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Recent Quotes From Our Users

Monthly PremiumsDate & TimeQuote TypeAgeGenderPostal Code
$84.22Jul 24, 2024, 04:44 PMAuto63FemaleM1J2C8
$43.53Jul 24, 2024, 06:04 PMHome47MaleL7P1Y9
$29.37Jul 24, 2024, 09:54 AMTenant41MaleN8W5N7

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on May 15, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated May 15, 2024

Visit author page

3 minute read

Article Contents

Quick Facts About Auto Insurance in Brockville

  • Brockville car insurance is LESS expensive than the Ontario average.
  • The average annual car insurance cost in Brockville for a driver with comprehensive/collision coverage and a clean record is around $1,225.
  • Comparing Brockville auto insurance quotes with MyChoice can save you up to $870 annually.

The Best Car Insurance Brokerages in Brockville

Insurance brokers help you find the best-valued policy by comparing deals and answering questions. Here are several brokers in Brockville that you can visit for assistance in your search for auto insurance:

BrokerageAddressPhone Number
J.B. Kelly Waterway Insurance Brokers Ltd.7712 Kent Blvd Unit #9, Brockville
ON K6V 7H6, Canada
+16133453032
McDougall Insurance & Financial
– Brockville
35 King St W, Brockville
ON K6V 3P7, Canada
+16133428663
Mark Neuman Desjardins Insurance Agent68 William St #104, Brockville
ON K6V 4V5, Canada
+16133455880

Auto Insurance by Postal Code in Brockville

Brockville only has one postal code, K6V and at $1,225/year, Brockville is one of the cheapest cities for car insurance in Ontario.

Postal CodeAverage Annual Car Insurance Premium
K6V$1,225

Car Insurance Cost in Brockville by Age

Your age impacts car insurance rates because it affects your accident risk. Younger drivers get charged more because they’re more likely to get in accidents, while older drivers get higher rates because they’re more likely to get seriously hurt or even die in accidents.

Here’s how your age influences auto insurance rates in Brockville:

AgeAverage Annual RatesAverage Savings with MyChoice
18-20$4,373$870
21-24$2,499$497
25-34$1,666$331
35-44$1,225$244
45-54$1,005$200
55-64$854$170
65+$973$194

Car Insurance Cost in Brockville by Driving History

Your driving history and past violations influence auto insurance premiums because it predicts future driving behaviour. High-risk drivers often re-offend, so insurers give them higher rates. Meanwhile, safe drivers are likely to keep driving safely, leading to lower insurance rates.

In Ontario, traffic demerits and violations “reset” after two years. However, insurers sometimes check your driving record as far as 10 years back.

Here’s how your driving history influences car insurance rates: 

Driving ViolationAverage Annual Car Insurance Premium
Clean driving record$1,225
Insurance cancellation due to non-payment$2,009
Licence suspension for alcohol-related offences$1,470
One accident$2,695
Speeding ticket$1,593

Driving in Brockville

Brockville is known as the “City of the 1000 Islands” because it borders the east end of the Thousand Islands archipelago. This city is widely known for its small-town feel and numerous tourist attractions like hiking trails, skating rinks, and other nature-related activities.

Is driving in Brockville a great experience? Check out the key facts about driving in the city:

  • Major highways in Brockville: 401
  • Public transit options: Brockville Transit (bus), Via Rail (train)
  • Ridesharing services: Uber, Lyft
  • Parking space providers: The City of Brockville, private lots
  • Top tourist attractions: Brockville Arts Centre, Brockville Museum, Aquatarium at Tall Ships Landing, St. Lawrence Park
  • Busy intersections: Franklin Avenue and Joralemon Street, Franklin Avenue and Mill Street/Park Drive
  • Airports: Brockville Regional Tackaberry Airport

Main Mode of Commuting in Brockville

Almost all of Brockville’s commuters prefer taking personal vehicles to work. With only 65 users, public transit isn’t that popular in the town. Most people who don’t use cars prefer walking, with 545 people reporting they walked to work regularly. Here’s a closer look at how Brockville’s residents commute:

Main mode of commutingCountsRates
Total – 25% Sample Size7,105100.0
Car, truck or van6,27088.2%
Car, truck or van – as a driver5,56578.3%
Car, truck or van – as a passenger7059.9%
Public transit650.9%
Walked5457.7%
Bicycle500.7%
Other method1752.5%

