Maserati Car Insurance Quotes from $235/month

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First published on March 09, 2025

1 minute read

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Key Facts About Insuring a Maserati in Ontario

The figures below are based on MyChoice’s proprietary online quote data collected from Maserati drivers in Ontario in 2026.

Average Maserati insurance
premium (Ontario):
$4,028
Cheapest Maserati model to insure:Ghibli ($3,625)
Most expensive Maserati model to insure:GranTurismo ($4,834)
Cheaper alternatives to Maserati
for car insurance:
Mitsubishi ($1,519), Fiat ($1,612),
Volkswagen ($1,644), Subaru ($1,702)
Maserati collision rate in Ontario:9.7% of Maserati drivers have
≥1 at-fault accident

How Much Does it Cost to Insure Your Maserati in Ontario?

Where you park your Maserati matters. Maserati insurance in Ontario averages $4,028 a year, but rates swing widely by city, climbing in claims-heavy markets like Vaughan and easing in smaller communities such as Hamilton.

Here’s the estimated average annual Maserati premium across Ontario:

CityAverage Annual
Insurance Premium
Brampton, ON$6,558
Scarborough, ON$5,757
Vaughan, ON$5,110
Mississauga, ON$4,713
Markham, ON$4,467
Toronto, ON$4,436
Barrie, ON$4,001
Oshawa, ON$3,999
London, ON$3,849
Windsor, ON$3,844
Thunder Bay, ON$3,839
Hamilton, ON$3,532
Sudbury, ON$3,480
Kitchener, ON$3,420
Kingston, ON$3,284
Ottawa, ON$3,174

How Maserati Car Insurance Costs Compare to Similar Vehicle Brands

When selecting a vehicle, many buyers compare insurance rates across different brands, since insurance costs can significantly influence the decision. Based on our internal Ontario quote data, Maserati sits in a premium price band relative to comparable brands. Maserati insurance generally costs more than Alfa Romeo, Land Rover, Porsche, but less than Aston Martin.

Here’s how the average annual Ontario premiums compare:

Car ModelAverage Annual
Insurance Premium
Alfa Romeo$2,712
Land Rover$3,126
Porsche$3,809
Maserati$4,028
Aston Martin$5,123

Maserati Car Insurance Rates Through The Years

In the past five years, Maserati vehicle insurance rates have increased consistently. Below is an overview of the Maserati insurance premiums in recent years:

YearAverage Annual
Insurance Premium
YoY Change
2020$2,745
2021$2,918+6.3%
2022$3,124+7.1%
2023$3,330+6.6%
2024$3,571+7.2%
2025$4,004+12.1%
2026$4,028+0.6%

Maserati Car Insurance Rates by Model & Year Make

When insuring your Maserati, your chosen model significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Maserati models from different years.

ModelAverage Annual
Insurance Premium
Ghibli$3,625
Grecale$3,706
Levante$3,947
Quattroporte$4,511
GranTurismo$4,834

Most Popular Maserati Vehicles

This luxury automaker has released some incredible models in the last century. Their most popular models include the Maserati Alfieri, Quattroporte, GranTurismo, Ghibli, and Tipo. Newer models, such as the Maserati Levante, are also on the rise.

Whatever Maserati model you drive, we can help you find the best insurance at the lowest possible rate.

Maserati Car Insurance FAQs

Which Maserati model is the cheapest to insure in Canada?

The Maserati Ghibli is the cheapest model to insure in Ontario, with an average annual insurance premium of $3,625.

Methodology

Sample Size

We analyzed over 50,000 auto insurance quotes across Canada.

Profiles

Average rates were calculated using a standard profile and incident profiles. All personal details pertaining to the quotes and policies have been kept confidential.

Standard Profile

Single driver, one car, currently insured, and a pristine driving record. Our base profile is a 35-year-old individual (both male and female) with a spotless driving record.

Incident Profiles

We examined how rates change by evaluating profiles with a clean record (standard), one at-fault accident, a single speeding ticket, license suspension for alcohol related offenses and insurance cancellation due to non-payment.

Age and Homeownership

Profiles from age 18-65 (standard: 35 years) were considered. Depending on age, individuals might rent or own their homes. Age-related regulations may vary across provinces.

Team

MyChoice data science, MyChoice research.

Sources

1. Mychoice.ca Internal Data, Maserati Car Insurance Rates, Car Insurance Quotes Collected, 2026.

2. Mychoice.ca Internal Data, Maserati Car Insurance Rates, Car Insurance Quotes Collected, 2026.

3. Mychoice.ca Internal Data, Maserati Car Insurance Rates, Car Insurance Quotes Collected, 2026.

4. Mychoice.ca Internal Data, Maserati Car Insurance Rates, Car Insurance Quotes Collected, 2020-2026.

5. Mychoice.ca Internal Data, Maserati Car Insurance Rates, Car Insurance Quotes Collected, 2026.

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