Kia Car Insurance

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 13, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page

3 minute read

Article Contents

Kia Auto Insurance

Kia cars are known for being environmentally friendly and dynamic. With all the options available for Kia car insurance in Canada, it can be overwhelming to find the best and cheapest insurance. At MyChoice, we aim to make the car insurance process as painless as possible. 

We have an easy-to-use car insurance calculator that allows you to get quick rate comparisons. With our services, you can avoid overpaying like so many car owners do. Simply fill out your information, and we will take care of the rest.

A Brief History of Kia

Founded in 1944, Kia is the oldest vehicle manufacturer in Korea. The company began by making motorcycles and bicycles and has since expanded to one of the top vehicle producers in the world. The name “Kia” translates loosely to “coming from Asia.”

Kia put out its first car in 1974. However, in 1981 the company was only able to make trucks because of industry consolidation. The Kia brand got a big boost when it joined Ford in 1986 to produce over 95,000 trucks. 

By 1995, there were Kia dealerships in over 30 US states. Today, Kia has 14 assembly and manufacturing plants in different countries. They also make some of the industry’s most notable cars, such as the Kia Soul.

The Kia corporation also has a European division with headquarters in Germany. The European sector houses its design center, which is part of the reason for Kia’s success in Europe.

Average Insurance Rates for Kia Vehicles in Canada

In Canada, the rates for Kia car insurance vary by location. For example, the average insurance rate in Montreal is approximately $880, while the average in Toronto is $1,336. These averages are for a 35-year-old man with no driving convictions.

The cities with the lowest Kia auto insurance rates include Quebec City, Montreal, Longueuil, Ottawa, and Gatineau.

Companies look at crime rates as well as other aspects of your location to determine your premium. Locations with low rates of theft and property damage may get the cheapest quotes. 

Other important factors include your driving history and your car model. Insurers will look into your background to see how long you’ve been driving and if you are a safe driver. As for car models, newer cars tend to cost more to insure. 

Statistically, Kia vehicles have cheaper insurance costs because they tend to be inexpensive to repair. Most Kia models, throughout a one-year timeframe, have had low repair-claim rates. 

Additionally, the Kia Soul and Optima have electric and hybrid options. If you choose one of these cars, you may find a Kia car insurance company that offers a discount for sustainability.

What Are The Most Popular Kia Vehicles?

In 2019, Kia held 3.9% of the automobile market in Canada. The most popular models are the Stinger, Sorento, Sportage, Forte, and Soul. The Kia Forte and Soul were Canada’s 7th and 9th  best-selling cars in 2019.

Kia has many Canadian locations, including headquarters in Ontario. Kia Canada had its most successful month in June 2020. The new model, the Seltos, came 2nd in overall Kia sales in Canada, and the Kia Telluride won a 2020 award for Best Large Utility Vehicle.

Other well-known Kia vehicles include the Rio, Optima, Sedona, and Rondo. Because of their environmental efficiency, Kia vehicles are most popular with younger drivers. 

Do Kia’s Generally Have a Good Safety Rating?

Most Kia models have an average safety rating, which varies by model and year. The Kia Spectra and Rio fall above average for claims of personal injury. Given that, these models may cost a bit more to insure. 

In 2019, the Insurance Institute for Highway Safety (IIHS) gave the Kia Cadenza a “Top Safety Pick.” The car aced six crash tests and comes with a variety of safety features. The 2020 Kia Optima has a perfect safety score from the NHTSA (National Highway Traffic Safety Administration) as well as high scores from the IIHS. 

The 2020 Optima comes with lane keep assist, forward collision warnings, monitoring for driver drowsiness and blind spots, warnings when you drift out of your lane, and more.

Insurance companies rank the importance of safety features differently. However, the safest models usually get cheaper Kia car insurance. 

To increase car safety even more, Kia has different anti-theft initiatives. For example, Kia has a theft alarm system and warning labels, as do many other vehicle companies. The brand is also working on a safety system to stop hackers from getting into your keyless car. 

Finally, you can rely on your Kia to last a long time. Since there is a headquarters in Canada, you don’t have to worry about difficulty finding replacement parts if something goes wrong.

Find a Wide Range of Auto Insurance Quotes for Your Kia Today!

To make sure you get the best rate for Kia car insurance, all you need is a simple way to compare a wide range of options. We find you the best prices for Kia car insurance based on your information. 

Some of the factors that we know will influence your rate include:

  • Your Driving record – We ask for your driver’s license information because your driving history matters. You can get cheap auto insurance with a good driving record.
  • Annual vs. monthly payment – You can often save money by paying your full premium upfront. Many companies charge extra fees for monthly payments. 
  • Your budget – Here are many ways to reduce your premium, including paying a high deductible for claims. If you don’t make any claims, you will save money over time. 

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

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