Is Progressive Auto Insurance Offered in Canada?

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First published on March 14, 2025

3 minute read

✎ Updated By Matthew Roberts on September 24, 2026

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This page is for informational purposes only. MyChoice is not affiliated with this company.

Progressive Insurance Access for Ontario Drivers

Available in Canada?No Canadian personal-auto product is
advertised. Progressive’s consumer quote flow
is U.S.-state/ZIP-code based, and its app’s
Accident Response assistance is intended for the United States.
Available in Ontario?No new Ontario personal-auto policies.
Direct, broker or
affinity distribution
In the U.S., Progressive sells direct online/by phone
and through independent agents; price can vary by channel.
Underwriting companyProgressive Casualty Insurance Company and
affiliated Progressive underwriting companies; the exact
carrier varies by policy and state.
How to get a quoteEnter a U.S. ZIP code online, call 1-855-347-3939, or
use an independent agent.
How to report a claimLog in and report online, use the Progressive mobile app,
continue as a guest online, or call 1-800-776-4737.
Digital account or appYes. Online account and Progressive mobile app support
ID cards, payments, policy details, roadside help,
and claim filing/tracking.

Progressive Auto Coverage for U.S. Residents

  • Progressive’s U.S. auto product offers liability, collision and comprehensive plus optional rental reimbursement, roadside assistance/trip interruption, loan/lease payoff, custom parts and equipment and vehicle protection in eligible states.
  • Accident forgiveness includes small-claim, loyalty-based large-claim and purchasable options, subject to state and policy eligibility. Snapshot is an optional usage-based program that may lower or increase the renewal rate depending on results and jurisdiction.
  • Rideshare coverage can be added in participating states and may extend selected personal-policy coverages while the driver is logged in and waiting for a request. These are U.S. products, not Ontario offerings.

Progressive Discounts for U.S. Policyholders

  • Potential U.S. discounts include three-year safe driving, five-year accident-free, five-year claim-free, Snapshot, multi-policy, multi-car, online quote, sign-online, paperless, pay-in-full and automatic-payment savings.
  • Progressive also publishes teen/good-student and other state-specific discounts. Availability, combination rules and amounts vary by state.

How U.S. Progressive Customers File a Claim

How to file

Progressive customers based in the U.S. can submit claims by phone, through a personal online account, Progressive’s mobile app or its guest claims portal.

Progressive’s mobile app and online account allow customers to submit claims, upload pictures, videos, files, track their claims, get repair and payout information, view estimates, track repairs and see details about their representative.

What you need

Be prepared to provide details about the claim, including:

type of claim, date, location, weather conditions, explanation of loss and description of all vehicles and people involved including name, address, phone numbers, and policy information, photos of damage and police/accident reports, if applicable.

Contact by phone

You can contact them at anytime 24/7

Website

Feel free to contact the team by phone

Website

File a claim by visiting the Progressive website

About Progressive Car Insurance

Progressive does not provide personal auto insurance to Canadian residents.

Most Progressive policies in effect in the United States would provide the same coverages and liability limits while driving in Canada on a temporary basis. Check your policy for specific protection.

Progressive Customer Reviews Versus U.S. Competitors

Insurance
Provider
Company’s
Online Rating
Progressive2.4/5
Aviva4.5/5
SGI3.6/5
Certas2.1/5
Allstate1.7/5
Source: Google Reviews, Trustpilot

Progressive Car Insurance Pros & Cons

Based on Progressive’s online customer reviews, below are some of the biggest advantages and disadvantages of getting car insurance from Progressive.

ProsCons
Efficient Claims ProcessingFrequent Rate Increases
Good Medical Bill CoverageMixed Customer Satisfaction Ratings
Good Initial Pricing
Positive Experience with Accident Claims

What Other Insurance Products Does Progressive Offer?

Product availability varies by state and certain products may be provided and/or underwritten by affiliated and/or other partner companies.

Progressive offers more than 30 insurance and financial products to consumers in the United States. Products are offered in the following categories: Vehicle, Property, Personal, Business, and Financial.

Progressive offers a wide range of insurance products including Auto, Motorcycle, Classic Car, RV/trailer and boat/PWC Insurance. It also offers insurance for some of the following vehicles: e-bikes, compact tractors, autocycles, Golf Carts, Snowmobiles and ATV/UTVs. Availability may vary from state to state.

Segway Insurance is not shown as a stand-alone product in the company’s official Insurance Products Directory for the United States.

Progressive Vehicle Insurance covers some pretty unusual products. For example, while many insurers’ RV Insurance may not cover products such as Golf Carts and Segways without specific tailoring or may not cover these items at all, Progressive covers them.

Many insurance companies cover Snowmobiles and ATVs with a generic RV insurance policy, but Progressive gives them their own specific protection.

Progressive offers an extensive selection of property insurance options tailored to a variety of property coverage needs.

Breakdowns of ovens, washing machines, heaters, air conditioners, electrical systems, or plumbing can take a nasty bite out of your wallet. Fortunately, repairs or replacements for these items and systems are not typically covered by homeowners’ insurance, but Progressive’s Home Warranty Plan does cover them. This plan comes complete with discounts on new or replacement appliances and a Workmanship Guarantee.

Other products in Progressive’s Home Security line may affect the price of its Home Insurance policy, though Home Security is not an insurance product. Home Security products are what make Progressive’s property line unique.

Progressive also has a line of personal insurance with many different products to suit each customer’s needs.

  • Dental
  • Electronic Device
  • Health
  • ID Theft
  • Jewelry
  • Life
  • Pet
  • Travel
  • Umbrella
  • Vision
  • Wedding & Event

Some products in Progressive’s personal-product marketplace in the U.S. are provided by partner companies.

Due to product availability, the insurance company that underwrites certain products and product terms, Progressive does not underwrite all products featured on their website.

Progressive Commercial Insurance offers a wide range of insurance policies designed to meet all of a business’ insurance needs.

  • Business Insurance
  • Business Owners Policy
  • Commercial Auto
  • General Liability
  • Professional Liability
  • Workers’ Compensation

Progressive’s commercial insurance options are customizable to your needs. For example, did you know there’s more to their Business Insurance than meets the eye? Dig deeper and you might be surprised to find niche add-ons like Employee Pet Benefits.

With over a decade in Canada’s insurance sector, Aren is a leading voice in the industry, providing thought leadership on auto insurance, underwriting innovation, and how technology is reshaping insurance.

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