Key Facts About Insuring a Nissan in Ontario
The figures below are based on MyChoice’s proprietary online quote data collected from Nissan drivers in Ontario in 2026.
| Average Nissan insurance premium (Ontario): | $2,113 |
| Cheapest Nissan model to insure: | Murano ($1,870) |
| Most expensive Nissan model to insure: | Sentra ($2,305) |
| Cheaper alternatives to Nissan for car insurance: | Mitsubishi ($1,519), Fiat ($1,612), Volkswagen ($1,644), Subaru ($1,702) |
| Nissan collision rate in Ontario: | 10.3% of Nissan drivers have ≥1 at-fault accident |
How Much Does it Cost to Insure Your Nissan in Ontario?
On average, it costs about $2,113 per year to insure a Nissan in Ontario, but where you live changes that figure dramatically. Dense, high-claims cities such as Brampton sit well above the provincial average, while smaller markets like Kitchener come in below it.
Here is the estimated average annual Nissan premium across major Ontario cities:
| City | Average Annual Insurance Premium |
|---|---|
| Brampton, ON | $3,440 |
| Scarborough, ON | $3,020 |
| Vaughan, ON | $2,681 |
| Mississauga, ON | $2,472 |
| Markham, ON | $2,343 |
| Toronto, ON | $2,327 |
| Barrie, ON | $2,099 |
| Oshawa, ON | $2,098 |
| London, ON | $2,019 |
| Windsor, ON | $2,016 |
| Thunder Bay, ON | $2,014 |
| Hamilton, ON | $1,853 |
| Sudbury, ON | $1,825 |
| Kitchener, ON | $1,794 |
| Kingston, ON | $1,723 |
| Ottawa, ON | $1,665 |
How Nissan Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many buyers weigh the insurance rates of different brands against each other, since insurance costs can significantly influence the decision. Based on our internal Ontario quote data, Nissan sits in a moderate price band relative to comparable brands. Nissan insurance generally costs more than Chevrolet, Infiniti, GMC, but less than Mini, Hyundai, Lexus.
Here’s how the average annual Ontario premiums compare:
| Car Model | Average Annual Insurance Premium |
|---|---|
| Chevrolet | $1,878 |
| Infiniti | $2,021 |
| GMC | $2,104 |
| Nissan | $2,113 |
| Mini | $2,122 |
| Hyundai | $2,181 |
| Lexus | $2,206 |
Nissan Car Insurance Rates Through The Years
Nissan vehicle insurance rates have shown a steady upward trend over recent years. While there was a slight dip in 2023, premiums have generally increased, reaching their highest level in 2026.
| Year | Average Annual Insurance Premium | YoY Change |
|---|---|---|
| 2020 | $1,782 | — |
| 2021 | $1,864 | +4.6% |
| 2022 | $1,955 | +4.9% |
| 2023 | $1,925 | -1.5% |
| 2024 | $2,010 | +4.4% |
| 2025 | $2,087 | +3.8% |
| 2026 | $2,113 | +1.2% |
Nissan Car Insurance Rates by Model
The Nissan model you drive moves your premium meaningfully. Among popular Nissan models in our data, the Murano is the cheapest to insure while the Sentra sits at the top, sportier and pricier-to-repair models cost more.
Below are average annual Ontario premiums for the most-quoted Nissan models:
| Model | Average Annual Insurance Premium |
|---|---|
| Murano | $1,870 |
| Qashqai | $1,923 |
| Versa | $2,007 |
| Kicks | $2,075 |
| Pathfinder | $2,083 |
| Rogue | $2,100 |
| Altima | $2,301 |
| Sentra | $2,305 |
Most Popular Nissan Vehicles
Nissan Insurance FAQs
Which Nissan model is the most affordable to insure?
The Nissan Murano is the most affordable model to insure in Ontario, with an average annual insurance premium of $1,870.
Are Nissan vehicles safe to drive?
Especially in newer models, Nissan vehicles are known to be top-tier picks when it comes to safety. The Insurance Institute for Highway Safety ranked the Rogue as a 9.3/10 on its safety scale, scoring right alongside other Nissan models like the Altima and Maxima. With the installation of rear cameras and driver assistance programs as optional extras in some cases, it is obvious that safety is a top priority. While some vehicles are more safe (like the Rogue) and others are less safe (like the very small-bodied Micra) overall, Nissan has taken great effort to produce safe, high-performance vehicles.