What the MOMS Act Means for Ontario Drivers

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First published on November 12, 2021

1 minute read

✎ Updated By Vitalii Starov on September 24, 2026

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What Did The MOMS Act Change?

The Moving Ontarians More Safely (MOMS) Act strengthened Ontario’s stunt-driving penalties.

The MOMS Act (Bill 282) came into effect July 1, 2021. The primary goals of the legislation include cracking down on stunt driving, improving the safety of commercial trucks, enhancing the safety of cyclists and road workers and increasing oversight of Ontario’s towing industry.

What Is the MOMS Act

What Stunt-Driving Thresholds Did the MOMS Act Introduce?

Excessive speeding is an offence that falls under stunt driving in Ontario. Drivers who exceed the posted limit by 40 km/h on roads with a posted limit of less than 80 km/h are stunt driving. Exceeding the posted limit by 50 km/h on roads with a speed limit of 80 km/h or more is stunt driving.

Drivers who drive at 150 km/h or more anywhere in the province are considered to be stunt driving, no matter what the posted limit is.

Other forms of stunt driving in Ontario include:

  • Spinning your vehicle’s wheels.
  • Driving with the vehicle’s front wheels off the ground.
  • Operating a vehicle from a place other than the driver’s seat.
  • Transporting a person in the vehicle’s trunk.

Stunt driving offences are detailed in Ontario’s O. Reg. 455/07 and outlined in section 172 of Ontario’s Highway Traffic Act.

What Are the Penalties?

Ontario’s MOMS Act has also introduced new, tougher, roadside penalties for stunt driving:

  • A roadside licence suspension of 30 days, up from 7 days.
  • A roadside impoundment for the vehicle for 14 days, up from 7, including rented, leased, and borrowed vehicles.

Police can impose immediate roadside administrative penalties, which are separate from charges, court proceedings and post-conviction penalties.

How Does Stunt Driving Affect Insurance?

A stunt-driving conviction may cause a driver to be considered high-risk. As a result, insurance companies may increase premiums, cancel policies, or refuse to provide coverage. Drivers should be aware of the following when comparing Ontario 2026 car insurance quotes:

Driver profileAverage annual premium
Clean record$2,345
Minor speeding ticket$3,244
At least one at-fault accident$2,969
At least one licence suspension$3,425
Source: MyChoice quote data, Ontario, 2026.

Read More: Stunt Driving Charges & Penalties in Ontario

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