Average Car Insurance Rates in Ontario by Location

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on car insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

Updated on March 22, 2024

1 minute read

Average Auto Insurance Rates by Region in Ontario, 2024

Average Auto Insurance Rates by Cities in Ontario, 2024

CityAuto Insurance
Brampton$2,922
Vaughan$2,447
Mississauga$2,315
Markham$2,447
Toronto$2,139
London$1,654
Kitchener$1,642
Hamilton$1,659
Pickering$1,623
Windsor$1,643

Above is the average auto insurance rate for all the different regions in Ontario as well as a breakdown of some of the most populous cities for a further comparison. If you are looking for cheap insurance in Ontario, check out our provincial page and see how much you can save by getting a quote with us or visit our auto insurance calculator.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

Discover More About

May 7, 2025
Anti-theft devices keep your car safe and can lower costs for your car insurance. Choose the best ones for your car with our top 10 list.
April 25, 2025
Many auto insurers are being forced to raise premiums again in 2025. Learn why the industry is under pressure and what this means for you.
April 15, 2025
OPCF 40 is an endorsement that allows you to add a deductible to claims from fire damage. Learn how OPCF 40 works and when you should get it.

Even More Ways To Save on Insurance