Commuting Duration in Brockville

Brockville commuters enjoy fast travel times, with nearly two-thirds of them spending under 15 minutes getting to work. There are only around 1,200 people who spend more than 30 minutes getting to work, which further solidifies the town’s reputation for fast commutes. Here’s a closer look at the commuting duration in Brockville:

Commuting durationCountsRates
Total – 25% Sample Size7,105100.0
Less than 15 minutes4,56064.2%
15 to 29 minutes1,38519.5%
30 to 44 minutes4806.8%
45 to 59 minutes2553.6%
60 minutes and over4256.0%

Driving Conditions in Brockville

Driving conditions in Brockville can affect auto insurance premiums because they raise or lower your driving risk. Here’s a look at the driving conditions in the city:

  • Average daily commute time: 32 minutes round trip
  • Average annual rainfall: 55.75 mm
  • Average annual snowfall: 51.83 mm
  • Rainy days per year: 142 days
  • Rainiest month in Brockville: August
  • Driest months in Brockville: March, November
  • Snow days per year: 56 days
  • Snowfall months in Brockville: October – May

Traffic in Brockville

Brockville is a small town with around 20,000 residents, meaning traffic isn’t as crowded as in the big city. However, it’s still a good idea to learn the key traffic facts in Brockville:

  • Population: 21,854 people live within Brockville’s city limits.
  • City area: Brockville’s city area spans 20.90 km2.
  • Average commute distance: The average Brockville resident travels x km to their workplace or school. 
  • Time spent in traffic annually: The average Brockville resident spends 32 minutes in traffic daily, totalling roughly 195 hours per year.
  • Busiest highways: Brockville is one of the exits on Highway 401, a busy highway that can see 500,000 cars daily.

The Most Common Questions About Car Insurance in Brockville

How much does Brockville car insurance cost?

Car insurance in Brockville costs $1,225/year.

Does my Brockville car insurance work in the US?

Car insurance policies from Brockville work in the US because both countries use a similar legal system. However, you should still check with your insurer before travelling if you plan to drive there.

How you can get cheaper car insurance in Brockville?

Compare car insurance rates in Brockville with MyChoice, or visit our main car insurance page to learn other ways of getting cheap car insurance quotes.

Methodology

Sample Size

We analyzed over 50,000 auto insurance quotes across Canada.

Profiles

Average rates were calculated using a standard profile and incident profiles. All personal details pertaining to the quotes and policies have been kept confidential.

Standard Profile

Single driver, one car, currently insured, and a pristine driving record. Our base profile is a 35-year-old individual (both male and female) with a spotless driving record.

Incident Profiles

We examined how rates change by evaluating profiles with a clean record (standard), one at-fault accident, a single speeding ticket, license suspension for alcohol related offenses and insurance cancellation due to non-payment.

Vehicle Details

These individuals own a 2018 Honda Civic, commute five days a week, and cover a distance of 15,000 kilometres annually.

Vehicle Models

Costs were also analyzed for different vehicles: Mazda CX-5, Ford Escape, Toyota Corolla, Honda Accord, Chevrolet Equinox, and the base 2018 Honda Civic.

Age and Homeownership

Profiles from age 18-65 (standard: 35 years) were considered. Depending on age, individuals might rent or own their homes. Age-related regulations may vary across provinces.

Team

MyChoice data science, MyChoice research.

Sources

1. Mychoice.ca Internal Data, Auto Insurance by Postal Code, Ontario, Brockville, Car Insurance Quotes Collected, 2024.

2. Mychoice.ca Internal Data, Rate Cost By Age, Ontario, Brockville, Car Insurance Quotes Collected, 2024.

3. Mychoice.ca Internal Data, Rate Cost By Driving History, Ontario,Brockville, Car Insurance Quotes Collected, 2024.

4. City of Brockville Website, Driving & Transit Information. Data Collected, 2024.

5. Statistics Canada, 2021, Census of Population, Ontario, Brockville, Main Mode of Commuting. Data Published March 29, 2023.

6. Statistics Canada, 2021, Census of Population, Ontario, Brockville, Commuting Duration. Data Published March 29, 2023.

7. Weather Network Canada, Historical Averages, Ontario, Brockville.

8. 511 Ontario Traveller Information, Ontario, Brockville.

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