This page is for informational purposes only. MyChoice is not affiliated with this company.
Perth Insurance Availability and Service Overview
| Available in Canada? | Yes as a Canadian legal insurer within the Economical/Definity group. Economical’s current history page says Perth provides non-standard personal auto and property coverage. |
| Available in Ontario? | The company is historically associated with Ontario non-standard auto, but current new-business availability is not clearly published on a consumer Perth website. Confirm through an Economical-appointed broker. |
| Direct, broker or affinity distribution | Broker-distributed; no current direct consumer quote channel is publicly identified. |
| Underwriting company | Perth Insurance Company, a wholly owned subsidiary within the Economical/Definity group. |
| How to get a quote | Ask an Economical-appointed independent broker whether Perth is currently open for the particular non-standard risk and province. |
| How to report a claim | Use the broker and the claims contact shown on the policy documents. No current Perth-specific public claims portal or phone number was verifiable. |
| Digital account or app | Not confirmed publicly for the Perth brand. |
Perth’s Legacy Non-Standard Auto Coverage
Current official public information confirms only that Perth provides non-standard personal auto and property coverage. It does not publish a current Perth-specific menu for collision, comprehensive, accident forgiveness, rental, replacement cost, usage-based, rideshare or EV features.
How Perth Pricing May Differ for Non-Standard Risks
Since there isn’t a specific consumer discount list on the official Perth website, ask the broker which rating credits, payment options, or multi-policy savings apply to the actual quote.
About Perth Car Insurance
Perth Mutual was established in 1863 and purchased by Economical in 1968. Perth currently operates as a wholly owned Economical subsidiary providing non-standard personal auto and property coverage.
Perth Car Insurance Pros & Cons
Below are some main pros and cons of getting car insurance with Perth. These are based on the company’s online reviews.
| Pros | Cons |
|---|---|
| Part of Economical Insurance (Well-Regulated and Trusted) | High Premiums for High-Risk Drivers |
| Good Option for High-Risk Drivers | Limited Coverage Options Compared to Other Insurers |
| Rates Improve Over Time with Good Driving Record |
High-Risk Insurance Coverage
Perth provides non-standard personal auto coverage, which may suit drivers who do not meet standard-market underwriting criteria. High-risk classifications can reflect convictions, at-fault accidents, non-payment cancellations or other approved risk characteristics; eligibility and price depend on the insurer’s underwriting rules.
Maintaining continuous coverage, paying premiums on time and avoiding new convictions or at-fault claims may improve future eligibility, but Perth cannot guarantee when a customer will qualify for a standard-market policy.
Perth’s current official history confirms non-standard personal auto and property coverage but does not publish a consumer-facing province list. Confirm current availability through an Economical/Definity broker before naming specific provinces.
What Other Insurance Products Does Perth Offer?
Perth also offers home insurance, even for homeowners who own high-risk homes. Perth’s coverage policy includes additional living expenses, home-based businesses, property, contents, liability coverage, Identity theft, sheds, barns, and other detached buildings.
How To Submit A Claim With Perth Insurance
Perth Insurance customers can file a claim through their insurance hotline or via the Economical website, Perth’s parent company.