How Can You Get Cheap Car Insurance in Moncton?
You can get cheap Moncton car insurance by finding the best deals. Here are several tips to help you do so:
Who Provides Car Insurance Quotes in Moncton?
Insurance brokers, agents, aggregators, and direct writers provide car insurance quotes in Moncton. Here’s an overview of these four insurance quote providers:
The Best Car Insurance Brokerages in Moncton
Car insurance brokers assist your search for the best policy by comparing insurers and answering questions. Here are several Moncton brokers that can assist you when looking for auto insurance:
| Brokerage | Address | Phone Number |
|---|---|---|
| Wilson Insurance | 77 Vaughan Harvey Blvd Suite 305, Moncton, NB E1C 0K2, Canada | +15063838505 |
| Westland Insurance | 279 Champlain St Unit 102, Dieppe, NB E1A 1P2, Canada | +15068533385 |
| Billyard Insurance Group – Moncton | 770 Main St Unit 1604, Moncton, NB E1C 9Y3, Canada | +15063832441 |
| BrokerLink | 1855 Mountain Rd Unit A-4, Moncton, NB E1G 1A8, Canada | +15068578345 |
How Does Car Insurance Work in Moncton?
Car insurance in Moncton works like typical car insurance policies. The insurer provides financial coverage if you get involved in an auto accident. Car insurance is mandatory for all drivers in Moncton, which means you may face legal consequences if you drive without a policy.
If you’re caught driving uninsured in Moncton, you’ll be fined between $200 and $5,000. You may also face other punishments like jail time or licence suspensions.
Here’s a breakdown of the key components of car insurance in Moncton:
How Your Car Insurance Quotes Are Calculated in Moncton
Moncton insurers use several factors to calculate your car insurance rates. Here’s a look at what factors influence your Moncton auto insurance rates:
Most Expensive Postal Codes in Moncton
The average car insurance rate in Moncton is $1,196, but some areas like E1C (Moncton Central) and E1G (Moncton West) have higher rates due to various factors like traffic density and local crime rate.
Here’s a breakdown of the most expensive postal codes for auto insurance in Moncton:
| Postal Code | Average Annual Car Insurance Premium |
|---|---|
| E1C, E1G | $1,205 |
Least Expensive Postal Codes in Moncton
Fortunately, Moncton also has an area with lower car insurance rates, namely E1E (Moncton West).
Here’s an overview of the cheapest areas for auto insurance in Moncton:
| Postal Code | Average annual car insurance premium |
|---|---|
| E1E | $1,187 |
Other Factors That Affect Car Insurance Prices in Moncton
Insurers calculate your auto insurance rates based on many factors. Here are some additional things that could influence your Moncton car insurance rates:
Driving in Moncton
Planning to move to or visit Sault Ste. Marie? It helps to know more about driving in the area. Here are some key facts about driving in Sault Ste. Marie you should know:
- Major highways in Moncton: 2, 15, 16
- Public transit options: Codiac Transpo (bus), Maritime Bus
- Ridesharing services: Uride
- Parking space providers: The City of Moncton, private lots
- Top tourist attractions: Magnetic Hill Zoo, Centennial Park, Magnetic Hill Winery, Tidal Bore, Irishtown Nature Park
- Busy intersections: Lewisville and Shediac, Main Street and Vaughan Harvey Boulevard
- Airports: Greater Moncton Roméo LeBlanc International Airport
Main Mode of Commuting in Moncton
Knowing more about the commuting statistics in a city or town helps you get to work on time. Here’s a detailed look at the commuter data in Moncton:
- Average commute distance: The average Moncton resident travels x km to their workplace or school.
- Commute duration: Almost all commuters in Moncton spend under half an hour getting to work. 56.2% of the city’s commuters spend less than 15 minutes commuting, while 33.8% spend between 15 to 29 minutes.
- Main mode of commuting: Cars, trucks, and vans are the most popular modes of commuting in Moncton, with an 85.7% share of households. Pedestrians take a distant second-largest share with 7.5%, while public transit users come in third with a 3.5% share.
Driving Conditions in Moncton
Various weather and driving conditions like snow and rain can affect your auto insurance premiums. Here’s an overview of driving conditions in Moncton:
- Average annual rainfall: 110 mm
- Average annual snowfall: 280 mm
- Rainy days per year: 104
- Rainiest month in Moncton: December
- Driest months in Moncton: May
- Snow days per year: 104
- Snowfall months in Moncton: October-May
Traffic in Moncton
Moncton is the most populous city in New Brunswick. It’s also home to a strong and diverse economy, which attracts lots of people to work there. That means you may encounter a lot of traffic when driving in Moncton.
Here’s a quick look at the key traffic statistics in Moncton:
- Population: 79,470 people live within Moncton’s city limits.
- City area: Moncton’s city area spans 140.67 km2.
- Busiest highways: Moncton sits on Route 2 of the Trans-Canada Highway, which connects it to Nova Scotia and Quebec.
The Most Common Questions About Car Insurance in Moncton
How much does Moncton car insurance cost?
Moncton car insurance costs $1,196/year, $433 over New Brunswick’s provincial average.
Does my Moncton car insurance work in the US?
Most Canadian car insurance policies work in the US, but insurers may provide longer or shorter coverage periods. Check with your insurer before travelling by car to the US to ensure you’re protected.
Why should you compare car insurance rates in Moncton?
You should compare car insurance rates in Moncton because different insurers provide different coverage at different prices. Comparing rates help you choose which policy has the best value.