Mitsubishi Motors is a Japanese automaker that historically has been known for performance cars and success in rally racing. Today, its line-up consists exclusively of SUVs. While the automaker operated independently for decades, it entered an alliance with Renault and Nissan in 2016 that has allowed it to benefit from shared development and vehicle platforms. The cost to insure a Mitsubishi in Ontario can vary widely depending on whether the car in question is a newer SUV or an older, discontinued, or classic model. Parts availability, theft experience, and a driver’s claims history and location can affect each quote differently, among other factors.
Based on MyChoice internal quote data, this page compares Mitsubishi premiums by model and Ontario city, reviews new-versus-used planning figures and places the brand among mainstream alternatives. It also covers policy choices involving collision, comprehensive, rental transportation, deductibles and replacement-cost protection.
Mitsubishi Insurance Snapshot for Ontario Drivers
Mitsubishi’s make-level median insurance premium cost is $2,235 per year, 5% below the $2,345 all-vehicle benchmark. Among model-specific median estimates, the discontinued Lancer ES is the least expensive to insure at about $1,843 and the Outlander GT AWD is the most expensive at about $2,170.
| Median Mitsubishi premium (Ontario) | $2,235 |
| Mitsubishi vs Ontario all-vehicle median | -5% |
| Cheapest Mitsubishi model to insure in Ontario | Lancer ES (~$1,843) |
| Most expensive Mitsubishi model to insure in Ontario | Outlander GT AWD (~$2,170) |
| Cheapest alternatives to insure | Mazda ($2,124), Toyota ($2,197), MINI ($2,003), GMC ($2,017) |
The Cheapest Mitsubishi to Buy Is Not the Cheapest to Insure
In our city-specific median quote estimate data, a 2023 Mirage in Brampton has the lowest original listed price at $15,643 but the highest annual insurance premium at $3,445. By comparison, a 2025 Eclipse Cross in Sudbury is worth more than twice as much but costs only $1,579 to insure. This shows that postal code can be just as influential a data point in insurance quoting as a car’s outright value.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| London, ON | Outlander GT AWD | 2022 | $43,761 | $2,372 |
| Sudbury, ON | Eclipse Cross SE AWD | 2025 | $34,542 | $1,579 |
| Brampton, ON | Mirage ES | 2023 | $15,643 | $3,445 |
| Ottawa, ON | RVR SE AWD | 2017 | $28,767 | $1,595 |
| Toronto, ON | Lancer ES 4Dr | 2013 | $21,362 | $1,930 |
What Changes When You Insure a New or Used Mitsubishi
A used Mitsubishi is estimated to cost $2,143 per year to insure, compared with $2,302 for a new one. That is a saving of $159 per year, or about $13 per month. Because the difference is modest, the exact model, trim, repair costs, and theft history may affect the premium more than vehicle age alone.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Mitsubishi | $2,302 |
| Used Mitsubishi | $2,143 |
Mitsubishi Beside Ontario’s Mainstream Alternatives
Mitsubishi’s median annual premium of $2,235 is almost identical to those of Toyota and Subaru at $38 more and $37 less respectively. Even Mazda, the cheapest brand shown, is only $111 less per year. However, factors such as specific models, age and condition can produce quotes that would alter these rankings.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| Mazda | $2,124 |
| Toyota | $2,197 |
| Mitsubishi | $2,235 |
| Subaru | $2,272 |
| Kia | $2,299 |
| Honda | $2,303 |
| Nissan | $2,320 |
| Volkswagen | $2,506 |
| Hyundai | $2,684 |
Mitsubishi’s Current SUV Lineup
As outlined on the Mitsubishi Motors Canada website, the brand’s current range is centred on three SUVs. The Outlander and Outlander PHEV (plug-in hybrid) are Mitsubishi’s flagship compact SUVs. The Eclipse Cross is a slightly smaller compact SUV, and the
RVR is Mitsubishi’s entry-level subcompact SUV. Mitsubishi’s Super All-Wheel Control (S-AWC) all-wheel drive system, which is standard on
Straight Answers About Mitsubishi Insurance
How safe are current Mitsubishi vehicles?
According to Mitsubishi Motors Canada, Mitsubishi Motors Canada lists 11 airbags, active stability control, forward-collision mitigation, rear automatic emergency braking and blind-spot warning as standard on the current Outlander PHEV. Safety equipment and independent crash-test results vary by model, trim and model year, so check the exact vehicle rather than applying one rating to the brand.
Is auto insurance mandatory for a Mitsubishi in Ontario?
According to FSRA, FSRA explains that Ontario vehicle owners must carry the coverages required by provincial law. The requirement is the same for a Mitsubishi as for another brand; collision, comprehensive and endorsements are optional choices whose availability and terms depend on the policy.
What should an Ontario driver budget for Mitsubishi insurance?
Ontario drivers can budget approximately $2,235 per year, or $186 per month, for Mitsubishi insurance based on MyChoice’s internal quote data.