Desjardins Home Insurance Snapshot
| Available in Canada? | Yes. Desjardins offers home insurance in Canada. |
| Available in Ontario? | Yes, through Desjardins Agents and eligible online quote flows. |
| Distribution | Direct online and through local Desjardins Agents in Ontario. |
| Underwriting company | Desjardins General Insurance Inc. for the homeowners product reviewed. |
| How to get a quote | Start online or contact a local Desjardins Agent. |
| How to report a claim | File online, in the Desjardins Insurance Home-Auto app or call 1-888-776-8343, 24/7. |
| Digital account or app | Online Services and the Desjardins Insurance Home-Auto app support policy management and claims. |
Home Insurance Protection Available From Desjardins
- Homeowners insurance may cover the dwelling and belongings for common losses such as fire, theft, vandalism and certain sudden water damage, subject to policy wording.
- Personal liability is included for covered unintentional bodily injury or property damage caused to others, up to the selected limit.
- Optional water protection can address above-ground water, groundwater, sewer backup and overland flooding, depending on eligibility and the endorsements selected.
- Separate options are available for homeowners, condo owners, tenants and cottages. Limits, exclusions and deductibles differ by policy type.
Desjardins Discounts for Ontario Homeowners
- Desjardins advertises a Double Contract discount for eligible customers who insure both home and car.
- Published home savings include claims-free, centrally monitored alarm and qualifying water-damage-prevention discounts.
- Eligibility and the amount saved depend on the property, province, underwriting and policy details; savings are not guaranteed.
Starting a Desjardins Home Insurance Claim
Desjardins Home Insurance Ratings Compared
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Please note that we use the company’s Google profile (or head office Google profile), not their local or banking Google profiles.
| Insurance provider | Company’s Online Rating |
|---|---|
| Desjardins | 2.4/5 |
| BCAA | 2.1/5 |
| CIBC | 1.3/5 |
| TD | 1.2/5 |
| The Personal | 2.9/5 |
Desjardins: A Brief History
Desjardins’ P&C arm, Société d’assurance des caisses populaires, was established in 1944.
Desjardins Group stems from the first caisse populaire created by Alphonse and Dorimène Desjardins in 1900 in Lévis, Quebec.
The former insurance company has evolved into Desjardins General Insurance which currently offers its home and auto insurance products to consumers either directly or through Desjardins Agents.
The actual underwriter of your insurance will be stated on your policy/product documents.
What Other Insurance Products Does Desjardins Offer?
Desjardins offers a variety of insurance products, including auto, recreational vehicle, pet, travel, life, and health insurance.
Availability, eligibility, and underwriters vary by product and by province.
Please review the terms and conditions of the policy or Desjardins’ product pages before purchase.