How Can You Get Cheap Car Insurance in Fredericton?
You can get cheap Fredericton car insurance by finding the best deals. Here are several tips to help you do so:
Who Provides Car Insurance Quotes in Fredericton?
Insurance brokers, agents, aggregators, and direct writers provide car insurance quotes in Fredericton. Here’s an overview of these four insurance quote providers:
The Best Car Insurance Brokerages in Fredericton
Car insurance brokers help you choose the right auto insurance policy by answering your questions and comparing policy offers.
Here are several brokers in Fredericton that you can contact for extra assistance when seeking car insurance:
| Brokerage | Address | Phone Number |
|---|---|---|
| D.W. Olts & Son Ltd | 768 Brunswick St, Fredericton, NB E3B 1H9, Canada | +15064588388 |
| Kevin Burke Desjardins Insurance Agent | 635 Union St, Fredericton, NB E3A 3N6, Canada | +15064553276 |
| Billyard Insurance Group – Fredericton | 82 Westmorland St suite 405, Fredericton, NB E3B 3L3, Canada | +15066507474 |
| Low Insurance Ltd | 215 Main St Unit 2, Fredericton, NB E3A 1E1, Canada | +15064725558 |
How Does Car Insurance Work in Fredericton?
Car insurance in Fredericton works like typical car insurance policies. The insurer provides financial coverage if you get involved in an auto accident. Car insurance is mandatory for all drivers in Fredericton, which means you may face legal consequences if you drive without a policy.
If you’re caught driving uninsured in Fredericton, you’ll be fined between $200 and $5,000. You may also face other punishments like jail time or licence suspensions.
Here’s a breakdown of the key components of car insurance in Fredericton:
How Your Car Insurance Quotes Are Calculated in Fredericton
Fredericton insurers use several factors to calculate your car insurance rates. Here’s a look at what factors influence your Fredericton auto insurance rates:
Most Expensive Postal Codes in Fredericton
On average, car insurance in Fredericton costs $828. However, there are areas like E3A (Fredericton North) and E3B (Fredericton South) with higher car insurance rates. Factors like traffic density and accident frequency may cause this.
Here’s a breakdown of the most expensive postal codes for auto insurance in Fredericton:
| Postal Code | Average Annual Car Insurance Premium |
|---|---|
| E3A, E3B | $830 |
Least Expensive Postal Codes in Fredericton
Among the three postal codes in the city, E3C (Fredericton Southwest) has the lowest insurance rate.
Here’s an overview of the cheapest areas for auto insurance in Fredericton:
| Postal Code | Average annual car insurance premium |
|---|---|
| E3C | $826 |
Other Factors That Affect Car Insurance Prices in Fredericton
Insurers calculate your auto insurance rates based on many factors. Here are some additional things that could influence your Fredericton car insurance rates:
Driving in Fredericton
Planning to move to or visit Sault Ste. Marie? It helps to know more about driving in the area. Here are some key facts about driving in Sault Ste. Marie you should know:
- Major highways in Fredericton: Trans-Canada Highway, 7, 8
- Public transit options: Fredericton Transit (bus), Maritime Bus
- Ridesharing services: Uride, Kari
- Parking space providers: The City of Fredericton, private lots
- Top tourist attractions: Beaverbrook Art Gallery, Odell Park, Boyce Farmers Market, New Brunswick Sports Hall of Fame, Old Government House
- Busy intersections: Regent and Prospect, York and Kings College
- Airports: Fredericton International Airport
Main Mode of Commuting in Fredericton
Knowing more about the commuting statistics in a city or town helps you get to work on time. Here’s a detailed look at the commuter data in Fredericton:
- Average commute distance: The average Fredericton resident travels x km to their workplace or school.
- Commute duration: Commute times in Fredericton are mostly under half an hour. 55.2% of the city’s labour force spent under 15 minutes on the road, while another 35.2% spent between 15 and 29 minutes commuting.
- Main mode of commuting: Personal vehicles are the most popular mode of commuting in the city, with 85.2% of Fredericton workers driving their car, truck, or van. Most personal vehicle commuters drive, while a small portion of them are passengers.
Driving Conditions in Fredericton
Various weather and driving conditions like snow and rain can affect your auto insurance premiums. Here’s an overview of driving conditions in Fredericton:
- Average annual rainfall: 205 mm
- Average annual snowfall: 221 mm
- Rainy days per year: 103
- Rainiest month in Fredericton: December
- Driest months in Fredericton: April
- Snow days per year: 103
- Snowfall months in Fredericton: October-May
Traffic in Fredericton
As the third-largest city in New Brunswick and its capital, Fredericton is a big city, which means traffic can be denser than in smaller towns.
Here’s a quick look at the key traffic statistics in Fredericton:
- Population: 63,116 people live within Fredericton’s city limits.
- City area: Fredericton’s city area spans 133.93 km2.
- Busiest highways: The Trans-Canada Highway passes through Fredericton’s southern municipal boundary.
The Most Common Questions About Car Insurance in Fredericton
How much does Fredericton car insurance cost?
Fredericton car insurance costs $828/year, $65 under New Brunswick’s provincial average.
Does my Fredericton car insurance work in the US?
Most Canadian car insurance policies work in the US, but insurers may provide longer or shorter coverage periods. Check with your insurer before travelling by car to the US to ensure you’re protected.
Why should you compare car insurance rates in Fredericton?
You should compare car insurance rates in Fredericton because different insurers provide different coverage at different prices. Comparing rates help you choose which policy has the best value.