Wawanesa Auto Insurance Options for Canadian Drivers

Wawanesa offers Basic, Broad, and Comprehensive insurance packages for buildings, contents, and Loss of Use.

Basic provides coverage for losses due to named events only. Broad provides losses-not-excluded coverage for the building but listed-event coverage for contents. Comprehensive provides losses-not-excluded coverage for building and contents.

Standard exclusions may include terrorism, war, nuclear, vacancy of more than 30 days, business/farming use and wear and tear, including natural disasters.

For condo owners, Wawanesa’s condo insurance can cover belongings, loss of use, personal liability, unit improvements, collectively owned property and condominium deductibles. Comprehensive coverage responds to losses not specifically excluded, with common exclusions such as terrorism, war, nuclear events, vacancy over 30 days and wear and tear.

Condominium collectively owned property pays expenses relating to shared property.

Condominium unit pays losses that your condo corporation’s insurance does not cover.

Condominium unit owner improvements pay losses relating to improvements to the condominium.

Finally, Condominium deductible coverage pays deductible expenses up to the ,000 limit.

Wawanesa offers three Seasonal Residence packages (Basic, Broad, and Comprehensive). The Comprehensive Package includes unlimited food spoilage, all-risk contents, guaranteed replacement cost, building-by-law coverage, and additional living expenses. Water Defence, residence-under-construction, construction-by-law, and short-term-rental coverages are optional. Seasonal Residence coverage is not currently available in Quebec. All coverages are subject to policy terms.

Wawanesa’s tenant insurance provides comprehensive coverage, with optional plans for upgrades to a rented home or permanently installed items added by the tenant.

Wawanesa’s customizable farm insurance can be tailored to provide comprehensive coverage for your farm-related home or business.

Coverage is available for farm property, machinery, livestock, commodities, and liability. Speak with your broker about the optional protection available to you. Refer to the current Farm Essential Bundle policy wording for full details.

Wawanesa’s small-business packages serve contractors, business and professional services, retailers, wholesalers, salons and realty risks, with options for automotive-service businesses, restaurants and other eligible operations. They may include property, business income, liability, crime, equipment breakdown, legal expense and cyber coverage, subject to the selected policy.

Wawanesa Life provides individual term life, whole life and critical-illness products as well as investment and savings products. Availability, issue ages, renewal ages and terms depend on the current contract; individual life insurance and investment products are not currently offered to Quebec residents.

The employer determines the specific plan, but overall, Wawanesa Life offers a broader range of group options including life, disability, critical illness, health, and dental benefits, spending accounts, and support services.