TD Home Insurance: Quick Facts
| Feature | Answer |
| Available in Canada? | Yes. TD Insurance offers home insurance across Canada, subject to province and eligibility. |
| Available in Ontario? | Yes. |
| Distribution | Direct online and by phone, plus affinity rates for eligible alumni and professional groups. |
| Underwriting company | The policy may be underwritten by Security National, Primmum, TD General or TD Home and Auto Insurance Company; the policy identifies the insurer. |
| How to get a quote | Start a quote online or speak with a TD Insurance advisor. |
| How to report a claim | Start in the TD Insurance app or call 1-866-454-8910. |
| Digital account or app | MyInsurance and the TD Insurance app support documents, billing, policy management and claims. |
Standard, Enhanced and Optional TD Home Coverage
- TD’s standard home coverage includes all-risks protection subject to exclusions, personal liability, additional living expenses and rebuilding-to-code coverage.
- Enhanced coverage can increase limits for valuables and add features such as family coverage, eco-efficient rebuilding and claim forgiveness.
- Optional add-ons include above-ground water damage, personal valuables, identity-theft recovery, personal umbrella and eligible home-sharing protection.
- Coverage may be available only when underwriting requirements are met. Review the quote and policy wording for exclusions, limits and deductibles.
Ways Eligible TD Customers Can Save on Home Insurance
- TD advertises online-purchase savings for eligible new customers and savings for qualifying TD banking, mortgage or Home Equity FlexLine relationships.
- Home-and-car bundling and preferred rates for eligible alumni and professional groups may reduce the premium.
- Claims-free savings vary by region and customer profile. The published percentages are averages or conditional offers, not guaranteed savings.
Reporting Home Damage to TD Insurance
TD Home Insurance Customer Rating Comparison
Google ratings use exact corporate or head-office profiles when one can be verified. A missing exact profile is shown rather than substituting a local branch or unrelated banking profile.
| Insurance provider | Company’s Online Rating |
|---|---|
| TD | 1.2/5 |
| BCAA | 2.1/5 |
| CIBC | 1.3/5 |
| Desjardins | 2.4/5 |
| The Personal | 2.9/5 |
Ratings checked August 27, 2026. Google ratings use the exact corporate or head-office profile for the named brand, not a local agency or broker. “No exact/current profile” means no matching profile was verifiable under this standardized method. Ratings and review counts can change.
TD Insurance: A Brief History
The Toronto-Dominion Bank was formed in 1955 through the merger of the Bank of Toronto and The Dominion Bank, whose histories date to 1855 and 1869. TD Insurance is the home and auto insurance business within TD Bank Group.
TD policies may be underwritten by Security National Insurance Company, Primmum Insurance Company, TD General Insurance Company or TD Home and Auto Insurance Company. The declarations identify the insurer for the individual policy.
Other Products Offered by TD Insurance
TD Insurance also offers auto, travel medical and life insurance products. Product availability, underwriting and eligibility differ, and some offers are tied to an eligible professional, alumni or banking relationship.