Alfa Romeo’s lineup consists of performance-focused sedans and premium SUVs. The marque is of Italian origin and all its vehicles are still assembled in Italy. Its parent company is Stellantis, which also owns the Dodge, Chrysler, Jeep, Ram and Fiat brands.
Specialized parts, driveline components and sensor calibration may affect claim costs on Alfa Romeo vehicles, while theft experience, location and driver history also influence pricing.
This guide uses the MyChoice internal quote database to review how much each Alfa Romeo model costs to insure in Ontario, the premiums differences for new and used vehicles, and comparisons with other luxury brands.
As Alfa Romeo vehicles are typically a premium investment, owners should strongly consider collision and comprehensive coverage on top of the minimum provincial requirements. Ask your insurer or broker about deductibles, rental transportation and any depreciation-waiver eligibility for the vehicle you are considering.
What Shapes Alfa Romeo Insurance Costs in Ontario
Alfa Romeo stands 25% above the $2,345 all-vehicle benchmark in MyChoice quote data, with an indicative median annual Ontario premium of $2,936. The model figures span $782, from $2,787 for the Tonale Veloce AWD to $3,569 for the Giulia Quadrifoglio AWD. That range makes a trim-specific quote more useful than applying one brand figure to every Alfa Romeo.
| Median Alfa Romeo premium (Ontario) | $2,936 |
| Alfa Romeo vs Ontario all-vehicle median | +25% |
| Cheapest Alfa Romeo model to insure in Ontario | Tonale Veloce 4Dr Awd (~$2,787) |
| Most expensive Alfa Romeo model to insure in Ontario | Giulia Quadrifoglio (~$3,569) |
| Cheapest alternatives to insure | MINI ($2,003), Fiat ($2,445), GMC ($2,017), Dodge ($2,026) |
Alfa Romeo Premiums Across Models and Ontario Cities
Our internal data shows a range of quotes starting at $2,534 for a 2022 Stelvio Ti in Ottawa, and it reaches $5,004 for a 2024 Tonale Veloce in Brampton, a $2,470 spread.
The Stelvio is a larger SUV and has the higher listed vehicle price of those two, yet the Tonale has the higher insurance figure. Model, model year, location and driver details need to be assessed together rather than treating purchase price as the cause.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Brampton, ON | Tonale Veloce | 2024 | $52,881 | $5,004 |
| Kitchener, ON | Giulia Quadrifoglio | 2021 | $94,872 | $3,298 |
| Ottawa, ON | Stelvio Ti | 2022 | $57,435 | $2,534 |
| Toronto, ON | Giulia Ti | 2022 | $54,534 | $2,983 |
New Versus Used Alfa Romeo: What the Data Suggests
Our data points to a lower planning figure for a used Alfa Romeo at $2,816 a year, compared with $3,024 for a new one. The $208 difference comes from applying a broader age relationship to the make-level rate, not from comparing the same Alfa Romeo at two ages.
If you are considering a depreciation waiver or replacement-cost endorsement, ask your insurer or broker about availability, eligibility and policy terms.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Alfa Romeo | $3,024 |
| Used Alfa Romeo | $2,816 |
Where Alfa Romeo Sits Among Luxury Insurance Brands
In the luxury comparison below, Alfa Romeo’s indicative $2,936 figure falls between Fiat at $2,445 and Porsche at $3,663. It is $491 above Fiat and $727 below Porsche, while Aston Martin and Maserati are more than $2,000 higher.
These make-level figures can help identify brands to quote, but they do not replace prices for comparable models and coverage.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| MINI | $2,003 |
| Fiat | $2,445 |
| Alfa Romeo | $2,936 |
| Porsche | $3,663 |
| Land Rover | $3,884 |
| Aston Martin | $5,003 |
| Maserati | $5,114 |
A Brief History of Alfa Romeo
According to Alfa Romeo and Alfa Romeo Canada, Alfa Romeo began in Milan on June 24, 1910 as A.L.F.A. (Anonima Lombarda Fabbrica Automobili). Nicola Romeo later took control and the business adopted the Alfa Romeo name. The marque built its identity around Italian design and motorsport It counts victories at Le Mans, the Mille Miglia, and Targa Florio among its accolades as well multiple Formula One constructors’ championships. Its current Canadian passenger vehicle range includes the Giulia sedan, the Tonale subcompact SUV and the Stelvio compact SUV. and consumer use. The brand’s sleek, modern elegance and robust mechanics make it a worthy option for a luxurious car at an affordable price compared to other luxury auto brands.
Alfa Romeo Insurance Questions from Ontario Drivers
What should Ontario drivers budget for Alfa Romeo insurance?
According to MyChoice’s internal quote data, the indicative Ontario median for Alfa Romeo is $2,936 per year, about 25% above the $2,345 all-vehicle median in the same data. The Tonale Veloce is the lowest model figure shown at about $2,787. These are comparison points rather than guaranteed quotes. The exact model, driver, location, use, coverage, deductible and insurer can change the price.
Which Alfa Romeo vehicles are currently sold in Canada?
According to Alfa Romeo Canada, the current Canadian passenger-vehicle range includes the Giulia sedan, Stelvio compact SUV and Tonale subcompact SUV.
Are Alfa Romeo’s cars safe?
According to the 2025 J.D. Power U.S. Vehicle Dependability Study, the most recent available in which Alfa Romeo ranks, its brand reliability rating falls just below the industry average. Specific results and equipment vary by model, model year, build date and trim.
The 2025 Giulia has an incomplete rating from the Insurance Institute for Highway Safety (IIHS) because only one side was tested. Advanced safety and driver assistance features are available on all models, though not all are standard equipment. Check the rating and equipment for the vehicle you’re considering rather than extending one model’s result across the brand.