Windshield Claim Effect

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Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 13, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page

1 minute read

Article Contents

Is Your Car Windshield Covered by Insurance?

Front windshield replacement insurance is a common option for a car insurance policy. This insurance will cover any damage to your windshield, up to and including replacement. It’s usually part of a comprehensive policy, and may not be included in lower-cost policies. Indeed, many people do not know if they actually have windshield insurance. If you’re not sure, give your insurance provider a call to find out.

A common misconception is that claiming on your windshield insurance will raise your monthly rates. But does windshield replacement affect insurance rates? More often than not, no, it has no impact. In most cases, insurance companies will allow for up to two windshield replacements in a six-year period. Thus, if you claim less than once every three years, your premiums should remain the same.

What Should You Consider When Using Your Windshield Insurance Ontario?

Driving with a cracked windshield entails many risks. Not only does it affect your view while driving, but it can also impact the structural integrity of the car. By taking advantage of your cracked windshield insurance Ontario, you can protect yourself and your loved ones from harm.

There are some cases where it may be cheaper to replace your windshield without using your insurance. The cost of replacing a windshield will depend on your car model and a few other factors.

Sometimes the cost of replacing your windshield may be lower than the price of your deductible. In such a situation, it’s a good idea to simply pay for the replacement yourself. If the cost of replacing the windshield is higher than your deductible, then go ahead and make a claim. The insurance will pay for a portion (or all) of the cost of the replacement.

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