This page exists purely for informational purposes.
MyChoice has no affiliation whatsoever with the company.
Western Assurance’s Current Status
| Available in Canada? | No longer as a standalone insurer. Western Assurance Company amalgamated with Intact Insurance Company effective January 1, 2025, and the continuing company is Intact Insurance Company. |
| Available in Ontario? | Not for new Western Assurance-branded policies. Intact continues to offer insurance in Ontario. |
| Direct, broker or affinity distribution | Legacy Western Assurance business was broker-distributed; current Intact auto insurance is available through brokers. |
| Underwriting company | Intact Insurance Company is the legal successor following the January 1, 2025 amalgamation. |
| How to get a quote | Contact an Intact broker or call Intact’s quote line. A Western Assurance-branded quote is no longer available. |
| How to report a claim | Use the Intact Insurance app or Client Centre, or call Intact’s 24/7 claims line at 1-866-464-2424. A legacy policyholder should confirm the current servicing instructions with the broker. |
| Digital account or app | No Western Assurance-branded account/app. Intact offers Client Centre and the Intact Insurance app for eligible current policies. |
Coverage After Western Assurance’s Amalgamation
- Western Assurance no longer has a current standalone auto product catalogue following its amalgamation into Intact.
- Do not attribute current collision/comprehensive, accident forgiveness, rental, replacement cost, usage-based, rideshare or EV features to Western Assurance. Existing or converted customers should use the Intact policy documents and broker advice that apply to their policy.
Discounts After a Western Assurance Policy Moves to Intact
Intact policies that meet the eligibility criteria qualify for a discount. To qualify, the policy must be an existing active policy or new replacement. Western Assurance does not offer discounts.
How Legacy Western Assurance Claims Are Handled
About Western Assurance Car Insurance
In 2021, Intact Financial Corporation acquired RSA’s Canadian business. Effective January 1, 2025, Western Assurance Company amalgamated with Intact Insurance Company and 13130126 Canada Inc., with Intact Insurance Company continuing as the amalgamated entity.
If you’re looking for insurance, Western Assurance is no longer an active company. Shop for an Intact insurance product instead.
Western Assurance Review Context
| Insurance Provider | Company’s Online Rating |
|---|---|
| Western Assurance | 2.2/5 |
| Echelon | 2.1/5 |
| Aviva | 4.5/5 |
| Geico | 2.5/5 |
| Progressive | 2.4/5 |
Western Assurance Car Insurance Pros & Cons
The points listed here are from online customer reviews about Western Assurance. Please note that since these points have no date, MyChoice cannot necessarily guarantee that this is a verified policy or a representation of current service.
Next, let’s look at the pros and cons of getting auto insurance with Western Assurance.
| Pros | Cons |
|---|---|
| Lower Premiums | Delays and Difficulties in Payouts |
| Backed by a Large Insurer | |
| Fully Customizable Car Insurance Packages |
What Other Insurance Products Does Western Assurance Offer?
Customers should refer to the appropriate, most up-to-date brochure or contact their insurance broker to confirm availability of products in their province.
Items shown were products that were sold by Western Assurance. This information is for reference purposes only as Western Assurance no longer sells insurance under its previous name. Products may now be offered by Intact.