MyChoice is not affiliated with this company in any way. This page exists for informational purposes only.
Zenith Auto Insurance Overview
| Feature | Details |
| Available in Canada? | Yes. Zenith is Canadian-owned and offers personal home and auto insurance through agents and brokers. |
| Available in Ontario? | Yes. Zenith lists its head office in Toronto and provides an Ontario claims contact. |
| Direct, broker or affinity distribution | Broker/agent distribution. Zenith says its products are offered through Vertis Insurance Solutions Ltd. and other agents and brokers. |
| Underwriting company | Zenith Insurance Company, part of Northbridge Financial Corporation. |
| How to get a quote | Contact an insurance broker or agent that represents Zenith; no direct consumer quote engine is published on Zenith’s site. |
| How to report a claim | Call Zenith/Northbridge’s 24/7 national claims line at 1-888-709-3960 or email ontarioclaims@nbfc.com for Ontario claims. |
| Digital account or app | No consumer digital account or mobile app is advertised on Zenith’s current public site. Billing-card updates are available online; policy service is primarily through the broker. |
Zenith Coverage Details to Confirm With a Broker
- Zenith confirms that it underwrites personal auto insurance, but its public site does not provide a detailed feature list.
- Collision/comprehensive, accident forgiveness, rental vehicle, replacement cost, usage-based insurance, rideshare and EV-specific coverage or discounts are not confirmed publicly. Obtain the applicable coverage summary and wording from the Zenith broker.
Zenith Discount Availability Through Brokers
Ask the broker to explain all of the discounts included in the quote and tell you how to qualify for them. Zenith doesn’t publish a consumer discount schedule on its website.
Zenith Claim Reporting Details
About Zenith Car Insurance
Zenith Insurance Company offers home and auto insurance products marketed in Canada.
Zenith Insurance Company is a member of the Northbridge Financial Corporation family. Zenith products are sold by Vertis Insurance Solutions and other insurance brokers/agents.
Northbridge Financial Corporation is a subsidiary of Fairfax Financial Holdings that touts more than 200 years of Canadian insurance history in its marketing.
How Zenith’s Customer Reviews Compare to Other Insurance Companies
| Insurance Provider | Company’s Online Rating |
|---|---|
| Zenith | 1.5/5 |
| Travelers | 1.4/5 |
| Economical | 2.2/5 |
| Certas | 2.1/5 |
| PC | 4.4/5 |
Zenith Car Insurance Pros & Cons
The following points do not represent actual terms of insurance policies. This summary of Pros and Cons from Online Customer Reviews of Zenith for their car insurance was accurate as of the date/time shown.
| Pros | Cons |
|---|---|
| Part of a Large Insurer (Northbridge Insurance) | Frequent Hidden Fees and Charges |
| Competitive Rates | High Cancellation Fees |
| Good Customer Service |
What Other Insurance Products Does Zenith Offer?
Zenith also underwrites personal auto and personal home insurance products. These products are available through Vertis Insurance Solutions and other insurance agents and brokers. Eligibility and coverage are dependent on the terms of the policy issued.