CIBC Home, Condo and Tenant Insurance Options

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First published on September 18, 2019

1 minute read

Updated By Vitalii Starov on September 3, 2026

MyChoice follows a strict content review process designed to ensure reliable and unbiased information.

CIBC Home Insurance: Current Availability

Available in Canada?No current CIBC-branded retail home policy
is listed on CIBC’s Canadian insurance pages.
Available in Ontario?No current CIBC home-insurance quote
option was verified.
DistributionNot applicable for new home policies. Older
CIBC-branded material should be treated as historical.
Underwriting companyNo current CIBC home underwriter is published.
Existing customers should check their latest policy documents.
How to get a quoteCIBC does not publish a current home quote flow;
compare current Ontario home insurers instead.
How to report a claimUse the insurer name and claims contact on the
latest policy documents.
Digital account or appNo current CIBC home-insurance account or
app was verified.

Why Current CIBC Home Coverage Is Not Listed

  • CIBC’s current Canadian insurance menu lists travel and creditor insurance, not retail home insurance.
  • Do not attribute dwelling, contents, liability, water or other home coverages to a current CIBC policy without current policy wording from the actual insurer.
  • Ontario shoppers seeking home insurance should compare active insurers and confirm covered causes of loss, exclusions, limits, deductibles and optional water protection before buying.

Current CIBC Home Insurance Discounts

There isn’t any verified CIBC-branded home-insurance discount schedule. Any existing customer should ask the insurer shown on the policy which savings still apply.

Where Existing CIBC-Branded Home Policyholders Should Look

Existing policies

CIBC does not publish current home-claim instructions. An existing policyholder should use the insurer, policy number and claims contact shown on the most recent declarations or renewal package.

After damage

Take reasonable steps to prevent further loss when safe, document the scene, keep receipts for emergency work and temporary expenses, and avoid discarding damaged property until the insurer gives instructions.

Review Context for the Former CIBC Home Product

Google ratings use exact corporate or head-office profiles when one can be verified. A missing exact profile is shown rather than substituting a local branch or unrelated banking profile.

Insurance
provider
Company’s
Online Rating
CIBC1.3/5
BCAA2.1/5
Desjardins2.4/5
TD1.2/5
The Personal2.9/5
Source: Google Reviews, Trustpilot

CIBC: A Brief History

CIBC was created in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada. The two predecessor banks date to 1867 and 1875, respectively.

The bank’s insurance business has changed over time. Its current Canadian retail insurance menu focuses on travel and creditor insurance and does not list a new home or auto policy. Historical CIBC home-insurance descriptions should therefore be separated from the products CIBC advertises today.

What Other Products Does CIBC Offer?

CIBC’s current Canadian insurance menu lists travel insurance and creditor insurance for eligible CIBC mortgages, personal lines of credit, personal loans and credit cards. CIBC also provides support for existing life, health and accident policies, but says it is not accepting new applications for those products.

With over 7 years in the insurance industry, Matt focuses on home and life insurance, offering sharp analysis and insights on underwriting trends, coverage structures, and how market changes impact consumers.

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