Key Facts About Insuring a Mitsubishi in Ontario
The figures below are based on MyChoice’s proprietary online quote data collected from Mitsubishi drivers in Ontario in 2026.
| Average Mitsubishi insurance premium (Ontario): | $1,519 |
| Cheapest Mitsubishi model to insure: | Galant ($1,364) |
| Most expensive Mitsubishi model to insure: | Lancer ($1,549) |
| Cheaper alternatives to Mitsubishi for car insurance: | Among the most affordable brands in our data |
| Mitsubishi collision rate in Ontario: | 10.0% of Mitsubishi drivers have ≥1 at-fault accident |
How Much Does it Cost to Insure Your Mitsubishi in Ontario?
On average, it costs around $1,519 per year to insure your Mitsubishi in Ontario. The price will vary depending on your Mitsubishi model, year make, region you’re living in and your driving history.
Here’s how much it would cost you on average to insure your Mitsubishi in the following cities in Ontario:
| City | Average Annual Insurance Premium |
|---|---|
| Brampton, ON | $2,473 |
| Scarborough, ON | $2,171 |
| Vaughan, ON | $1,927 |
| Mississauga, ON | $1,777 |
| Markham, ON | $1,684 |
| Toronto, ON | $1,673 |
| Barrie, ON | $1,509 |
| Oshawa, ON | $1,508 |
| London, ON | $1,452 |
| Windsor, ON | $1,450 |
| Thunder Bay, ON | $1,448 |
| Hamilton, ON | $1,332 |
| Sudbury, ON | $1,312 |
| Kitchener, ON | $1,290 |
| Kingston, ON | $1,239 |
| Ottawa, ON | $1,197 |
How Mitsubishi Car Insurance Costs Compare to Similar Vehicle Brands
Insurance cost is often a deciding factor when shopping across brands. Our internal Ontario quote data places Mitsubishi in a lower price band. It typically costs more to insure than a few mainstream brands, yet less than Fiat, Volkswagen, and Subaru.
Here’s how the average annual Ontario premiums stack up:
| Car Model | Average Annual Insurance Premium |
|---|---|
| Mitsubishi | $1,519 |
| Fiat | $1,612 |
| Volkswagen | $1,644 |
| Subaru | $1,702 |
Mitsubishi Car Insurance Rates Through The Years
While the pace of growth varied from year to year, Ontario drivers consistently faced higher Mitsubishi insurance costs, resulting in noticeably more expensive coverage by 2026.
Below is an updated breakdown of Mitsubishi insurance premiums in recent years:
| Year | Average Annual Insurance Premium | YoY Change |
|---|---|---|
| 2020 | $1,233 | — |
| 2021 | $1,285 | +4.2% |
| 2022 | $1,353 | +5.3% |
| 2023 | $1,412 | +4.4% |
| 2024 | $1,455 | +3.0% |
| 2025 | $1,492 | +2.5% |
| 2026 | $1,519 | +1.8% |
Mitsubishi Car Insurance Rates by Model
Not every Mitsubishi costs the same to insure. In our Ontario data the Galant is the most affordable to cover, while the Lancer carries the highest premium, reflecting differences in value, repair cost and theft risk.
Here are average annual Ontario premiums by Mitsubishi model:
| Model | Average Annual Insurance Premium |
|---|---|
| Galant | $1,364 |
| RVR | $1,461 |
| Mirage | $1,511 |
| Eclipse | $1,531 |
| Outlander | $1,546 |
| Lancer | $1,549 |
Most Popular Mitsubishi Vehicles
Mitsubishis are popular vehicles in Canada, and while a few are more common than others, you are sure to see many models on the road.
If you are wondering which Mitsubishi is right for you, this list is an excellent starting point:
Mitsubishi Insurance FAQs
Are Mitsubishi Vehicles Safe to Drive?
The Mitsubishi brand is popular in Canada, and there are plenty of models on the road today. The vehicles have few safety concerns, making them a solid choice for families.
Mitsubishi vehicles also generally drive well. These cars are also noted for superb traction control and comfortable driving, making them an excellent choice for harsh Ontario winters.
Which Mitsubishi model is the least expensive to insure?
According to our internal data, the Mitsubishi Galant is the least expensive model to insure in Ontario, with an average annual premium of $1,364.
Is insurance mandatory for Mitsubishi vehicles in Canada?
Car insurance in Canada is mandatory for all vehicle types, including Mitsubishis. You must have proof of insurance to register your vehicle.