50+ Ratings on Google!

Fredericton Car Insurance

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on car insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

How to Compare Car Insurance Quotes with MyChoice

Comparing car insurance quotes with MyChoice is as simple as it gets:

Share Your Car Insurance Needs​

Tell us what you want out of your auto insurance.

Shop for the Best Deals​

Compare auto insurance quotes from the best Canadian insurers.

Secure Your Rates​

Pick the best deal and lock your rates on our site.​

Recent Quotes From Our Users

Monthly PremiumsDate & TimeQuote TypeAgeGenderPostal Code
$106.45Jun 19, 2024, 04:08 PMAuto59FemaleK6J4P2
$43.02Jun 19, 2024, 05:45 AMHome56FemaleK1G0M5
$24.31Jun 19, 2024, 03:31 PMTenant30FemaleM1H2E4

How MyChoice Works



have compared rates and saved money over the last 24 hours
Leah D
Leah D
July 19, 2023
I was able to get a tenant insurance quote and a car insurance quote for my Jeep on the same day, in the same place, super fast and convenient, less than 10 mins! Would use again and would absolutely recommend
Imaan Pirani
Imaan Pirani
July 13, 2023
Got a great quote for my Camry and to my surprise was able to purchase online... They passed all my information to the companies website automatically and it made the process a breeze!” Highly recommend
David Ifejika
David Ifejika
July 13, 2023
I was shopping around for car insurance and a friend suggested that I try MyChoice to help find the least expensive insurance for my partner and I. It was very reliable, straightforward and user friendly. It made finding new car insurance easy!”
Ty Warner
Ty Warner
July 12, 2023
I was able to bundle my home and auto insurance with My Choice. Getting a quote for both was pretty quick, once I had done my auto portion I had the option to easily check my home insurance too so that was ideal!
John Doyle
John Doyle
July 7, 2023
Recently closed on a place in Markham and was able to get a great home insurance quote in minutes with MyChoice. Purchased online through square one right on closing day!
Tim Borgstädt
Tim Borgstädt
July 4, 2023
I don’t always shop around when it comes to my insurance but I’m glad I did this time, My Choice had a good range of options and I was able to chat to a broker once I found a quote that I liked!
Hao Sheng
Hao Sheng
June 30, 2023
I got a great quote from mychoice. Would definitely recommend everyone to start a quote. I got a much cheaper rate from CAA than my TD
Leo Brasil
Leo Brasil
June 19, 2023
Great experience getting an online quote, quick and easy. All things considered, it looks like I'm going to save around $80 a month on my car insurance!
Mark Whiteley
Mark Whiteley
June 19, 2023
I was shopping around for home/auto insurance because my rates seemed to skyrocket on renewal. MyChoice allowed me to easily search for the most competitive rate, and next thing I know I'm saving $400 a year. Strongly recommend it!
Secure. No Spam. No Fees.
Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on May 16, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated May 16, 2024

Visit author page

2 minute read

Article Contents

Quick Facts About Auto Insurance in Fredericton

  • Fredericton car insurance is MORE expensive than the New Brunswick average.
  • The average annual car insurance cost in Fredericton for a driver with comprehensive/collision coverage and a clean record is around $828.

The Best Car Insurance Brokerages in Fredericton

Car insurance brokers help you choose the right auto insurance policy by answering your questions and comparing policy offers.

Here are several brokers in Fredericton that you can contact for extra assistance when seeking car insurance:

BrokerageAddressPhone Number
D.W. Olts & Son Ltd768 Brunswick St,
Fredericton, NB E3B 1H9, Canada
Kevin Burke Desjardins Insurance Agent635 Union St,
Fredericton, NB E3A 3N6, Canada
Billyard Insurance Group – Fredericton82 Westmorland St suite 405,
Fredericton, NB E3B 3L3, Canada
Low Insurance Ltd215 Main St Unit 2,
Fredericton, NB E3A 1E1, Canada

Most Expensive Postal Codes in Fredericton

On average, car insurance in Fredericton costs $828. However, there are areas like E3A (Fredericton North) and E3B (Fredericton South) with higher car insurance rates. Factors like traffic density and accident frequency may cause this.

Here’s a breakdown of the most expensive postal codes for auto insurance in Fredericton:

Postal CodeAverage Annual Car Insurance Premium
E3A, E3B$830

Least Expensive Postal Codes in Fredericton

Among the three postal codes in the city, E3C (Fredericton Southwest) has the lowest insurance rate.

