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Article Contents
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page
Article Contents

Save Money On Car Insurance In the Beautiful Town Of Red Deer

Red Deer is a medium sized city that offers a small town feeling in a city of ninety-nine thousand people. This creates a constantly evolving environment where residents can go to concerts or a downtown restaurant between hikes or ski trips to the Canyon Ski Resort.

The nature of Red Deer means that residents end up driving a large amount with car insurance being one of the necessary expenses of living in this city. Luckily, there are a number of ways to save money on car insurance in the unique and beautiful city.

Red Deer: A City Caught in the Middle of Alberta’s Busiest Highway

A defining aspect of Red Deer is that it is located halfway between Calgary and Edmonton. These are two of the largest cities in Canada with both of them having a population that is over ten times that of Red Deer. This had a huge impact on both the culture and traffic in Red Deer.

The highway means that residents of the city tend to commute to both of these metropolitan areas for work and leisure. It also means that residents of both of these metropolises frequently travel to Red Deer. This results in Red Deer residents driving a lot with there being heavy traffic during certain times.

What Is It Like To Drive In Red Deer?

Red Deer is home to a beautiful historical downtown district that offers prime shopping. Downtown driving is not that congested for a medium sized city, but parking in Red Deer can be difficult. Parking is fairly cheap with it costing between $0.60 to $1 per hour. An easy way to make parking simple is to use a smart-card. This means that you will never have to search for change in order to park.

Red Deer isn’t known for parking and traffic tickets, but 15.4% of residents have received a traffic ticket. In addition, 12.9% of residents have been involved in an accident. This is why it is important to know of ways to avoid tickets and accidents.

The intersection of Gaetz Avenue and 32 Street is the most dangerous intersection so its important to make sure that you are vigilant at this intersection. There is also photo traffic radar located on Highway 2 to the south of the city. This means that you should make sure you are not speeding while commuting home on this highway.

Red Deer does vigorously enforce parking with them paying attention to parking during the winter months. This means that you should make sure that you park over one and a half meters away from anyone’s driveway. This will avoid tickets and prevent residents from hitting your car when backing out of their driveways.

Car Insurance in Red Deer

Alberta is home to cold winters with the record low in Red Deer being -43.3°C. This means that residents have to frequently deal with heavy snow fall, rain, and lots of nighttime driving in adverse conditions. Red Deer residents can save money on their auto insurance and avoid crashes by using snow tires.

Red Deer is a city that sees a large number of commuters with the highway between Calgary and Edmonton sometimes having heavy traffic. This means that insurance in Red Deer can be higher than other small towns. This means that drivers should look into a number of ways to make sure that they save as much money as possible on Red Deer car insurance.

Average Auto Insurance Rates in Red Deer

Red Deer is a diverse community with the average driver facing different rates depending on who they are. The most popular car in Red Deer is the Chevy Cobalt. The next two popular types are cars are Dodge, Chevy, and then Ford. This choice of brands shows the community’s dedication to American and Canadian cars.

The average driver is twenty-eight years old with the number of male vs. female drivers being roughly equal. However, male drivers are more likely to drive more than female drivers.

The average male driver who drives a ten year old sedan about twenty kilometers a day can potentially have an insurance rate of $1,120 per year. This is for a driver who does not drive very much with them having a completely clear record. Drivers who have less of a clean record, or are consider more at-risk driver, can face higher average rates.

When you first look into car insurance it is important to have a good idea of the average rate in order to determine if a quote is desirable.

How To Compare Different Car Insurance Rates In Red Deer & Save Money

The best way to compare car insurance rates in Red Deer is to use our comparison tool where we are able to generate quotes from up to thirty different insurance companies.

It is very simple to use, we will ask questions related to the type of car you want insured, some details about the car’s history, and how much you plan to use the car – as well as a few questions about you, the driver. Once complete we will then be able to show you the best auto insurance rates tailored to you, that are available in Red Deer.

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