Our Most Recent Studies

Top 10 Ontario Cities With the Highest & Lowest Speeding Ticket Rates in 2025

October 28, 2025

MyChoice reveals which Ontario cities have the highest and lowest shares of drivers with speeding tickets, and explores how infractions impact insurance premiums.

How Wildfires Are Reshaping Housing Affordability in Canada

September 23, 2025

Wildfires are driving up home insurance costs in Canada. In some cities, premiums now account for up to 19% of mortgage payments. Read on to learn more.

2025 Ontario Home Insurance Market Overview

September 16, 2025

Ontario home insurance premiums rose 7.15% in 2025. See which cities pay the most, why rates are climbing, and how to lower your home insurance costs.

Canadian Communities at Highest Risk of Earthquakes

August 26, 2025

Canada has recorded over 300 significant earthquakes since 1986, with hotspots in B.C., Quebec, and the Yukon. Read on to learn more.

2025 Ontario Car Insurance Market Overview

July 16, 2025

Ontario car insurance premiums rose 4.1% in 2025. See which cities pay the most, why rates are climbing, and how to lower your insurance costs.

Canadian Cities at Highest Risk of Wildfires in 2025

May 6, 2025

Wildfires pose a huge threat to many communities across Canada. Learn what the top 20 cities at highest risk of wildfires are in 2025.

Canadian Cancer Statistics & Life Insurance

April 8, 2025

Out-of-pocket expenses for cancer patients are expected to increase by 20.35% in the next decade. Read on to learn how life insurance may help.

Home Insurance Predictions for 2025

March 4, 2025

Home insurance rates increase are set to increase a minimum of 5.28% in Canada in 2025. Read on to learn why this is happening and what you can do.

Top 10 Ontario Cities for Road Rage in 2025

January 29, 2025

Road rage incidents are up by 9.25% in Ontario since 2020. Read our study to learn which cities contribute the most to this increase.

Top 10 Safest and Most Dangerous Cities for Driving in Ontario in 2024

December 10, 2024

MyChoice Reveals the Top 10 Safest and Most Dangerous Cities for Driving in Ontario in 2024. Read our study to learn more.

Canadian Communities at High Risk of Coastal Floods

November 27, 2024

Read our study to learn about the impact of coastal floods in Canada and which communities are at higher risk.

Canadian Smoking Rates & Life Insurance

November 6, 2024

The number of cigarette smokers in Canada decreased by 18.79% since 2019 – more than double the previous decline. Read on to learn more.

How Natural Disasters Impact Canadian Wallets

October 16, 2024

Read our study to learn about the dramatic 379% rise in average annual insurable damages due to climate change in Canada over the past decade.

Life Insurance Coverage Falls Short Across Canada

September 24, 2024

Life insurance policyholders in key provinces are underinsured, leaving significant gaps between recommended and actual coverage. Read on to learn more.

Top 20 Ontario Cities at Highest Risk of Floods

August 28, 2024

Read our study to learn about the top 20 Ontario cities at highest risk of floods in 2024 and how it impacts your home insurance.

Canadian Cities at Highest Risk of Wildfires in 2024

May 27, 2024

Discover the top 20 Canadian cities at highest risk for wildfires in 2024 and how it impacts home insurance with MyChoice’s latest study.

2024 Car Theft & Insurance Rates

April 9, 2024

We used a combination of internal and Ministry of Transportation data to pin auto insurance rates and car theft together to see if there’s a correlation.

Home Insurance Predictions for 2024

March 5, 2024

MyChoice study reveals a 7.66% home insurance rates increase in Canada in 2024. Read on to learn more.

Ontario’s G Driving Test Changes Lead to Higher Accident Rates Among New Drivers

January 30, 2024

MyChoice Study Reveals a 7.8% Rise in Accidents as a Result of Ontario’s G Driving Test Overhaul. Read on to learn more.

Top 15 Cities With Best and Worst Kept Homes in Ontario

December 14, 2023

MyChoice Reveals the Top 15 Cities With Best and Worst Kept Homes in Ontario. Read on to understand how this may impact your home insurance.

Top 10 Safest and Most Dangerous Cities for Driving in Ontario

November 23, 2023

MyChoice Reveals the Top 10 Safest and Most Dangerous Cities for Driving in Ontario. Read on to learn more.

The Tables Have Turned: Millennials Get More Texting and Driving Infractions Than Gen Z

October 31, 2023

MyChoice conducted a study based on quotes from Ontario from each generation to see which age range had the most distracted drivers. Read on to learn more.

Top 10 Car Models Involved in Accidents in Ontario

September 12, 2023

We identified the top 10 car models in Ontario that were involved in accidents from an internal study conducted in 2023, find out what they are here!

Major Change Coming to Ontario Auto Insurance

August 31, 2023

Ontario drivers will have a new auto insurance option in 2024. They won’t be required to carry Direct Compensation Property Damage, find out more here.

A Guide to Life Licence Qualification Programs (LLQPs)

May 2, 2023

The Life Licence Qualification Program is your first step to becoming a qualified salesperson for life insurance, read more about it here.

Study: Car Theft Search Terms Increase in 2023 Compared to 2020

April 18, 2023

In a recent study, we established that car theft-based search terms have increased by 84% when comparing 2023 to 2020, read more here.

MyChoice reveals the top 10 car models with the highest rates of DUIs

March 8, 2023

MyChoice pulled from its database of insurance quotes to identify which car models have been involved with the most DUIs in 2022.

Most Ticketed Cars For Speeding In Ontario

February 1, 2023

We identified the top 10 car models that have speeding tickets in Ontario in an internal study conducted in 2023. Is yours in the list?

Top 10 Stolen Cars In Canada

December 23, 2022

Car theft is rampant in Canada, is your vehicle on this list of top 10 stolen cars? Find out what made the list here.

Top 10 Cities in Ontario for Road Rage

November 17, 2022

We identified the top 10 cities in Ontario for road rage from an internal study conducted in 2022, find out where they are here!

2022 Electric Car Stats And Trends In Canada

July 6, 2022

More Canadians are thinking about purchasing electric cars than ever before, and vehicle sales are on the rise. Take a closer look at stats and trends.