Understanding Your G2 License In Ontario
The process of getting your Canadian driver’s license is a step by step process where you will gain extra driving privileges as you become a more experienced driver. These different licenses are known as G1, G2, and G licenses. These license levels have an impact on who you can drive with, your insurance rates, what times you can drive, and how the government treats you if you receive a ticket.
Auto Insurance For Ontario G2 Drivers
G1 drivers are not required to have insurance coverage. However, G2 drivers do need coverage. Most G2 drivers are under the age of twenty-five with them considered to be “high-risk“ drivers. This means that they will face high insurance rates. G2 are frequently named on their parent’s insurance with driver’s over the age of eighteen often having their own insurance coverage.
Insurance companies generally do not offer specific policies for G2 drivers. However, they will consider the inexperience of G2 when calculating their rates.
Ontario G2 Restrictions and G2 Requirements
A G2 license is the second level of license, with it being issued to drivers who have passed the beginners portion of driving. These drivers do not have to drive with an experienced driver at all times. However, there are a number of restrictions that G2 drivers have to follow. Some things to know about G2 restrictions and privileges include:
- They can drive both day and night
- They must have a zero alcohol level
- Every passenger must have a seat belt
G2 drivers also have restrictions on who they can drive with at night. These restrictions are based upon age with them including:
- Before six months G2 drivers can only have one passenger under nineteen in the car
- After six months three passengers under nineteen are allowed in the car
- These restrictions apply between midnight and five A.M.
These G2 requirements are void if a G licensed driver with 4 years of experience is in the car. These restrictions are designed to keep inexperienced drivers from being distracted by their friends. It is important to follow these guidelines in order to avoid consequence and advance to a G license.
How To Get Your G2 License?
The first step towards getting a G2 license is getting your G1 license. The will require a driver to do the basics towards showing that they are safe to drive on the road. These steps include:
- Be over sixteen years old
- Pass an eye exam
- Pass a written exam
A driver who is able to follow these three steps can receive a G1 license where the government considers them a beginner driver. This allows them to drive if they are able to follow several rules. These rules are related to when they can drive and who with. The must obey to the following rules:
- Have A Zero Alcohol Level
- Have Seat Belts For Every Passenger
- Not Drive Between Midnight And Five A.M
- Not Drive On 400 Highways
In addition, a G1 licensed driver must have a passenger who is G registered with four years of experience. If they are under twenty-one years old they must have a zero blood alcohol level. The G registered driver must have a blood alcohol level under .05 if they are over twenty-one. This is so they can drive if the G1 registered driver is unable to drive.
Once you have your G1 license you can go about getting your G2 license. This will require you to do the following things:
- Have your G1 license for a year
- Pass a written test
- Pass a road test
It is possible to reduce the amount of time you wait to take your road test by taking driver’s training. The driving school must be a MTO approved school. You can schedule your road test after eight months if you take driver’s training. You will need to pass your written exam before taking your road test.
When going through the G1 and G2 licensing process it is important to make sure that you don’t get into trouble. A G registered driver will have their licensed suspended for thirty days if they receive fifteen demerit points. A G2 driver will have their license suspended for sixty days if they have nine demerit points. In addition, certain infractions can potentially result in you going back to being a G1 driver or having to wait to get your G2 license.
How Much Is The Average Insurance Rates For G2 Drivers?
The average insurance rate in Ontario is $1,445.
G2 drivers face higher insurance rates with them being young drivers with little driving experience. This means that drivers need to know of a number of ways to reduce insurance rates.
One of the simplest ways to save money on auto insurance is to have good grades. Students who have an A or B average will receive lower premiums. This creates an incentive for getting good grades for both parents and students.
The second way to save money on car insurance is to compares the rates for different kinds of vehicles. This is because the type of car has the biggest effect on rates with it also being one of the easiest ways to save money. It is a good idea to look at a comparison site to see the different rates for different vehicles. These sites will also have a list of vehicles with their average insurance rates. This will allow you to get a good idea of the cost of insuring different types of vehicles.
It may be a good idea to consider purchasing a car specifically for a G2 driver. This is especially true for parents who are adding a young G2 driver to their insurance policy. This is because older people usually drive more expensive cars that they have collision or total insurance on. It is possible to purchase a cheaper car that only has liability insurance. This will allow you to protect the family’s more expensive car while potentially covering the cost of the cheaper car through insurance savings. However, purchasing a cheaper car potentially leaves an inexperienced driver using a car that is not very safe.
The third way to save money on G2 auto insurance is to use an insurance comparison site. This will allow you to see what company can offer you the cheapest rates. These sites make comparing car insurance simple with it potentially saving you hundreds of dollars.
Can You Cross The Border With Your G2 License?
G2 drivers can cross the border into the United States with their G2 license. They can also drive into other provinces with their Ontario G2 license.
How Long Does Your Ontario G2 License Last?
The G2 License is potentially valid for five years after you first get your G1 license. However, there is some renewal steps involved with this process. The government will send you a postcard that reminds you that you need to renew your license. The card should show up between sixty and ninety days of the deadline. It is important to make sure that you do not drive with an expired license as this can potentially result in serious penalties.
Can you extend your G2 license in Ontario?
It is possible to extend your G2 license for up to five years. This will require you to fill out a form at your Driver and Vehicle Licensing Issuing Office with a seventy-five dollar fee.
It is possible to extend your license within three years of having it expire. This will not require you to redo your written or roads tests. After three years, you will have to retake both of these tests. This five year length of time is based off the date when you first issued your G1 license. This means that if should make a concerted effort to get your full G license if you have put off doing so in the past.
The Next Step Getting Your G License
The final licensing step is getting your full G license. This will allow you to have full driving privileges. The steps involved with getting your G license include:
- Have your G2 license for twelve months without driver’s training
- Have your G2 license for eight months with driver’s training
- Pass the G2 road test
Once you have completed these three steps you can have your full G license. There are some restrictions concerning driving while taking drugs and alcohol if you are under the age of twenty-one. Drivers who are under the age of twenty-one must have a zero blood alcohol level.
A G license is a useful with it allowing you to avoid traffic tickets and higher insurance rates. This means that it is important for novice drivers to actively work towards getting their full G license. This means that it may be a good idea for drivers to consider taking driver’s training in order to get their G license quicker.