popular family cars. In general, Japanese vehicles are considered highly reliable, and the reliability rating of Subaru models is expected to continue improving. 
  • Likelihood of car theft – Whether you face a higher risk of theft depends on the Subaru model you have. The Subaru Impreza, in particular, is one of the most frequently stolen car models in Canada. Earlier Impreza models also have higher collision claim costs.

Compare Different Insurance Quotes for Your Subaru With Us Today!

Subaru is a solid, reliable choice for a family vehicle, but to get good insurance rates, you need to compare Subaru quotes. At MyChoice, our aggregator makes it easy to get quotes from several insurance companies at once. 

We sort insurance quotes not only by monthly rates, but also by coverage, limits, and deductibles. That way, we give you a complete picture of what you get with each insurance plan, based on accurate, transparent data that is easy to understand. Our process ensures that you won’t pay more than you have to for car insurance. 

We leverage our expertise to provide you with competitive, trustworthy insurance options, offering you the best insurance plans with the cheapest rates. With MyChoice, you know you will come out with an individually fitted insurance policy that suits your needs, budget, and lifestyle.

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