Fiat Car Insurance

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Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 13, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page

3 minute read

Article Contents

Fiat Auto Insurance

While enthusiasts have imported Fiats to Canada for years, local Fiat dealers are a more recent development. As this brand grows in popularity, so does interest in car insurance for Fiats. If you’re now a proud Fiat owner, the first thing you need is quality insurance to protect your investment.

At MyChoice, you can easily compare quotes from Canada’s top insurance providers to find the best coverage at the lowest possible rate—all in three minutes or less. Just fill in your postal code and complete the short form above to get started.

A Brief History of Fiat

The Fiat (Fabbrica Italiana di Automobili Torino) company began in 1899 in Italy, producing just 24 cars by 1900. No one could have guessed just ten years later, Fiat would be the largest car company in Italy, building its first production facility in North America that same year. At that time, Fiats were luxury cars that were out of reach for the average buyer.

In 2014, the Fiat Automobile Company took advantage of the auto industry bailout in the United States and acquired a controlling interest in the Chrysler Corporation. The Fiat Chrysler brand now owns several everyday auto brands, including Dodge, Chrysler, Jeep, and Ram Trucks, as well as some higher-end brands such as Alfa-Romeo, Lancia, and Maserati.

Average Insurance Rates for Fiat Vehicles in Canada

One factor that influences car insurance rates is the claims history for a certain make and model. If certain cars are more likely to break down, get into crashes, or otherwise require frequent repairs, the insurance rates for those cars tend to go up. Brands and models that are safer and more reliable tend to have lower rates.

The Insurance Bureau of Canada (IBC) provides the claims history data for all vehicles in Canada. Because the Fiat brand was so recently introduced, the IBC does not yet have a lot of data on claims histories for Fiat cars, which is a critical component for developing Fiat auto insurance rates.

That lack of data has driven Fiat car insurance rates up and often results in a massive quote range. Expect anywhere from $100-$250 a month, though that should change with time. Currently, the IBC only lists data for three Fiat models: the 2012 Fiat 500, the 2013 Fiat 500, and the 2012 Fiat 500C Cabriolet.

Both the 2012 and 2013 Fiat 500 score in the average range for collision and comprehensive claims, and the 2012 Fiat 500C scored above average for both collision and comprehensive claims.  Rates on those models are already slightly lower than other Fiat models—a good sign for Canadian Fiat drivers in the future.

The Fiat 500e even ranks among the cheapest electric vehicles to insure.

Fiat has taken some measures to reduce theft rates of its vehicles, including the Sentry Key engine immobilizer and vehicle theft security alarm. These two systems discourage theft and vandalism, which can help to lower insurance premiums.

Most Popular Fiat Vehicles

There are several popular Fiat models in Canada. For buyers who want to buy a new Fiat in Canada, there are three models available: the Fiat 124 Spider, the Fiat 500L, and the Fiat 500X.

Other popular Fiat vehicles that are still on the road in Canada include the Fiat 500e, Fiat 500, Fiat Cabrio, Fiat Abarth, Fiat 500C, and the Fiat Hatch. Of these, the Fiat 500X is probably the most popular. It is one of the best-selling SUVs in Canada.

Do Fiat’s Have a Good Safety Rating?

The National Highway Traffic Safety Administration (NHRSA) rates vehicles for safety in Canada. Because Fiat vehicles are relatively new to Canada, safety information is not yet available for many models.

The NHTSA does provide rating information for several years of the Fiat 500E HB FWD. This vehicle is rated four out of five stars for several safety categories, including overall safety, frontal crash safety, side crash safety, and rollover safety.

Fiat vehicles come with many safety features such as antilock brakes, front impact, knee, side, and overhead airbags, stability control, traction control, daytime running lights, blind-spot monitoring, restraint systems, child seat anchors, tire pressure monitoring, and a post-collision safety system.

Based on the available data, Fiats have a good safety rating overall.

Compare Different Insurance Quotes for Your Fiat With Us Today!

If you own or are thinking about buying a Fiat, you may have a hard time finding car insurance in Canada. But you do have options for insurance coverage, and here at MyChoice, our comparison tools can help you compare Fiat quotes fast. You’ll get 30+ quotes in mere minutes.

Even better, you can easily compare those quotes with innovative sorting features–sort by rates, deductibles, coverage limits, and more. This multi-factorial approach ensures that you find the best Fiat insurance rate possible. Find out how much you could save today!

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