This company and MyChoice are not affiliated; this webpage is for informational purposes only.
Perth Insurance Availability and Service Overview
| Available in Canada? | Yes as a Canadian legal insurer within the Economical/Definity group. Economical’s current history page says Perth provides non-standard personal auto and property coverage. |
| Available in Ontario? | The company is historically associated with Ontario non-standard auto, but current new-business availability is not clearly published on a consumer Perth website. Confirm through an Economical-appointed broker. |
| Direct, broker or affinity distribution | Broker-distributed; no current direct consumer quote channel is publicly identified. |
| Underwriting company | Perth Insurance Company, a wholly owned subsidiary within the Economical/Definity group. |
| How to get a quote | Ask an Economical-appointed independent broker whether Perth is currently open for the particular non-standard risk and province. |
| How to report a claim | Use the broker and the claims contact shown on the policy documents. No current Perth-specific public claims portal or phone number was verifiable. |
| Digital account or app | Not confirmed publicly for the Perth brand. |
Perth’s Legacy Non-Standard Auto Coverage
EV, rideshare and usage-based coverage options, replacement cost coverage, rental car coverage, Accident Forgiveness, Comprehensive and Collision coverage options currently do not have a Perth-specific list available in available public records.
Currently, available public records only verify Personal Auto (non-standard) and Property (non-standard) insurance options in Perth.
How Perth Pricing May Differ for Non-Standard Risks
Unfortunately, Perth’s official website does not provide a list of consumer discounts. However, you should ask your broker about rating credits, payment options, and any multi-policy savings that may apply to your quote.
About Perth Car Insurance
Perth Mutual, originally established in 1863, offers non-standard personal auto and property insurance. The company was acquired by Economical in 1968 and currently operates as a wholly owned subsidiary.
Perth Car Insurance Pros & Cons
Online reviews of Perth reveal its major pros and cons of its car insurance.
| Pros | Cons |
|---|---|
| Part of Economical Insurance (Well-Regulated and Trusted) | High Premiums for High-Risk Drivers |
| Good Option for High-Risk Drivers | Limited Coverage Options Compared to Other Insurers |
| Rates Improve Over Time with Good Driving Record |
High-Risk Insurance Coverage
Perth is an underwriter of non-standard Personal Auto insurance which is offered to people who are not qualified to purchase coverage in the standard insurance market. Driving convictions, accidents that were your fault, cancellation for non-payment and other acceptable risk characteristics can classify a driver as being high-risk. Their underwriting rules determine rates and eligibility.
However, Perth cannot guarantee when (if at all) it may be able to offer a customer a policy in the standard market.
Maintaining continuous insurance, making premium payments on time, no new convictions, no new at-fault claims may help customers qualify for standard-market insurance sooner.
While a consumer-oriented list of provinces where Perth is active isn’t publicly available, its official history does speak to its provision of non-standard Personal Auto and Property coverage. It’s advised to speak to an Economical/Definity broker before naming specific provinces.
What Other Insurance Products Does Perth Offer?
Perth makes home insurance available even to owners of high-risk homes. Along with sheds, barns and other detached buildings, its policy includes Identity Theft, Liability Coverage, Contents, Property, Home-based Businesses and Additional Living Expenses.
How To Submit A Claim With Perth Insurance
Claims can be made by Perth Insurance customers over the phone, or via the website of Perth’s parent company, Economical.