50+ Ratings on Google!

Burlington Tenant Insurance

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on tenant insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

Square One

How to Compare Tenant Insurance Quotes with MyChoice

Comparing tenant insurance quotes with MyChoice is as simple as it gets:

Share Your Tenant Insurance Needs

Tell us what you want out of your tenant insurance.

Shop for the Best Deals​

Compare tenant insurance quotes from the best Canadian insurers.

Secure Your Rates​

Pick the best deal and lock your rates on our site.​

Recent Quotes From Our Users

Monthly PremiumsDate & TimeQuote TypeAgeGenderPostal Code
$84.22Jul 24, 2024, 04:44 PMAuto63FemaleM1J2C8
$43.53Jul 24, 2024, 06:04 PMHome47MaleL7P1Y9
$29.37Jul 24, 2024, 09:54 AMTenant41MaleN8W5N7

How MyChoice Works



have compared rates and saved money over the last 24 hours
Secure. No Spam. No Fees.
Article Contents
Picture of By <span>Matthew Roberts</span>
By Matthew Roberts

Updated on May 29, 2024

Visit author page
Picture of By <span>Matthew Roberts</span>
By Matthew Roberts

Updated May 29, 2024

Visit author page

3 minute read

Article Contents

Quick Facts About Tenant Insurance in Burlington

  • Burlington tenant insurance is LESS expensive than the Ontario average.
  • The average cost of tenant insurance in Burlington is $17 per month.

Burlington is the fourth-most expensive place to rent a home in Canada, but a quarter of its residents still live in rental properties.

When you rent a home, the landlord is responsible for maintaining the property. That means they’ll pay for repairs if the home is damaged in a fire, earthquake, or other perils. However, there’s a caveat – your landlord’s home insurance only protects the rental property itself and not its contents. If your belongings are damaged in a disaster, you need to repair or replace them yourself.

Fortunately, you can get tenant insurance. A tenant insurance policy foots the repair bill for any of your belongings damaged by covered perils. Rent in Burlington is already expensive, so tenant insurance can prevent you from spending too much in case of disaster.

At My Choice, we highly recommend getting tenant insurance, but we also understand choosing the right policy is challenging due to the many options. Here, learn more about tenant insurance for Burlington renters to ensure you make informed decisions regarding your policy.

How Much Does Tenant Insurance in Burlington Usually Cost?

On average, Burlington tenant insurance costs $204/year, if you land the average rate, you only need to pay $17/month to get tenant insurance protection.

However, you should remember that $204/year is the average tenant insurance rate. It can rise or fall depending on the insurer you choose, the items in your house, and where your rental property is located. Compare offers from multiple insurance companies with My Choice to find the best tenant insurance policy that fits your needs and budget.

A Snapshot of Burlington Renters

What is Burlington’s rental landscape like? Researching the city’s rental landscape gives us insight into the market’s competitiveness. Here’s a look at Burlington renters from the 2021 Census of Population.

Burlington’s renters make up 24.9% of the populace, according to the 25% sample data from the census. The remaining 75.1% are homeowners. These figures are also reflected in Burlington’s dwelling types, with 24.1% of dwellings being condos and 75.9% being non-condos.

About a quarter of dwellings in Burlington are apartments. Duplexes, low-rises, and high-rises together make up 26.6% of the city’s total dwellings, making them the second-most popular dwelling type after single-detached houses.

As of September 2022, Burlington is the fourth-most expensive city for rental properties in Canada. On average, rent for a single-bedroom apartment is $2,133/month, while two-bedroom apartments cost $2,559/month. The price hike was relatively high, with rent prices rising around 16% from September 2021. 

Burlington Population Growth

The population in Burlington grew from 183,314 people to 186,948 in six years since 2016, a 1.98% overall increase.

What Is Not Included in a Typical Burlington Renters Insurance Policy?

Even if you’ve opted for a highly comprehensive tenant insurance policy, there are some risks that insurers explicitly don’t include as a covered peril. These are called “exclusions” by Burlington insurance companies.

Here are the most common tenant insurance exclusions:

Criminal activities

If your rented home was damaged due to criminal activity, it won’t be covered by your insurance policy.


Most policies exclude this risk, but you can cover earthquake losses and damage as an add-on to a standard policy.

Failure to maintain your home

Damage or losses caused by poor home upkeep (e.g., water damage from frozen pipes, broken bannisters) won’t be covered.

Flood damage

Flooding is typically not covered by a standard policy, but it may be included as an add-on.

Home business activities

Home businesses will need separate business insurance coverage to protect you from rental property or equipment damage.

Pest damage

Because this is considered a preventable risk, most insurers don’t cover damage or loss caused by insects, vermin, and animals.


Mould caused by poor home maintenance is typically excluded by insurance policies. Note that this is separate from mould caused by an insured peril, which will be covered by your policy.

Vacant property risks

Many insurers may void your tenant insurance if you leave the property vacant for over 30 days in a row.

Note that a tenant insurance policy doesn’t cover loss or damage to items that aren’t yours, so it won’t cover a roommate’s belongings or your landlord’s possessions. Also, the list above is by no means an exclusive enumeration of risks typically excluded from a tenant insurance policy in Burlington. Talk to your tenant insurance provider to see what’s covered by your policy in case of loss or damage.

How You Can Get Cheap Tenant Insurance in Burlington?

If you’re trying to save money on tenant insurance in Burlington, visit our provincial page for practical tips.



Average rates were calculated using a standard profile and incident profiles. All personal details pertaining to the quotes and policies have been kept confidential.

Standard Profile

Quoted rates are based on either a 35-year-old male and/or female tenant with a clean claim history and good credit. They are also non-smokers and live in a home with monitored fire alarms and burglar alarms. The tenants also have a $1,000 deductible, a $1,000,000 liability, a $30,000 personal property limit and water damage included.

Incident Profiles

We examined how rates change by evaluating incident profiles. We looked at the most common tenant insurance claims in Canada: theft, fire-related, accidental injury, and water damage claims while comparing them to a clean record (standard).

Home Details

Quoted rates are based on either a duplex or triplex home constructed in the year 2010 or later.


MyChoice data science, MyChoice research.


1. Mychoice.ca Internal Data, Tenant Insurance Quotes Collected, 2024.

2. Statistics Canada, 2001-2021, Census of Population Statistics, Ontario, Burlington, Population Statistics. Data Published December 16, 2022.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes
Secure. No Spam. No Fees.

Discover More About

Read our digest of the recent report on home insurance profitability. Learn how extreme weather affects insurer profits and your premiums.
Sump pumps prevent your home from flooding and provide home insurance benefits. Click through to learn more about sump pumps and how they can save you money.
While home insurance typically doesn’t cover furnace repairs, you can still save money through regular maintenance and government rebates. Click through to learn more.

Even More Ways To Save