Alfa Romeo is an Italian marque that specializes in building sedans focused on performance and premium SUVs. Each vehicle is still made in Italy. Alfa Romeo is owned by Stellantis, which also owns Dodge, Chrysler, Jeep, Ram, and Fiat.
Factors that affect Alfa Romeo insurance premiums include the frequency of vehicle thefts in your area, location, and driver history. Based on MyChoice’s in-house quote data, this page provides an idea of the average cost of Alfa Romeo insurance in Ontario, the difference in cost between insuring new and used Alfa Romeo models, and how Alfa Romeo insurance quotes stack up to other luxury brands.
What Shapes Alfa Romeo Insurance Costs in Ontario
Based on MyChoice quote data, the all-vehicle insurance benchmark is $2,345. By comparison, Alfa Romeo’s indicative median annual insurance premium in Ontario is $2,936, which is 25% higher than the benchmark. The range of annual premiums for specific models, from $2,787 (Tonale Veloce AWD) to $3,569 (Giulia Quadrifoglio AWD), shows that there’s a difference of $782, suggesting that it’s helpful to look at insurance rates by model.
| Median Alfa Romeo premium (Ontario) | $2,936 |
| Alfa Romeo vs Ontario all-vehicle median | +25% |
| Cheapest Alfa Romeo model to insure in Ontario | Tonale Veloce 4Dr Awd (~$2,787) |
| Most expensive Alfa Romeo model to insure in Ontario | Giulia Quadrifoglio (~$3,569) |
| Cheapest alternatives to insure | MINI ($2,003), Fiat ($2,445), GMC ($2,017), Dodge ($2,026) |
Alfa Romeo Premiums Across Models and Ontario Cities
Insurance quotes ranged from $2,534 for a 2022 Stelvio Ti located in Ottawa to $5,004 for a 2024 Tonale Veloce in Brampton according to our internal data, which is a difference of $2,470.
While the Stelvio is the larger SUV with a higher vehicle price, the Tonale had a higher insurance quote. So, the price of the vehicle alone does not account for insurance rates.
The model, model year, location, and driver’s individual information can affect insurance numbers.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Brampton, ON | Tonale Veloce | 2024 | $52,881 | $5,004 |
| Kitchener, ON | Giulia Quadrifoglio | 2021 | $94,872 | $3,298 |
| Ottawa, ON | Stelvio Ti | 2022 | $57,435 | $2,534 |
| Toronto, ON | Giulia Ti | 2022 | $54,534 | $2,983 |
New Versus Used Alfa Romeo: What the Data Suggests
If you’re looking to add a replacement-cost endorsement or depreciation waiver to your policy, be sure to check with your insurer or broker about availability, eligibility, and other important details.
Based on our analysis, we project the annual cost to insure a used Alfa Romeo is $2,816 and the annual cost to insure a new Alfa Romeo is $3,024. That’s a difference of $208. It’s important to note that we don’t insure the same vehicle to determine this number. Rather, we apply broad relationships between a vehicle’s age and our Alfa Romeo insurance rates.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Alfa Romeo | $3,024 |
| Used Alfa Romeo | $2,816 |
Where Alfa Romeo Sits Among Luxury Insurance Brands
Unfortunately, pricing at the model-level for comparable models and terms of cover is not available. Indicative figures at the make-level may, however, provide some assistance with identifying makes to ask for a quote.
Alfa Romeo’s indicative figure of $2,936 sits in the mid-range when compared with other luxury makes, being $491 higher than Fiat ($2,445) but $727 lower than Porsche ($3,663), with Aston Martin and Maserati costing over $2,000 more than Alfa.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| MINI | $2,003 |
| Fiat | $2,445 |
| Alfa Romeo | $2,936 |
| Porsche | $3,663 |
| Land Rover | $3,884 |
| Aston Martin | $5,003 |
| Maserati | $5,114 |
A Brief History of Alfa Romeo
Founded on June 24, 1910 in Milan, Italy, as A.L.F.A. (Anonima Lombarda Fabbrica Automobili), Alfa Romeo was subsequently renamed after executive Nicola Romeo took control.
Italian design and a rich racing heritage have been at the forefront of Alfa Romeo’s image. With wins at Le Mans, Mille Miglia and Targa Florio, to name a few, and numerous Formula One constructors’ championships, Alfa Romeo Canada offers an exciting passenger vehicle line-up comprised of the Giulia sedan, Tonale subcompact SUV and the Stelvio compact SUV.
Known for its sleek, contemporary styling coupled with robust mechanics, Alfa Romeo is a nameplate that provides a more affordable alternative in the luxury arena compared to competitors.
Alfa Romeo Insurance Questions from Ontario Drivers
Which Alfa Romeo vehicles are currently sold in Canada?
According to Alfa Romeo Canada, the current Canadian passenger-vehicle range includes the Giulia sedan, Stelvio compact SUV and Tonale subcompact SUV.
Are Alfa Romeo’s cars safe?
According to the 2025 J.D. Power U.S. Vehicle Dependability Study, the most recent available in which Alfa Romeo ranks, its brand reliability rating falls just below the industry average. Specific results and equipment vary by model, model year, build date and trim.