Overall, Nissan’s mainstream line-up means the cost of insuring one of its cars is pretty close to the median for all cars in Ontario.
However, overall medians mask differences between models: the Sentra, Pathfinder, Rogue, and electric ARIYA all have distinct powertrains, safety features, common use cases and repair costs. So, to understand how much auto insurance actually costs, we have to take a closer look at quotes for individual models.
Here’s a look at Nissan’s insurance rates in Ontario by city, model, used vs. new, and how they stack up to other brands, all based on MyChoice quote data.
Nissan Insurance in Ontario: The Useful Numbers
Nissan’s median premium ($2,320 in Ontario) is just 1% lower than the median for all vehicles ($2,345 in Ontario).
| Median Nissan premium (Ontario) | $2,320 |
| Nissan vs Ontario all-vehicle median | -1% |
| Cheapest Nissan model to insure in Ontario | Murano Sl 4Dr Awd (~$1,992) |
| Most expensive Nissan model to insure in Ontario | Altima 2.5 Sv 4Dr (~$2,820) |
| Cheapest alternatives to insure | Mazda ($2,124), Toyota ($2,197), Mitsubishi ($2,235), Subaru ($2,272) |
What the Pathfinder-to-Qashqai Range Tells You
Shopping for auto insurance by vehicle can be worthwhile. For example, a 2015 Pathfinder costs $1,816 in Ottawa, which is the lowest price here, while a 2020 Qashqai costs $4,214 in Mississauga. In that city, the Qashqai costs $902 more than the 2018 Rogue. Of course, vehicle year can affect costs too, as can many other driver-specific factors.
| City | Model | Model Year | List Price | Median Annual Car Insurance Premium |
|---|---|---|---|---|
| Mississauga, ON | Rogue S 4Dr Awd | 2018 | $29,765 | $3,312 |
| Scarborough, ON | Kicks Sv 4Dr 2Wd | 2021 | $24,042 | $2,568 |
| Brampton, ON | Murano Sl 4Dr Awd | 2017 | $43,563 | $3,576 |
| Kitchener, ON | Altima 2.5 Sv 4Dr | 2015 | $28,431 | $2,606 |
| Mississauga, ON | Qashqai S 4Dr Awd | 2020 | $27,508 | $4,214 |
| Ottawa, ON | Pathfinder S 4Dr 4Wd | 2015 | $34,648 | $1,816 |
| Toronto, ON | Sentra 1.8 S 4Dr | 2016 | $18,320 | $2,626 |
| Windsor, ON | Versa 1.6 S 4Dr | 2013 | $13,857 | $2,221 |
Insuring a New Nissan Versus a Used Nissan
Estimated costs for a used Nissan run $2,225 annually, which saves $165 when compared to the estimated costs of insuring a new Nissan ($2,390 annually). That’s about $14 per month. Since the difference is relatively small, the choice of specific vehicles and coverages could make a bigger difference than age alone.
| Vehicle | Median Annual Car Insurance Premium |
|---|---|
| New Nissan | $2,390 |
| Used Nissan | $2,225 |
Nissan’s Place in a Tight Mainstream Field
Nissan’s $2,320 median premium is almost identical to those of Honda and Kia. Nissan costs only $17 more per year than Honda and $21 more than Kia, less than $2 per month in either case. Subaru is $48 cheaper per year, while Volkswagen is $186 more expensive.
| Car brand | Median Annual Car Insurance Premium |
|---|---|
| Mazda | $2,124 |
| Toyota | $2,197 |
| Mitsubishi | $2,235 |
| Subaru | $2,272 |
| Kia | $2,299 |
| Honda | $2,303 |
| Nissan | $2,320 |
| Volkswagen | $2,506 |
| Hyundai | $2,684 |
A Guide to Nissan’s Current Canadian Range
Based on information from Nissan Canada, the Rogue is the company’s compact SUV while the Kicks is a smaller crossover aimed at city drivers.
Aside from crossovers, Nissan’s roster in Canada includes compact cars, a sports car, an EV and small-to-large SUVs.
Nissan Insurance Answers for Ontario Shoppers
What safety features does the 2026 Nissan Pathfinder include?
Nissan Canada lists Safety Shield 360 as being standard on the 2026 Pathfinder. That collection of safety technologies includes lane-departure warning, forward-collision warning, emergency braking, blind-spot warning and rear cross-traffic alert. Be sure to check specs and crash-test results for your specific year, make, model and trim.
Where does Nissan’s Ontario premium sit against the average?
Nissan insurance costs sit around the Ontario median. According to MyChoice, the median cost of insuring a Nissan in Ontario is expected to be ,320 a year, which is about 1% cheaper than the median for all vehicles, which is ,345 a year.