Here’s an overview of the cheapest areas for auto insurance in Fredericton:

Postal CodeAverage annual car insurance premium

Driving in Fredericton

Planning to move to or visit Sault Ste. Marie? It helps to know more about driving in the area. Here are some key facts about driving in Sault Ste. Marie you should know:

  • Major highways in Fredericton: Trans-Canada Highway, 7, 8
  • Public transit options: Fredericton Transit (bus), Maritime Bus
  • Ridesharing services: Uride, Kari
  • Parking space providers: The City of Fredericton, private lots
  • Top tourist attractions: Beaverbrook Art Gallery, Odell Park, Boyce Farmers Market, New Brunswick Sports Hall of Fame, Old Government House
  • Busy intersections: Regent and Prospect, York and Kings College
  • Airports: Fredericton International Airport

Main Mode of Commuting in Fredericton

Knowing more about the commuting statistics in a city or town helps you get to work on time. Here’s a detailed look at the commuter data in Fredericton:

  • Average commute distance: The average Fredericton resident travels x km to their workplace or school. 
  • Commute duration: Commute times in Fredericton are mostly under half an hour. 55.2% of the city’s labour force spent under 15 minutes on the road, while another 35.2% spent between 15 and 29 minutes commuting.  
  • Main mode of commuting: Personal vehicles are the most popular mode of commuting in the city, with 85.2% of Fredericton workers driving their car, truck, or van. Most personal vehicle commuters drive, while a small portion of them are passengers.

Driving Conditions in Fredericton

Various weather and driving conditions like snow and rain can affect your auto insurance premiums. Here’s an overview of driving conditions in Fredericton: 

  • Average annual rainfall: 205 mm
  • Average annual snowfall: 221  mm
  • Rainy days per year: 103
  • Rainiest month in Fredericton: December
  • Driest months in Fredericton: April
  • Snow days per year: 103
  • Snowfall months in Fredericton: October-May

Traffic in Fredericton

As the third-largest city in New Brunswick and its capital, Fredericton is a big city, which means traffic can be denser than in smaller towns.

Here’s a quick look at the key traffic statistics in Fredericton:

  • Population: 63,116 people live within Fredericton’s city limits.
  • City area: Fredericton’s city area spans 133.93 km2.
  • Busiest highways: The Trans-Canada Highway passes through Fredericton’s southern municipal boundary.

The Most Common Questions About Car Insurance in Fredericton

How much does Fredericton car insurance cost?

Fredericton car insurance costs $828/year, slightly more than the New Brunswick provincial average of $763.

Does my Fredericton car insurance work in the US?

Most Canadian car insurance policies work in the US, but insurers may provide longer or shorter coverage periods. Check with your insurer before travelling by car to the US to ensure you’re protected.

Why should you compare car insurance rates in Fredericton?

You should compare car insurance rates in Fredericton because different insurers provide different coverage at different prices. Comparing rates help you choose which policy has the best value.

How can you get cheap car insurance in Fredericton?

Compare car insurance rates in Fredericton with MyChoice, or visit our main car insurance page to learn other ways of getting cheap car insurance quotes.


1. Mychoice.ca Internal Data, Most Expensive Postal Codes, New Brunswick, Fredericton, Car Insurance Quotes Collected, 2024.

2. Mychoice.ca Internal Data, Least Expensive Postal Codes, Ontario, New Brunswick, Car Insurance Quotes Collected, 2024.

3. City of Fredericton Website, Driving & Transit Information. Data Collected, 2024.

4. Statistics Canada, 2021, Census of Population, New Brunswick, Fredericton, Main Mode of Commuting. Data Published March 29, 2024.

5. Weather Network Canada, Historical Averages, New Brunswick, Fredericton.

6. 511 New Brunswick Traveller Information, Ontario, Fredericton.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes
Secure. No Spam. No Fees.

Discover More About

Getting your car impounded is frustrating and even worse if you don’t know what you’re doing. Click through for a guide to releasing your impounded car in Canada.
Misconceptions about insurance make it harder for drivers to find the best deals. Click through to learn the truth about today’s most common car insurance myths.
The 2024 Alberta Auto Insurance Reform promises to make premiums more affordable by setting rate caps for good drivers. Click through to learn more.

Even More Ways To Save