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Cambridge Auto Insurance

Cambridge is a blossoming city in southwestern Ontario, officially established in 1973 by combining four different nearby towns. Since then, it has been growing alongside the other major cities in the Waterloo Region. 

The city does not have a public transportation system, and many residents use personal vehicles to explore all that the city has to offer. The city advocates for active transportation by encouraging residents to walk and cycle as much as possible. 

However, you will generally need to drive to leave the city, which is particularly important for the many commuters who work in neighbouring cities and towns.

Car Insurance Is A Mandatory Requirement in Cambridge

Like the rest of Ontario, car insurance in Cambridge is mandatory. The minimum coverage requirements in Cambridge include coverage for benefits if you are injured in an auto accident, uninsured automobile coverage if you are in an accident with an uninsured vehicle, and property damage coverage. 

When shopping for car insurance, you need to know that you are getting the best deal for yourself and the other drivers in your household. 

At My Choice, we make it easy to compare car insurance in Cambridge. We have helped many customers save hundreds of dollars on auto insurance. Use My Choice to get a Cambridge insurance quote today.

Is Car Insurance Expensive in Cambridge?

Of all Canadian provinces, auto insurance rates are the highest in Ontario, but because it has less traffic than the major Ontario cities, it is possible to get cheap car insurance in Cambridge. With My Choice, you can get the best Cambridge auto insurance rates possible without sacrificing quality—and you can do it fast. 

Several factors affect auto insurance rates for different drivers in the Cambridge area, and auto insurance companies look at various pieces of demographic information when deciding rates. They factor in your age, gender, the number of drivers on your plan, and your location. They also consider your typical daily mileage, your average annual mileage, and your driving record. 

If you want to be confident that you are getting the cheapest Cambridge auto insurance, try our comparison tool. By typing in your postal code and completing a form with some basic information about yourself and your car, we can provide you with up to 30 personalized quotes. We are committed to finding the best insurance rate for every driver in Cambridge. 

Driving In & Around Cambridge

Cambridge is a smaller city, but there is no lack of things to see and do. Because of the vast tracts of untouched wilderness not far from the city, it is a great place for drivers. However, there are a few things when driving in and around Cambridge. 

The three major highways many drivers take to Cambridge are Highway 401, Highway 24, and Highway 8, and the average Cambridge driver commutes about 18 km round-trip daily. About 83 percent of working-age people in Cambridge drive to work. 

In addition, about 83 percent of the Cambridge population is age 16 or older, and old enough to drive. Insurance rates are generally more expensive for younger drivers simply due to their lack of experience. Even so, about 70 percent of Cambridge drivers have a clean driving record. 

The Region of Waterloo created new guidelines around pedestrian crossovers in 2016. Drivers and cyclists must stop and yield the roadway at pedestrian crossovers or school crosswalks with crossing guards present. You can be fined between $150 and $500 for not obeying this guideline. 

The City of Cambridge is also a huge proponent of cycling as a form of transportation. The city was recently given a Bicycle Friendly status award at the bronze level. There is 230 km of roadway in the city with a designated area for cyclists to drive alongside cars. Because of how popular cycling is, both for recreation and transportation, it is important to be careful of bicyclists as a Cambridge driver. 

One of the most popular places to visit in Cambridge is the Cambridge Farmer’s Market, which has been around since the 1830s. The market is located on Dickson Street, and those driving can park behind nearby Cambridge City Hall. 

Cambridge has over 20 km of walking trails and over 300 hectares of natural lands. Many parks and other recreation areas are easiest to access by car. One of the most popular parks is Shade’s Mill Conservation Area due to its beautiful scenery.

One unique way to connect with nature is by visiting the Cambridge Butterfly Conservatory. This conservatory not only houses dozens of species of butterflies and moths, but it also has exotic birds, plants, and other bugs. 

How to Get the Best Car Insurance Rate in Cambridge

There are several ways to get the best car insurance rates in Cambridge. First and foremost, before making any decisions, it is important to shop around. With services like ours, you can compare rates from other companies to make sure you are getting the best deal. 

We utilize a unique system to personalize the best deals for your specific needs. We provide several recommendations for any Canadian driver looking to get the best insurance rate. 

Many insurance companies also offer deals when you bundle different insurance policies, such as home insurance and auto insurance. It is common for companies to offer a 10 to 15 percent discount for these options. 

Discounts are also available for drivers who become a member of the Canadian Automobile Association (CAA.) Being a CAA member comes with perks, as well, such as emergency roadside assistance for members. 

Drivers of all ages and experience levels can also enjoy lower rates by taking a driver’s education course. Multiple driving schools in the Waterloo Region offer courses to help you get the best deal on your insurance policy.

Find a Cheap Quote for Cambridge Car Insurance!

Just enter your postal code in our form to get a great Cambridge insurance quote. In less than three minutes, we can provide you with quotes from dozens of companies and could help you save up to $1,000. 

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