Millennium Auto Insurance Coverage and Availability

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First published on March 13, 2025

3 minute read

Updated By Matthew Roberts on September 2, 2026

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This page is for informational purposes only. MyChoice is not affiliated with this company.

Millennium Auto Insurance: Alberta Availability

Available in Canada?Yes, for the personal auto product described
on its website, but it is specifically marketed
to Alberta drivers.
Available in Ontario?No Ontario personal-auto availability is publicly
advertised; the current quote page is for Alberta drivers.
Direct, broker or
affinity distribution
Direct/local-agent distribution for personal auto.
Millennium’s separate commercial division
also works with brokers.
Underwriting companyMillennium Insurance Corporation.
How to get a quoteUse Millennium’s online Quick Quote, call
1-866-467-1245 or 780-467-1500, or speak with a local agent.
How to report a claimSubmit the online Notice of Claim form
or call 1-866-467-1245.
Digital account or appNo consumer mobile app is advertised. Millennium
expressly says it emphasizes real-person support rather
than apps or chatbots; online quote, claim and
change-request tools are available.

Millennium Coverage Options for Alberta Drivers

  • The Alberta personal-auto product lists third-party liability, accident benefits and direct compensation property damage, plus optional collision and comprehensive coverage.
  • Other published options include loss of use/alternate transportation, limited waiver of depreciation for qualifying newer vehicles, family protection, and damage to a non-owned vehicle.
  • Millennium discusses accident forgiveness as a feature many insurers offer, so eligibility should be confirmed in the actual Millennium quote rather than presented as automatic. Its site says ordinary personal auto does not cover for-profit rideshare driving and directs drivers to arrange specific rideshare coverage or an endorsement.

Read More: What Coverages Are Available in Alberta

Millennium Savings Advertised in Alberta

The website highlights better pricing for clean driving, loyalty/renewal and experienced drivers, and notes that a higher deductible can lower premium. Exact discount names, percentages and eligibility are not published; confirm them with an agent during the quote.

Reporting a Millennium Auto Claim in Alberta

Use the automobile/property Notice of Claim web form or call 1-866-467-1245.

Email

You can contact them at anytime 24/7

Contact by phone

Feel free to contact the team by phone

Website

File a claim by visiting the Millennium’s website

About Millennium Car Insurance

Are you looking for an insurance company in Canada that satisfies your auto insurance and budget needs? Millennium Insurance might be the right choice for you!

Millennium Insurance Corporation is a 100% Canadian-owned insurer headquartered in Sherwood Park, Alberta. It was incorporated in 1998 and is part of First Canadian Financial Group. It offers personal home, condo, tenant and auto insurance in Alberta, along with commercial and specialty insurance products in other parts of Canada where licensed.

Millennium’s head office is in Sherwood Park. Its direct personal automobile and property products are offered to Alberta residents; the company is licensed for various commercial and specialty classes in many other provinces and territories. Product availability should be confirmed directly with Millennium.

Millennium Customer Reviews Compared

Insurance
Provider
Company’s
Online Rating
Millennium3.2/5
Progressive2.4/5
Sonnet1.5/5
Aviva4.5/5
SGI3.6/5
Source: Google Reviews, Trustpilot

Millennium Car Insurance Pros & Cons

Below are some main pros and cons of getting car insurance with Millennium, based on the company’s online reviews.

ProsCons
Decreasing Premiums
Over Time
Slow Initial Communication
Competitive RatesLimited and Restrictive
Business Hours
Positive Claims
Experience
Good Customer Service
No Receipts Required for
Replacements

What Other Insurance Products Does Millennium Offer?

In addition to auto insurance, Millennium Insurance provides various housing insurance policies. Most of them are customizable to fit the client’s needs.

Millennium’s home insurance offers customized home protection for their clients, including basic coverage for frozen pipes, flooded basements and forest fires. Garage repairs, smoke damage caused by cooking, your neighbours’ property damage caused by you, and even the delivery guy’s liability on your property will be covered under this policy.

Millennium’s condo insurance also offers tailored protection for clients. Additionally, they cover the leaks or fires caused by your neighbours and even offer coverage for lost bikes.

Millennium’s Alberta tenant insurance can cover personal belongings, personal liability and additional living expenses after an insured loss. Optional add-ons may include higher limits for valuables, water coverage, identity-theft recovery and equipment breakdown. Coverage, limits and price depend on the policy and customer; the current site does not promise a $10 monthly starting price or tenant-policy coverage for stolen motor vehicles.

Millennium starts by understanding clients’ business and checking the documents for a few days. Then, the business insurance plan can be customized just for the client. Millennium will work with its clients to create original coverage options that meet the new business’s unique insurance requirements. The plan will cover the standard coverage, which covers business liability and property, including buildings, contents, tools and equipment breakdown, and business interruption.

Millennium underwrites First Canadian Protection Plans that provide mechanical-breakdown coverage for automobiles, motorcycles, boats and RVs. This is separate from standard auto physical-damage coverage.

With over a decade in Canada’s insurance sector, Aren is a leading voice in the industry, providing thought leadership on auto insurance, underwriting innovation, and how technology is reshaping insurance.

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