Zenith Car Insurance Review

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Article Contents
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 13, 2023

Visit author page
By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 13, 2023

Visit author page

3 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

Zenith Brings Their Trustworthy Reputation with Their New Name

Zenith is a small Canadian insurance provider with a track record of offering small business and personal insurance with the company able to trace its roots back to Lombard Canada Limited in 1804. The company is currently part of Northbridge Financial Corporation as a subsidiary of Fairfax Financial Holdings.

Zenith Car Insurance Is Now Known As TruShield

Zenith has rebranded itself as TruShield.

The company made this transition while maintaining its existing customer base. Zenith insurance products can now be found here.

Features That Come With A Standard Zenith Car Insurance Policy

Zenith car insurance comes standard with trauma and liability coverage as required by Canadian law with it featuring accident coverage, liability, and uninsured driver coverage.

Accident Coverage

Accident coverage will cover injuries to yourself and your passengers during a crash. This feature is designed to help you recover quickly from a crash without you having to deal with major bills. Accident coverage benefits will cover such things as:

  • Medical Bills
  • Lost Income
  • Cost Of Long Term Injuries

Liability Coverage

Liability coverage is designed to cover damages to the other driver while protecting you from bills. It will cover the other drivers medical bills and the cost of repairing or replacing their car. This feature will protect you if you are sued following a crash.

Uninsured Driver Coverage

This feature will cover you if the other driver has no insurance coverage or flees the scene.

Customizable Standard Features

Zenith makes it easy for their customers to customize their insurance with the ability select different dollar amounts of coverage and protection from different risks. Customers can adjust their coverage to have more protection from such things as medical bills or personal liability. Customers can select coverage from named perils such as theft or vandalism.

Ticket Forgiveness

Zenith will not raise your premiums if you happen to receive a minor traffic citation. This feature can both save you money and allow you to avoid stress when you get pulled-over.

Value Found in Zenith’s Optional Insurance Features

Zenith offers a number of optional forms of coverage with you able to purchase these options by simply paying a little bit more on your premiums. Optional coverage features bring benefits such as allowing you to avoid higher premiums or helping you following an accident.

Accident Forgiveness

Accident forgiveness allows you to avoid higher insurance rates following an accident with the cost of higher Insurance premiums being a potential major burden. You should compare the cost of accident forgiveness vs. the increased premiums that come with an accident. Accident forgiveness will even protect you from higher premiums if you are found at-fault.

Roadside Assistance

Roadside assistance will cover the cost of having someone help you when your car breaks down. This can include the cost of towing after an accident and it can also include assistance changing a tire or topping your car up with gas.

Depreciation Coverage

Depreciation coverage will reimburse you for the original purchase value of your vehicle.

Save With A Discount From Zenith

Zenith offers a number of ways to save on Insurance in the form of discounts. Some common ways to get a discount include:

  • Bundling Policies
  • Having A Good Driving And Claims Record
  • Attending University
  • Being An Experienced Driver

Bundling Policies

Bundling policies is a simple way to save on insurance by doing something most customers already do. You can get a discount by bundling your home and auto insurance in addition to bundling multiple auto policies.

Having A Good Driving And Claims Record

Zenith will give you a discount if you have a clean history by avoiding driving convictions, accidents, or claims.

Attending University

Zenith offers discounts for college students and college graduates. College students will receive a discount, which is very desirable as young people generally have to pay high insurance premiums. Recent college graduates are still eligible for a student discount with Zenith brokers offering discounts from certain universities.

Being An Experienced Driver

Older drivers with many years of driving experience are eligible for a discount. Zenith will also give a discount to people under the age of twenty-five who graduate from a G2 to a G license.

How To File A Claim With Zenith Car Insurance

Zenith offers a simple and transparent claims process with them priding themselves on resolving claims quickly. The company offers an “express claims service” with it allowing drivers to resolve minor fender benders by simply submitting pictures of the damage to their vehicle.

Zenith allows you to submit claims through their website or toll free number.

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