This page is for informational purposes only. MyChoice is not affiliated with this company.
Millennium Auto Insurance: Alberta Availability
| Available in Canada? | Yes, for the personal auto product described on its website, but it is specifically marketed to Alberta drivers. |
| Available in Ontario? | No Ontario personal-auto availability is publicly advertised; the current quote page is for Alberta drivers. |
| Direct, broker or affinity distribution | Direct/local-agent distribution for personal auto. Millennium’s separate commercial division also works with brokers. |
| Underwriting company | Millennium Insurance Corporation. |
| How to get a quote | Use Millennium’s online Quick Quote, call 1-866-467-1245 or 780-467-1500, or speak with a local agent. |
| How to report a claim | Submit the online Notice of Claim form or call 1-866-467-1245. |
| Digital account or app | No consumer mobile app is advertised. Millennium expressly says it emphasizes real-person support rather than apps or chatbots; online quote, claim and change-request tools are available. |
Millennium Coverage Options for Alberta Drivers
- The Alberta personal-auto product lists third-party liability, accident benefits and direct compensation property damage, plus optional collision and comprehensive coverage.
- Other published options include loss of use/alternate transportation, limited waiver of depreciation for qualifying newer vehicles, family protection, and damage to a non-owned vehicle.
- Millennium discusses accident forgiveness as a feature many insurers offer, so eligibility should be confirmed in the actual Millennium quote rather than presented as automatic. Its site says ordinary personal auto does not cover for-profit rideshare driving and directs drivers to arrange specific rideshare coverage or an endorsement.
Read More: What Coverages Are Available in Alberta
Millennium Savings Advertised in Alberta
Specific discount names, eligibility requirements and the actual discount amount must be confirmed with your agent. However, in general, Millennium’s website promotes savings for experienced drivers, rewards for loyalty (renewing your policy), a clean driving record, as well as an option for higher deductibles, which can reduce your premium.
Reporting a Millennium Auto Claim in Alberta
Claims for automobiles and property may be reported by completing Millennium’s Notice of Claim form, or by telephone at 1-866-467-1245.
About Millennium Car Insurance
If you’re looking for auto insurance in Canada, Millennium Insurance may be worth considering if you’re looking to match your budget with your auto insurance needs.
Headquartered in Sherwood Park, Alberta, 100% Canadian-owned Millennium Insurance Corporation is a subsidiary of First Canadian Financial Group and was incorporated in 1998.
Millennium offers personal auto, home, condo, and tenant insurance in Alberta, as well as commercial and specialty products in other areas of Canada where permitted.
Customers may contact Millennium to determine product availability.
Personal vehicle and home insurance are offered directly in Alberta. Other commercial and specialty products are offered through Millennium’s head office located in Sherwood Park where Millennium is licensed to write business in many other provinces and territories.
Millennium Customer Reviews Compared
| Insurance Provider | Company’s Online Rating |
|---|---|
| Millennium | 3.2/5 |
| Progressive | 2.4/5 |
| Sonnet | 1.5/5 |
| Aviva | 4.5/5 |
| SGI | 3.6/5 |
Millennium Car Insurance Pros & Cons
Here is what Millennium’s customers have to say online about the positive and critical parts of Millennium’s car insurance.
| Pros | Cons |
|---|---|
| Decreasing Premiums Over Time | Slow Initial Communication |
| Competitive Rates | Limited and Restrictive Business Hours |
| Positive Claims Experience | |
| Good Customer Service | |
| No Receipts Required for Replacements |
What Other Insurance Products Does Millennium Offer?
Millennium offers a variety of home and auto insurance policy options.
Many of the policy options can be customized to meet each client’s coverage needs.