This page is for informational purposes only. MyChoice is not affiliated with this company.
Progressive Insurance Access for Ontario Drivers
| Available in Canada? | No Canadian personal-auto product is advertised. Progressive’s consumer quote flow is U.S.-state/ZIP-code based, and its app’s Accident Response assistance is intended for the United States. |
| Available in Ontario? | No new Ontario personal-auto policies. |
| Direct, broker or affinity distribution | In the U.S., Progressive sells direct online/by phone and through independent agents; price can vary by channel. |
| Underwriting company | Progressive Casualty Insurance Company and affiliated Progressive underwriting companies; the exact carrier varies by policy and state. |
| How to get a quote | Enter a U.S. ZIP code online, call 1-855-347-3939, or use an independent agent. |
| How to report a claim | Log in and report online, use the Progressive mobile app, continue as a guest online, or call 1-800-776-4737. |
| Digital account or app | Yes. Online account and Progressive mobile app support ID cards, payments, policy details, roadside help, and claim filing/tracking. |
Progressive Auto Coverage for U.S. Residents
- Progressive’s U.S. auto product offers liability, collision and comprehensive plus optional rental reimbursement, roadside assistance/trip interruption, loan/lease payoff, custom parts and equipment and vehicle protection in eligible states.
- Accident forgiveness includes small-claim, loyalty-based large-claim and purchasable options, subject to state and policy eligibility. Snapshot is an optional usage-based program that may lower or increase the renewal rate depending on results and jurisdiction.
- Rideshare coverage can be added in participating states and may extend selected personal-policy coverages while the driver is logged in and waiting for a request. These are U.S. products, not Ontario offerings.
Progressive Discounts for U.S. Policyholders
- Potential U.S. discounts include three-year safe driving, five-year accident-free, five-year claim-free, Snapshot, multi-policy, multi-car, online quote, sign-online, paperless, pay-in-full and automatic-payment savings.
- Progressive also publishes teen/good-student and other state-specific discounts. Availability, combination rules and amounts vary by state.
How U.S. Progressive Customers File a Claim
About Progressive Car Insurance
Progressive does not issue personal auto insurance to Canadian residents. Its U.S. personal-auto policies typically extend the same coverages and limits to temporary driving in Canada, but policyholders should confirm their own coverage before travelling.
Progressive Customer Reviews Versus U.S. Competitors
| Insurance Provider | Company’s Online Rating |
|---|---|
| Progressive | 2.4/5 |
| Aviva | 4.5/5 |
| SGI | 3.6/5 |
| Certas | 2.1/5 |
| Allstate | 1.7/5 |
Progressive Car Insurance Pros & Cons
Below are some main pros and cons of getting car insurance with Progressive. These are based on the company’s online reviews.
| Pros | Cons |
|---|---|
| Efficient Claims Processing | Frequent Rate Increases |
| Good Medical Bill Coverage | Mixed Customer Satisfaction Ratings |
| Good Initial Pricing | |
| Positive Experience with Accident Claims |
What Other Insurance Products Does Progressive Offer?
For U.S. customers, Progressive markets more than 30 insurance and financial products across vehicle, property, personal, business and financial categories. Some products are supplied or underwritten by affiliated or partner companies, and availability varies by state.