This page is for informational purposes only. MyChoice is not affiliated with this company.
Western Assurance’s Current Status
| Available in Canada? | No longer as a standalone insurer. Western Assurance Company amalgamated with Intact Insurance Company effective January 1, 2025, and the continuing company is Intact Insurance Company. |
| Available in Ontario? | Not for new Western Assurance-branded policies. Intact continues to offer insurance in Ontario. |
| Direct, broker or affinity distribution | Legacy Western Assurance business was broker-distributed; current Intact auto insurance is available through brokers. |
| Underwriting company | Intact Insurance Company is the legal successor following the January 1, 2025 amalgamation. |
| How to get a quote | Contact an Intact broker or call Intact’s quote line. A Western Assurance-branded quote is no longer available. |
| How to report a claim | Use the Intact Insurance app or Client Centre, or call Intact’s 24/7 claims line at 1-866-464-2424. A legacy policyholder should confirm the current servicing instructions with the broker. |
| Digital account or app | No Western Assurance-branded account/app. Intact offers Client Centre and the Intact Insurance app for eligible current policies. |
Coverage After Western Assurance’s Amalgamation
- Western Assurance no longer has a current standalone auto product catalogue following its amalgamation into Intact.
- Do not attribute current collision/comprehensive, accident forgiveness, rental, replacement cost, usage-based, rideshare or EV features to Western Assurance. Existing or converted customers should use the Intact policy documents and broker advice that apply to their policy.
Discounts After a Western Assurance Policy Moves to Intact
No current Western Assurance-branded discounts exist. Current Intact discounts, if any, depend on the replacement/current policy and eligibility.
How Legacy Western Assurance Claims Are Handled
About Western Assurance Car Insurance
Western Assurance Company is no longer a separate active insurer. After Intact Financial Corporation acquired RSA’s Canadian business in 2021, Western Assurance Company amalgamated with Intact Insurance Company and 13130126 Canada Inc. effective January 1, 2025; the continuing company is Intact Insurance Company. New shoppers should review current Intact products rather than seek a Western Assurance policy.
Western Assurance Review Context
| Insurance Provider | Company’s Online Rating |
|---|---|
| Western Assurance | 2.2/5 |
| Echelon | 2.1/5 |
| Aviva | 4.5/5 |
| Geico | 2.5/5 |
| Progressive | 2.4/5 |
Western Assurance Car Insurance Pros & Cons
Below are some main pros and cons of getting car insurance with Western Assurance. These are based on the company’s online reviews. The review themes in this table are undated and are neither verified policy terms nor a current measure of service.
| Pros | Cons |
|---|---|
| Lower Premiums | Delays and Difficulties in Payouts |
| Backed by a Large Insurer | |
| Fully Customizable Car Insurance Packages |
What Other Insurance Products Does Western Assurance Offer?
The listed home, condo, tenant, seasonal, mobile-home, boat and bundle products describe the former Western Assurance offering. Western Assurance no longer markets these products as a separate insurer. Readers should use current Intact product pages or ask a broker which Intact coverage is available in their province.